Exhibit 99.49
MBNA MASTER CREDIT CARD TRUST II
SERIES 2000-F
KEY PERFORMANCE FACTORS
October 31, 2000
Expected B Maturity 6/15/2005
Blended Coupon 6.8533%
Excess Protection Level
3 Month Average 5.82%
October, 2000 6.30%
September, 2000 5.68%
August, 2000 5.49%
Cash Yield19.66%
Investor Charge Offs 4.51%
Base Rate 8.85%
Over 30 Day Delinquency 5.23%
Seller's Interest10.66%
Total Payment Rate14.07%
Total Principal Balance$56,359,968,018.99
Investor Participation Amount$882,400,000.00
Seller Participation Amount$6,009,277,457.50
