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<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE JUNE 30,
2000 UNAUDITED FINANCIAL STATEMENTS OF VINEYARD NATIONAL BANCORP AND SUBSIDIARY
AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 8,946,772
<INT-BEARING-DEPOSITS> 198,000
<FED-FUNDS-SOLD> 5,960,000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 8,450,394
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 81,835,474
<ALLOWANCE> 758,891
<TOTAL-ASSETS> 114,411,015
<DEPOSITS> 103,013,671
<SHORT-TERM> 0
<LIABILITIES-OTHER> 2,746,367
<LONG-TERM> 0
0
0
<COMMON> 2,112,243
<OTHER-SE> 6,538,734
<TOTAL-LIABILITIES-AND-EQUITY> 114,411,015
<INTEREST-LOAN> 4,137,829
<INTEREST-INVEST> 273,350
<INTEREST-OTHER> 125,633
<INTEREST-TOTAL> 4,536,812
<INTEREST-DEPOSIT> 1,031,821
<INTEREST-EXPENSE> 1,032,891
<INTEREST-INCOME-NET> 3,503,921
<LOAN-LOSSES> 256,000
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 3,971,251
<INCOME-PRETAX> 14,256
<INCOME-PRE-EXTRAORDINARY> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 8,256
<EPS-BASIC> 0.00
<EPS-DILUTED> 0.00
<YIELD-ACTUAL> 9.4
<LOANS-NON> 61,000
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 3,116,000
<ALLOWANCE-OPEN> 764,000
<CHARGE-OFFS> 272,000
<RECOVERIES> 11,000
<ALLOWANCE-CLOSE> 759,000
<ALLOWANCE-DOMESTIC> 759,000
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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