FIRST CASH FINANCIAL SERVICES INC
SC 13G, 2000-02-28
MISCELLANEOUS RETAIL
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                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                  SCHEDULE 13G

                    Under the Securities Exchange Act of 1934
                                (Amendment No. )*


                       FIRST CASH FINANCIAL SERVICES, INC.
- --------------------------------------------------------------------------------
                                (Name of Issuer)

                                  Common Stock
- --------------------------------------------------------------------------------
                         (Title of Class of Securities)

                                    31942D107
          ------------------------------------------------------------
                                 (CUSIP Number)

                                       **
- --------------------------------------------------------------------------------
             (Date of Event Which Requires Filing of this Statement)


Check the  appropriate box to designate the rule pursuant to which this Schedule
is filed:

            [X]       Rule 13d-1(b)

            [ ]       Rule 13d-1(c)

            [ ]       Rule 13d-1(d)

* The remainder of this cover page shall be filled out for a reporting  person's
initial filing on this form with respect to the subject class of securities, and
for  any  subsequent   amendment   containing   information  which  would  alter
disclosures provided in a prior cover page.

The information required on the remainder of this cover page shall not be deemed
to be "filed" for the purpose of Section 18 of the  Securities  Exchange  Act of
1934 ("Act") or otherwise  subject to the liabilities of that section of the Act
but  shall be  subject  to all other  provisions  of the Act  (however,  see the
Notes).



** On February  11,  2000,  Resource  Trust  Company  filed a Schedule 13G which
overstated  its  holdings of First Cash  Financial  Services,  Inc.  This filing
corrects the earlier filing.


                        (Continued on following page(s))
                                Page 1 of 5 Pages


<PAGE>

- --------------------------------------------
CUSIP No. 31942D107
- --------------------------------------------

========= ======================================================================
  1       NAME OF REPORTING PERSONS
          I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY)
          Resource Trust Company - 41-1250535
========= ======================================================================
  2       CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP
           (SEE INSTRUCTIONS)                                          (a) [ ]
                                                                       (b) [X]
========= ======================================================================
  3       SEC USE ONLY
========= ======================================================================
  4       CITIZENSHIP OR PLACE OF ORGANIZATION
          Delaware
======================= ====== =================================================
                          5    SOLE VOTING POWER
      NUMBER OF                72,100
        SHARES
     BENEFICIALLY       ====== =================================================
       OWNED BY           6    SHARED VOTING POWER
         EACH                  -0-
      REPORTING         ====== =================================================
        PERSON            7    SOLE DISPOSITIVE POWER
         WITH                  -0-
                        ====== =================================================
                          8    SHARED DISPOSITIVE POWER
                               72,100
========= ======================================================================
  9       AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
          72,100
========= ======================================================================
 10       CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES
           (SEE INSTRUCTIONS)
          Not Applicable
========= ======================================================================
 11       PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
          0.8%1
========= ======================================================================
 12       TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
          BK
========= ======================================================================

- --------
1    Based upon an aggregate of 8,849,909 shares  outstanding as of November 12,
     1999.

                                Page 2 of 5 Pages

<PAGE>

               This  Amendment  to the  undersigned's  Schedule  13G,  which was
originally  filed on February 11, 2000 (the "Schedule 13G") with regard to First
Cash Financial Services, Inc. (the "Issuer") is being filed to amend and restate
the original Schedule 13G of the undersigned filed on February 11, 2000.

          Item 1(a).   Name of Issuer:
                       First Cash Financial Services, Inc.

          Item 1(b).   Address of Issuer's Principal Executive Offices:
                       690 East Lamar, Suite 400
                       Arlington, TX  76011

          Item 2(a).   Name of Person Filing:
                       Resource Trust Company

          Item 2(b).   Address of Principal Business Office or, if none,
                       Residence:
                       900 South Second Avenue South, Suite 300
                       Minneapolis, MN  55402

          Item 2(c).   Citizenship:
                       Resource Trust Company is a Minnesota corporation.

          Item 2(d).   Title of Class of Securities:
                       Common Stock

          Item 2(e).   CUSIP Number:
                       31942D107


                               Page 3 of 5 Pages
<PAGE>

          Item 3.      If this statement is filed pursuant to Rules 13d-1(b), or
                       13d-2(b) or (c), check whether the person filing is a:

                       [ ]  Broker or dealer registered  under section 15 of the
                            Act (15 U.S.C.78o).

                       |X|  Bank as defined in section 3(a)(6) of the Act (15
                            U.S.C. 78c).

                       [ ]  Insurance  company as defined in section 3(a)(19) of
                            the Act (15 U.S.C. 78c).

                       [ ]  Investment company registered under section 8 of the
                            Investment Company Act of 1940 (15 U.S.C. 80a-8).

                       [ ]  An investment adviser in accordance with Section
                            240.13d-1(b)(1)(ii)(E).

                       [ ]  An employee  benefit plan or endowment  fund in
                            accordance  with Section 240.13d-1(b)(1)(ii)(F).

                       [ ]  A parent  holding  company  or  control  person in
                            accordance with Section 240.13d-1(b)(1)(ii)(G).

                       [ ]  A savings association  as  defined  in  Section 3(b)
                            of the Federal Deposit Insurance Act (12 U.S.C.
                            1813);

                       [ ]  A church plan that is excluded  from the  definition
                            of an investment company under section  3(c)(14) of
                            the Investment Company Act of 1940 (15 U.S.C.
                            80a-3);

                       [ ]  Group, in accordance with Section
                            240.13d-1(b)(1)(ii)(J).

          Item 4.      Ownership

                       (a)     Amount Beneficially Owned:  72,100

                       (b)     Percent of Class:  0.8%

                       (c) Number of shares as to which such person has:

                               (i)   sole power to vote or to direct the vote:
                                         72,100

                               (ii)  shared power to vote or to direct the vote:
                                         -0-

                               (iii) sole power to dispose or to direct the
                                     disposition of:  -0-

                               (iv)  shared power to dispose or to direct the
                                     disposition of:  72,100

          Item 5.      Ownership of Five Percent or Less of a Class.

                       This  statement  was  originally  filed in error due to a
                       miscalculation  of  the  holdings  of the  issuer  by the
                       undersigned,   when,   in  fact,   the  holdings  of  the
                       undersigned were never more than 5%.

          Item 6.      Ownership of More than Five Percent on Behalf of Another
                       Person.

                       N/A


                               Page 4 of 5 Pages
<PAGE>

          Item 7.      Identification and Classification of the Subsidiary Which
                       Acquired the Security Being Reported on By the Parent
                       Holding Company.

                       N/A

          Item 8.      Identification and Classification of Members of the
                       Group.

                       N/A

          Item 9.      Notice of Dissolution of Group.

                       N/A

          Item 10.     Certification.

                       By  signing  below  I  certify  that,  to the  best of my
                       knowledge and belief,  the  securities  referred to above
                       were  acquired  and are held in the  ordinary  course  of
                       business  and were not  acquired and are not held for the
                       purpose of or with the effect of changing or  influencing
                       the control of the issuer of the  securities and were not
                       acquired  and are not  held  in  connection  with or as a
                       participant  in any  transaction  having that  purpose or
                       effect.


                                          SIGNATURE

         After reasonable  inquiry and to the best of my knowledge and belief, I
certify that the information  set forth in this statement is true,  complete and
correct.


Date:   February 28, 2000

RESOURCE TRUST COMPANY


/s/ John A. Clymer
John A. Clymer


                                Page 5 of 5 Pages


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