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SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
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FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported) September 30, 2000
MBNA America Bank, National Association
(as successor to First Union Direct Bank)
(as Originator of the First Union Master Credit Card Trust)
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(Exact name of registrant as specified in its charter)
on behalf of
First Union Master Credit Card Trust
United States 33-98546-01 51-0331454
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(State or Other (Commission File Number) (IRS Employer
Jurisdiction of Incorporation) Identification Number)
Wilmington, Delaware 19884-0781
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(Address of Principal Executive Office) (Zip Code)
Registrant's telephone number, including area code (800) 362-6255
N/A
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(Former Name or Former Address, if Changed Since Last Report)
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INFORMATION TO BE INCLUDED IN THE REPORT
Item 1. Not Applicable.
Item 2. Not Applicable.
Item 3. Not Applicable.
Item 4. Not Applicable.
Item 5. On September 30, 2000 First Union Direct Bank (the "Bank"), as
Transferor and Servicer of the First Union Master Credit Card Trust,
entered into a Transfer and Assumption Agreement, dated as of
September 30, 2000 (the "Transfer and Assumption Agreement") by and
among First Union Direct Bank, National Association (as successor to
First Union National Bank of Georgia), as Transferor and Servicer, The
Bank of New York, as Trustee and MBNA America Bank, National
Association ("MBNA"), as successor Transferor and Servicer pursuant to
the Pooling and Servicing Agreement, dated as of September 29, 1995
(the "Pooling and Servicing Agreement"). Pursuant to the Transfer and
Assumption Agreement MBNA has assumed all obligations of the Bank, as
Transferor and Servicer, for the First Union Master Credit Card Trust
under the Pooling and Servicing Agreement. The Bank has been relieved
of all its obligations as Transferor and Servicer under the Pooling
and Servicing Agreement.
Item 6. Not Applicable.
Item 7. Exhibits.
The following are filed as Exhibits to this Report under Exhibits 10.1.
Exhibit 10.1 Transfer and Assumption Agreement, dated as of September 30,
2000.
Item 8. Not Applicable.
Item 9. Not Applicable.
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, as
amended, the registrant has duly caused this report to be signed on their behalf
by the undersigned hereunto duly authorized.
MBNA America Bank, National Association,
on behalf of the First Union Master Credit
Card Trust
By: /s/ Jack Fioravanti
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Name: Jack Fioravanti
Title: Senior Vice President
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EXHIBIT INDEX
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Exhibit Description
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Exhibit 10.1 Transfer and Assumption Agreement, dated as of
September 30, 2000.
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