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Previous: MBNA AMERICA BANK NATIONAL ASSOCIATION, 8-K, EX-99.21, 2000-11-14 |
Next: MBNA AMERICA BANK NATIONAL ASSOCIATION, 8-K, EX-99.23, 2000-11-14 |
Exhibit 99.22
MBNA MASTER CREDIT CARD TRUST II
SERIES 1997-J
KEY PERFORMANCE FACTORS
October 31, 2000
Expected B Maturity 9/15/04
Blended Coupon 6.7914%
Excess Protection Level
3 Month Average 5.88%
October, 2000 6.28%
September, 2000 5.78%
August, 2000 5.58%
Cash Yield 19.62%
Investor Charge Offs 4.51%
Base Rate 8.83%
Over 30 Day Delinquency 5.23%
Seller's Interest 10.66%
Total Payment Rate 14.07%
Total Principal Balance $56,359,968,018.99
Investor Participation Amount $750,000,000.00
Seller Participation Amount $6,009,277,457.50
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