<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF DORAL FINANCIAL CORPORATION FOR THE NINE MONTHS ENDED
SEPTEMBER 30, 2000 AND IT IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER>1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 28,476
<INT-BEARING-DEPOSITS> 117,190
<FED-FUNDS-SOLD> 152,071
<TRADING-ASSETS> 1,017,419
<INVESTMENTS-HELD-FOR-SALE> 213,688
<INVESTMENTS-CARRYING> 1,543,644
<INVESTMENTS-MARKET> 1,499,837
<LOANS> 1,714,040
<ALLOWANCE> 8,360
<TOTAL-ASSETS> 5,192,292
<DEPOSITS> 1,204,912
<SHORT-TERM> 2,110,686
<LIABILITIES-OTHER> 167,297
<LONG-TERM> 1,237,877
0
124,750
<COMMON> 42,419
<OTHER-SE> 304,351
<TOTAL-LIABILITIES-AND-EQUITY> 5,192,292
<INTEREST-LOAN> 90,353
<INTEREST-INVEST> 132,124
<INTEREST-OTHER> 16,354
<INTEREST-TOTAL> 238,831
<INTEREST-DEPOSIT> 44,753
<INTEREST-EXPENSE> 162,063
<INTEREST-INCOME-NET> 32,015
<LOAN-LOSSES> 2,705
<SECURITIES-GAINS> 91,414
<EXPENSE-OTHER> 76,807
<INCOME-PRETAX> 70,596
<INCOME-PRE-EXTRAORDINARY> 70,596
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 61,913
<EPS-BASIC> 1.38
<EPS-DILUTED> 1.38
<YIELD-ACTUAL> 0.81
<LOANS-NON> 9,622
<LOANS-PAST> 75,374
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 6,136
<CHARGE-OFFS> 740
<RECOVERIES> 259
<ALLOWANCE-CLOSE> 8,360
<ALLOWANCE-DOMESTIC> 8,070
<ALLOWANCE-FOREIGN> 290
<ALLOWANCE-UNALLOCATED> 0
</TABLE>