Exhibit 99.52
MBNA MASTER CREDIT CARD TRUST II
SERIES 2000-I
KEY PERFORMANCE FACTORS
October 31, 2000
Expected B Maturity 08/15/2005
Blended Coupon 6.9750%
Excess Protection Level
3 Month Average 5.07%
October, 2000 5.07%
September, 2000 N/A
August, 2000 N/A
Cash Yield19.74%
Investor Charge Offs 3.88%
Base Rate10.78%
Over 30 Day Delinquency 5.23%
Seller's Interest10.66%
Total Payment Rate14.07%
Total Principal Balance$56,359,968,018.99
Investor Participation Amount$1,000,000,000.00
Seller Participation Amount$6,009,277,457.50
For purposes of calculating the Base Rate and Excess Protection Level, a
Coupon of 8.78% (53/360) was used. The Base Rate was calculated using a
53 day monthly period, 9/08/00 to 10/31/00.