GOLDEN AMERICAN LIFE INSURANCE COMPANY
A Subsidiary of Bankers Trust Company
1001 Jefferson Street, Wilmington, DE 19801
Tel: (302) 576-3400
Fax: (302) 576-3540
May 14, 1996
Securities and Exchange Commission
450 Fifth Street, NW
Washington, DC 20549
Re: The GCG Trust
CIK: 837276, File Nos. 33-23512 and 811-05629
Rule 497(j) Filing in Lieu of
Prospectus Filing pursuant to the
Securities Act of 1933, as amended
Ladies and Gentlemen:
Pursuant to Rule 497(j) promulgated under the
Securities Act of 1933, as amended (the "Securities Act"),
the undersigned on behalf of The GCG Trust (the "Trust"),
hereby submits this filing in lieu of a filing under
Securities Act Rule 497(c) and certifies that for the
prospectus and for the statement of additional information
for the Trust's Fund For Life Series:
(1) the form of prospectus and statement of additional
information that would have been filed under Securities
Act Rule 497(c) would not have differed from that
contained in the Registrant's most recent amendment to
its registration statement; and
(2) the text of the Registrant's most recent amendment
to its registration statement has been filed
electronically.
Prospectuses and the Sytatement of additional
information regarding all other Series of the Trust have
been or will be filed electronically pursuant to Rule 497(c)
in a separate filing.
Sincerely,
/s/ Marilyn Talman
Marilyn Talman
Vice President and
Associate
General Counsel
