Exhibit 99.50
MBNA MASTER CREDIT CARD TRUST II
SERIES 2000-I
KEY PERFORMANCE FACTORS
November 30, 2000
Expected B Maturity 08/15/2005
Blended Coupon 6.9750%
Excess Protection Level
3 Month Average 5.76%
November, 2000 6.44%
October, 2000 5.07%
September, 2000 N/A
Cash Yield19.74%
Investor Charge Offs 4.46%
Base Rate 8.84%
Over 30 Day Delinquency 5.24%
Seller's Interest11.84%
Total Payment Rate13.77%
Total Principal Balance$56,372,819,075.31
Investor Participation Amount$1,000,000,000.00
Seller Participation Amount$6,672,128,513.82