Exhibit 99.50
MBNA MASTER CREDIT CARD TRUST II
SERIES 2000-I
KEY PERFORMANCE FACTORS
December 31, 2000
Expected B Maturity 08/15/2005
Blended Coupon 6.9750%
Excess Protection Level
3 Month Average 3.95%
December, 2000 0.34%
November, 2000 6.44%
October, 2000 5.07%
Cash Yield19.79%
Investor Charge Offs10.15%
Base Rate 9.31%
Over 30 Day Delinquency 4.72%
Seller's Interest10.47%
Total Payment Rate13.35%
Total Principal Balance$57,190,978,436.47
Investor Participation Amount$1,000,000,000.00
Seller Participation Amount$5,990,287,874.98
