FRANKLIN TEMPLETON VARIABLE INSURANCE PRODUCTS TRUST
497J, 2000-05-04
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                           FRANKLIN TEMPLETON GROUP
                         777 Mariners Island Boulevard
                              San Mateo, CA 94404


                                                              Karen L. Skidmore
                                                      ASSOCIATE GENERAL COUNSEL
                                                      Telephone: (650) 312-5651
                                                      Facsimile: (650) 312-3589


May 4, 2000

Filed Via EDGAR (CIK #0000837274)
Securities and Exchange Commission
Judiciary Plaza
450 Fifth Street, N.W.
Washington, D.C. 20549-1004

      Re:  FRANKLIN TEMPLETON VARIABLE INSURANCE PRODUCTS TRUST ("Trust");
           File Nos. 33-23493 and 811-5583

Ladies and Gentlemen:

Pursuant to Rule 497(j) under the Securities Act of 1933, this is to certify
that each form of Prospectus and Statement of Additional Information for the
Trust that would have been filed under Rule 497(c) does not differ from those
contained in Post-Effective Amendment No. 32 to the Registration Statement on
Form N-1A (the "Post-Effective Amendment"), which was filed electronically
with the Securities and Exchange Commission on April 28, 2000.  Each form of
Prospectus used reflects only the Series being offered but all forms of
prospectuses used are contained in the Post-Effective Amendment.

Sincerely,

FRANKLIN TEMPLETON
 VARIABLE INSURANCE PRODUCTS TRUST


/S/ KAREN L. SKIDMORE
Karen L. Skidmore
Assistant Vice President
Franklin Templeton Variable Insurance Products Trust
and Associate General Counsel
Franklin Resources, Inc.



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