WRL SERIES ANNUITY ACCOUNT
497J, 1997-07-23
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                                                     July 23, 1997



VIA EDGAR

Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C.  20549

         Re:      Western Reserve Life Assurance Co. of Ohio
                  WRL Series Annuity Account
                  WRL Freedom Wealth Creator
                  File No. 333-24959

Dear Commissioners:

     On behalf of Western Reserve Life Assurance Co. of Ohio ("Western Reserve")
and  the  WRL  Series  Annuity  Account  (the   "Account"),   we  are  filing  a
certification  pursuant to paragraph (j) of Rule 497 under the Securities Act of
1933.  In this  regard,  we certify  that the form of  Statement  of  Additional
Information  ("SAI") for certain deferred  variable annuity contracts offered by
Western  Reserve  through  the  Account  otherwise  required  to be filed  under
paragraph (c) of Rule 497 would not have differed from the form of SAI contained
in the  Form N-4  registration  statement  for the  Account  (the  "Registration
Statement").  The  Registration  Statement  was  filed  electronically  with the
Securities and Exchange Commission on June 26, 1997 via EDGAR.

                                                     Sincerely,

                                                     /s/ Priscilla I. Hechler

                                                     Priscilla I. Hechler
                                                     Assistant Vice President
                                                     and Assistant Secretary

cc:      Thomas E. Pierpan, Esq.
         Stephen E. Roth, Esq.
         Mary Jane Wilson-Bilik, Esq.





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