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File No. 333-28765
Filed under Rule 424(b)(3)
Golden American Life Insurance Company
Prospectus Supplement
December 31, 1998
to the
Prospectuses dated May 1, 1998 as
supplemented June 8, 1998, July 17, 1998 and August 18, 1998 for
Deferred Combination Variable and Fixed Annuity Contracts
(the "GoldenSelect/r/ Access Prospectus")
issued by Golden American Life Insurance Company
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| The following sentence is added to the end of the subsection titled |
| "Selling the Contract" beginning on page 40 of your prospectus. |
| |
| Additionally, we intend to reimburse registered representatives for any |
| covered actual expenses they incur with regard to the distribution of |
| the Contract as provided for under the non-cash compensation regulation |
| recently adopted by the NASD and approved by the SEC. |
| |
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This supplement should be retained with your GoldenSelect/r/ Prospectus.
G3710-PAY 12/31/98
