GCG TRUST, 497, 1999-09-30

GCG TRUST
497, 1999-09-30

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                                        File No. 33-23512, 811-5629
                                        Filed under Rule 497(c)

THE GCG TRUST

                          PROSPECTUS SUPPLEMENT
                           SEPTEMBER 30, 1999
                                 TO THE
                        PROSPECTUS DATED MAY 1, 1999
                            FOR THE GCG TRUST


The following supercedes any contrary information that refers to the
Total Return Portfolio contained in the prospectus under the caption
"Principal Investment Strategy."

     The Portfolio may invest up to 20% of its assets in foreign
     securities, including securities of companies in emerging or
     developing markets, and up to 20% of its assets in lower rated
     nonconvertible fixed income securities and comparable unrated
     securities.  The Portfolio may invest with no limitation in
     mortgage pass-through securities and American Depository
     Receipts.



This supplement should be retained with your Prospectus for the GCG Trust



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