PREMIER BANCSHARES INC /GA
S-4MEF, 1997-06-20
STATE COMMERCIAL BANKS
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<PAGE>
 
As Filed With the Securities and Exchange Commission on June 20, 1997

                                                  Registration No. 333-
                                                                       ---------
- - --------------------------------------------------------------------------------
                       SECURITIES AND EXCHANGE COMMISSION
                            Washington, D.C.  20549

                           --------------------------
                                   FORM S-4
                            REGISTRATION STATEMENT
                                     UNDER
                          THE SECURITIES ACT OF 1933

                          -------------------------- 

                           PREMIER BANCSHARES, INC.
                      -----------------------------------    
             (Exact name of registrant as specified in its charter)


   Georgia                          6025                       58-1793778
- - --------------                 -----------------            -----------------
(State of other                (Primary Standard            (I.R.S. Employer
jurisdiction of                Industrial Classi-           Identification No.)
incorporation)                 fication Code No.)         


                               2180 Atlanta Plaza
                           950 East Paces Ferry Road
                             Atlanta, Georgia 30326
                                 (404) 814-3090

      ------------------------------------------------------------------        
         (Address, including ZIP Code, and telephone number, including
            area code, of registrant's principal executive offices)

                            Steven S. Dunlevie, Esq.
                           Elizabeth O. Derrick, Esq.
                     Womble Carlyle Sandridge & Rice, PLLC
                     Suite 700, 1275 Peachtree Street, N.E.
                            Atlanta, Georgia  30309
                                 (404) 872-7000

               (Name, address, including ZIP Code, and telephone
               number, including area code, of agent for service)

      ------------------------------------------------------------------        
Approximate date of commencement of the proposed sale of the securities to the
public:  As soon as practicable after this Registration Statement becomes
effective.

If any of the securities registered on this Form are to be offered on a delayed
or continuous basis pursuant to Rule 415 under the Securities Act of 1933, check
the following box.  [_]

If this Form is filed to register additional securities for an offering pursuant
to Rule 462(b) under the Securities Act, please check the following box and list
the Securities Act registration statement number of the earlier effective
registration statement for the same offering.  [X]  333-24537

If this Form is a post-effective amendment filed pursuant to Rule 462(c) under
the Securities Act , check the following box and list the Securities Act
registration statement number of the earlier effective registration statement
for the same offering. [_]

If delivery of the prospectus is expected to be made pursuant to Rule 434,
please check the following box.  [_]
<PAGE>
 
                        CALCULATION OF REGISTRATION FEE
<TABLE>
<CAPTION>
 
                                              Proposed           Proposed
 Title of each class                          maximum            maximum          Amount of
    of securities        Amount to be         offering           aggregate       Registration
  to be registered      registered(1)    price per share(2)  offering price(2)      Fee(2)
  ----------------      -------------    ------------------  -----------------   ------------  
<S>                     <C>              <C>                 <C>                 <C>
 
Common Stock,           10,311 shares           $16.38            $168,894           $51.17
$1.00 par value
</TABLE>

(1)  The Registrant will deregister the indicated shares if the Registrant's
     shareholders fail to approve the matter described in the Registrant's
     Registration Statement on Form S-4 (Reg. No. 333-24537), incorporated
     herein by reference.
(2)  In accordance with Rule 457(f)(2), the total registration fee has been
     calculated based on last sale reported by NASDAQ National Market System for
     the Central and Southern  common stock as of June 17, 1997 ($16.38).

                               EXPLANATORY NOTES

          This Registration Statement is being filed pursuant to Rule 462(b)
promulgated under the Securities Act of 1933, as amended.  The contents of
Registration Statement No. 333-24537 declared effective by the Commission on May
16, 1997, including any prospectuses filed pursuant thereto, are hereby
incorporated herein by reference.


                                  UNDERTAKING

          The Registrant hereby undertakes and agrees to pay the registration
fee for the securities registered hereunder within twenty-four (24) hours of the
filing of this Registration Statement.  It will give irrevocable wiring
instructions to its bank at the opening of business on Friday, June 20, 1997, to
wire the registration fee to the Commission immediately.  Registrant has
sufficient funds in its account to cover the amount of the filing fee.
<PAGE>
 
                                   EXHIBITS

                                  Description
                                  -----------



5.1   Opinion of Womble Carlyle Sandridge & Rice, PLLC

23.2  Consent of Mauldin & Jenkins, L.L.C.

23.3  Consent of Porter Keadle Moore, L.L.P.

23.4  Consent of Brown, Burke Capital Partners, Inc.

23.5  Consent of Alex Sheshunoff & Co. Investment Banking

24    Power of Attorney (included on Signature Page of Registrant's Registration
      Statement on Form S-4 (Reg. No. 333-24537) and incorporated herein by
      reference)

                                     II-1
<PAGE>
 
                                  SIGNATURES

    Pursuant to the requirements of the Securities Act of 1933, the Registrant
has duly caused this Registration Statement to be signed on its behalf by the
undersigned, thereunto duly authorized, in the City of Atlanta, State of
Georgia, on June 17, 1997.

                                              PREMIER BANCSHARES, INC.

                                              By: /s/ Darrell D. Pittard
                                                  ------------------------
                                                  Darrell D. Pittard
                                                  Chairman and Chief Executive
                                                  Officer


    Pursuant to the requirements of the Securities Act of 1933, this
Registration Statement has been signed below by the following persons in the
capacities and on the dates indicated.

<TABLE> 
<CAPTION> 

      Signature                     Title                          Date
      ---------                     -----                          ----
      <S>                           <C>                            <C> 
      /s/ N. Michael Anderson*      Director                       June 17, 1997
      -----------------------                                           
      N. Michael Anderson                                         
                                                                  
                                                                  
      /s/ James L. Coxwell*         Director                       June 17, 1997
      --------------------                                         
      James L. Coxwell                                            
                                                                  
                                                                  
      /s/ William M. Evans, Jr.*    Director and Treasurer         June 17, 1997
      -------------------------                                              
      William M. Evans, Jr.                                       
                                                                  
                                                                  
      /s/ James E. Freeman*         Director and Secretary         June 17, 1997
      --------------------                                                   
      James E. Freeman                                            
                                                                  
                                                                  
      /s/ Billy H. Martin*          Director                       June 17, 1997
      -------------------                                          
      Billy H. Martin                                             
                                                                  
                                                                  
      /s/ J. Edward Mulkey, Jr.*    Director, Vice Chairman        June 17, 1997
      -------------------------                                           
      J.  Edward Mulkey, Jr.                                      
                                                                  
                                                                  
      /s/ Darrell D. Pittard        Chairman and Chief Executive   June 17, 1997
      -----------------------       Officer (principal executive 
      Darrell D. Pittard            officer
</TABLE> 
                                     

                                     II-2
<PAGE>
 
<TABLE> 
<CAPTION> 

      Signature                     Title                          Date
      ---------                     -----                          ----
      <S>                           <C>                            <C> 
      /s/ Robin Howell*             Director                       June 17, 1997
      ----------------                                       
      Robin Howell


      /s/ Frank H. Roach*           Chief Financial Officer/       June 17, 1997
      ------------------            Executive Vice President            
      Frank H. Roach                (principal financial and  
                                    accounting officer)       
                                                              
</TABLE> 


*  By:  Darrell D. Pittard, Attorney-in-Fact


                                     II-3

<PAGE>
 
June 20, 1997

                                  EXHIBIT 5.1


Board of Directors
Premier Bancshares, Inc.
2180 Atlanta Plaza
950 E. Paces Ferry Road
Atlanta, Georgia 30326

             RE:  Premier Bancshares, Inc.
                  Registration Statement on Form S-4
                  10,311 Shares of Common Stock (the "Registration Statement")

Ladies and Gentlemen:

             We have acted as counsel for Premier Bancshares, Inc. (the
"Company") in connection with the proposed public offering of the shares of its
Common Stock covered by the above-described Registration Statement.

             In connection therewith, we have examined the following:

             (1)   The Articles of Incorporation of the Company, certified by
                   the Secretary of State of the State of Georgia;

             (2)   The Bylaws of the Company, certified as complete and correct
                   by the Secretary of the Company;

             (3)   The minute book of the Company, certified as correct and
                   complete by the Secretary of the Company;

             (4)   Certificate of Good Standing with respect to the Company,
                   issued by the Georgia Secretary of State; and

             (5)   The Registration Statement (including exhibits thereto).

             Based upon such examination and upon examination of such other
instruments and records as we have deemed necessary, we are of the opinion that:
<PAGE>
 
                                                        Premier Bancshares, Inc.
                                                                   June 20, 1997
                                                                          Page 2



             (A)   The Company has been duly incorporated under the laws of the
                   State of Georgia and is validly existing and in good standing
                   under the laws of Georgia.

             (B)   The 10,311 shares of Common Stock covered by the Registration
                   Statement have been legally authorized and when issued in
                   accordance with the terms described in said Registration
                   Statement, will be validly issued, fully paid and
                   nonassessable.

             We consent to the filing of this opinion as an exhibit to the
Registration Statement and to the reference to this firm under the caption
"Legal Matters" in the Proxy Statement/Prospectus. In giving this consent, we do
not thereby admit that we come within the category of persons whose consent is
required under Section 7 of the Securities of Act 1933, or the rules and
regulations of the Securities and Exchange Commission thereunder.


                                      Very truly yours,

                                      WOMBLE CARLYLE SANDRIDGE & RICE
                                      A Professional Limited Liability Company



                                      /s/ Womble Carlyle Sandridge & Rice, PLLC

EOD:clc

<PAGE>
 
                                 EXHIBIT 23.2


                      CONSENT OF INDEPENDENT ACCOUNTANTS



     We hereby consent to the incorporation by reference in the June 20, 1997
Registration Statement on Form S-4 of our report, dated January 31, 1997,
relating to the consolidated financial statements of Premier Bancshares, Inc.
and subsidiaries, contained in the Registration Statement on Form S-4
(Registration No. 333-24537), and to the reference to our Firm under the
caption "Experts."



                                   MAULDIN & JENKINS, LLC



                                   /s/ MAULDIN & JENKINS, LLC



Atlanta, Georgia
June 19, 1997

<PAGE>
 
                                 EXHIBIT 23.3


                    CONSENT OF CERTIFIED PUBLIC ACCOUNTANTS



We have issued our report dated January 23, 1997, accompanying the consolidated
financial statements of Central and Southern Holding Company contained in the
Registration Statement Form S-4 No. 333-24537 and incorporated by reference in
this Registration Statement (abbreviated Form S-4, filed pursuant to Rule
462(b)).  We consent to the use of the aforementioned report in the Registration
Statements Form S-4, No. 333-24537 and this Registration Statement filed
pursuant to Rule 462(b) on Form S-4, and to the use of our name as it appears
under the caption "Experts."



                                   PORTER KEADLE MOORE, LLP



                                   /s/ PORTER KEADLE MOORE, LLP


                                   Successor to the practice of:
                                   Evans, Porter, Bryan & Co.


Atlanta, Georgia
June 18, 1997

<PAGE>
 
                                 Exhibit 23.4

                         CONSENT OF FINANCIAL ADVISOR


We hereby consent to the use in this Registration Statement on Form S-4 of
Premier Bancshares, Inc. of our letter to the Board of Directors of Premier
Bancshares, Inc. included as Appendix B to the Proxy Statement/Prospectus that
is part of the Registration Statement, and to the references to such letter and
to our firm in the Proxy Statement/Prospectus.  In giving such consent, we do
not thereby admit that we come within the category of persons whose consent is
required under Section 7 of the Securities Act of 1933 or the rules and
regulations of the Securities and Exchange Commission thereunder.



                              /s/ Brown, Burke Capital Partners, Inc.
                              ---------------------------------------
                              Brown, Burke Capital Partners, Inc.
                              June 16, 1997

<PAGE>
 
                                 Exhibit 23.5

                          CONSENT OF FINANCIAL ADVISOR

                                 June 17, 1997


          We hereby consent to the use of our Fairness Opinion addressed to the
Board of Directors of Central and Southern Holding Company which is to be used
in the Form S-4 Registration Statement and the Prospectus/Proxy Statement
forming a part of this Form S-4 Registration Statement and to all references to
our firm in such Prospectus/Proxy Statement.  In giving such consent, we do not
hereby admit that we come within the category of persons whose consent is
required under Section 7 of the Securities Act of 1933 or the rules and
regulations of the Securities and Exchange Commission thereunder.



                                 Alex Sheshunoff & Co. Investment Banking



                                 /s/ Alex Sheshunoff & Co. Investment Banking


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