Exhibit 99.47
MBNA MASTER CREDIT CARD TRUST II
SERIES 2000-F
KEY PERFORMANCE FACTORS
December 31, 2000
Expected B Maturity 6/15/2005
Blended Coupon 6.7860%
Excess Protection Level
3 Month Average 4.40%
December, 2000 0.41%
November, 2000 6.50%
October, 2000 6.30%
Cash Yield19.79%
Investor Charge Offs10.15%
Base Rate 9.24%
Over 30 Day Delinquency 4.72%
Seller's Interest10.47%
Total Payment Rate13.35%
Total Principal Balance$57,190,978,436.47
Investor Participation Amount$882,400,000.00
Seller Participation Amount$5,990,287,874.98
