|
|
|
|
|
|
|
|
|
|
|
|
|
<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS FOUND IN THE COMPANY'S FORM 10-Q FOR
THE YEAR TO DATE PERIOD ENDED SEPTEMBER 30, 2000 AND IS QUALIFIED IN ITS
ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 18,833
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 97
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 38,853
<INVESTMENTS-CARRYING> 32,910
<INVESTMENTS-MARKET> 32,197
<LOANS> 337,436
<ALLOWANCE> 8,064
<TOTAL-ASSETS> 436,768
<DEPOSITS> 390,579
<SHORT-TERM> 3,844
<LIABILITIES-OTHER> 8,633
<LONG-TERM> 0
0
0
<COMMON> 14,551
<OTHER-SE> 19,161
<TOTAL-LIABILITIES-AND-EQUITY> 436,768
<INTEREST-LOAN> 21,964
<INTEREST-INVEST> 3,753
<INTEREST-OTHER> 271
<INTEREST-TOTAL> 25,988
<INTEREST-DEPOSIT> 10,236
<INTEREST-EXPENSE> 10,497
<INTEREST-INCOME-NET> 15,491
<LOAN-LOSSES> 150
<SECURITIES-GAINS> (124)
<EXPENSE-OTHER> 11,791
<INCOME-PRETAX> 7,985
<INCOME-PRE-EXTRAORDINARY> 4,747
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 4,747
<EPS-BASIC> 1.52
<EPS-DILUTED> 1.50
<YIELD-ACTUAL> 5.07
<LOANS-NON> 1,136
<LOANS-PAST> 0
<LOANS-TROUBLED> 300
<LOANS-PROBLEM> 701
<ALLOWANCE-OPEN> 7,931
<CHARGE-OFFS> 265
<RECOVERIES> 248
<ALLOWANCE-CLOSE> 8,064
<ALLOWANCE-DOMESTIC> 6,422
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 1,642
</TABLE>
|
|