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Previous: FMS FINANCIAL CORP, 10-Q, 2000-11-14 |
Next: BLACK WARRIOR WIRELINE CORP, NT 10-Q, 2000-11-14 |
<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
QUARTERLY REPORT ON FORM 10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE
TO SUCH FINANCIAL INFORMATION.
</LEGEND>
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> SEP-30-2000
<CASH> 25,142
<INT-BEARING-DEPOSITS> 97
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 41,930
<INVESTMENTS-CARRYING> 358,522
<INVESTMENTS-MARKET> 351,107
<LOANS> 295,823
<ALLOWANCE> 3,928
<TOTAL-ASSETS> 778,093
<DEPOSITS> 629,465
<SHORT-TERM> 0
<LIABILITIES-OTHER> 6,241
<LONG-TERM> 96,306
0
0
<COMMON> 790
<OTHER-SE> 45,292
<TOTAL-LIABILITIES-AND-EQUITY> 778,093
<INTEREST-LOAN> 17,599
<INTEREST-INVEST> 15,372
<INTEREST-OTHER> 5,926
<INTEREST-TOTAL> 38,897
<INTEREST-DEPOSIT> 15,279
<INTEREST-EXPENSE> 20,112
<INTEREST-INCOME-NET> 18,784
<LOAN-LOSSES> 180
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 12,516
<INCOME-PRETAX> 6,088
<INCOME-PRE-EXTRAORDINARY> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 3,921
<EPS-BASIC> 0.57
<EPS-DILUTED> 0.56
<YIELD-ACTUAL> 3.43
<LOANS-NON> 2,461
<LOANS-PAST> 0
<LOANS-TROUBLED> 855
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 3,841
<CHARGE-OFFS> 123
<RECOVERIES> 30
<ALLOWANCE-CLOSE> 3,927
<ALLOWANCE-DOMESTIC> 3,927
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 3,477
</TABLE>
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