SEPARATE ACCOUNT B OF GOLDEN AMERICAN LIFE INSURANCE CO
24F-2NT, 1997-02-28
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    Annual Notice of Securities Sold Pursuant to Rule 24F-2

            U.S. SECURITIES AND EXCHANGE COMMISSION
                    Washington, D.C.  20549

                           FORM 24F-2
                Annual Notice of Securities Sold
                     Pursuant to Rule 24f-2


1.   Name and address of issuer:  
               The Fund For Life Division of Separate  Account B
               of Golden American Life Insurance Company
               1001 Jefferson Street, Suite 400
               Wilmington, DE  19801


2.   Name of each series or class of funds for which this notice
     is filed:
               N/A


3.   Investment Company Act File Number:  811-5626

     Securities Act File Number:  33-34827


4.   Last day of fiscal year for which this notice is filed:
               December 31, 1996


5.   Check box if this notice is being filed more than 180 days
     after the close of the issuer's fiscal year for purposes of
     reporting securities sold after the close of the fiscal year
     but before termination of the issuer's 24f-2 declaration:

                                                       [   ]


6.   Date of termination of issuer's declaration under rule 24f-
     2(a)(1), if applicable (see Instruction A.6):
               N/A


7.   Number and amount of securities of the same class or series
     which had been registered under the Securities Act of 1933
     other than pursuant to rule 24f-2 in a prior fiscal year,
     but which remained unsold at the beginning of the fiscal
     year:
               None


8.   Number and amount of securities registered during the fiscal
     year other than pursuant to rule 24f-2:
               None




9.   Number and aggregate sale price of securities  sold during
     the fiscal year:
               Number:        0
               Sale Price:    $0


10.  Number and aggregate sale price of securities sold during
     the fiscal year in reliance upon registration pursuant to
     rule 24f-2:
               Number:        0
               Sale Price:    $0


11.  Number and aggregate sale price of securities issued during
     the fiscal year in connection with dividend reinvestment
     plans, if applicable (see Instruction B.7):
               N/A


12.  Calculation of registration fee:

     (i)     Aggregate sale price of securities sold
             during the fiscal year in reliance on
             rule 24f-2 (from Item 10):                $0   

     (ii)    Aggregate price of shares issued in
             connection with dividend reinvestment
             plans (from Item 11, if applicable):      +   N/A   

     (iii)   Aggregate price of shares redeemed
             or repurchased during the fiscal 
             year (if applicable):                     - 0   


     (iv)    Aggregate price of shares redeemed
             or repurchased and previously
             applied as a reduction to filing
             fees pursuant to rule 24e-2
             (if applicable):                          +    N/A  

     (v)     Net aggregate price of securities
             sold and issued during the fiscal
             year in reliance on rule 24f-2
             [line (i), plus line (ii), less
             line (iii), plus line (iv)]
             (if applicable):                          $0    
     
     (vi)    Multiplier prescribed by Section 6(b)
             of the Securities Act of 1933 or other
             applicable law or regulation (see
             Instruction C.6):                         x  1/3300 

     (vii)   Fee due [line (i) or in (v) multiplied
             by line (vi)]:                            $0   

Instruction: Issuers should complete lines (ii), (iii), (iv),
             and (v) only if the form is being filed within 60
             days after the close of the issuer's fiscal year.
             See Instruction C.3.

13.  Check box if fees are being remitted to the Commission's
     lockbox depository as described in section 3a of the
     Commission's Rules of Informal and Other Procedures (17 CFR
     202.3a).
                                                  [ ]

     Date of mailing or wire transfer of filing fees to the
     Commission's lockbox depository:



                            SIGNATURES

     This report has  been signed below by the  following persons
     on  behalf of  the issuer and  in the capacities  and on the
     dates indicated.

     By (Signature and Title)* /s/ David A. Terwilliger          

                                   David A. Terwilliger          
                                   Vice President and Controller
                                     of Golden American
                                     Life Insurance Company

     Date  February 27, 1997



*Please print the name and title of the signing officer below the
signature.

              
              
              
              
              
              
              
              
              
              
              
              
              
              
              
              
              
              
              
              
              
              
              
              







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