<TABLE> <S> <C>
<ARTICLE> 5
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEETS AND CONSOLIDATED STATEMENTS OF OPERATIONS FOUND IN
THE COMPANY'S FORM 10-K FOR THE YEAR ENDED 1999 AND IS QUALIFIED IN ITS ENTIRETY
BY REFERENCE TO SUCH FINANCIAL INFORMATION AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 20,545
<SECURITIES> 76,637
<RECEIVABLES> 0
<ALLOWANCES> 8,099
<INVENTORY> 0
<CURRENT-ASSETS> 350,861
<PP&E> 12,500
<DEPRECIATION> 9,747
<TOTAL-ASSETS> 442,697
<CURRENT-LIABILITIES> 407,141
<BONDS> 0
0
0
<COMMON> 17,965
<OTHER-SE> 17,591 <F1>
<TOTAL-LIABILITY-AND-EQUITY> 442,697
<SALES> 0
<TOTAL-REVENUES> 19,898
<CGS> 0
<TOTAL-COSTS> 0
<OTHER-EXPENSES> 7,863
<LOSS-PROVISION> 150
<INTEREST-EXPENSE> 6,747
<INCOME-PRETAX> 5,138
<INCOME-TAX> 2,089
<INCOME-CONTINUING> 3,049
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 3,049
<EPS-BASIC> .95
<EPS-DILUTED> .94
<FN>
<F1> INCLUDES UNREALIZED LOSS ON SECURITIES AFS OF (630).
</FN>
</TABLE>