UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Quarter Ended: June 30, 2000
Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one.): [ ] is a restatement
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: AFA Financial, Inc.
Address: 8748 Brecksville Road
Suite 115
Brecksville, OH 44141
13F File Number: 28-2369
The institutional investment manager filing this report and the
person by whom it is signed hereby represent that the person
signing the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Michelle Leicher
Title: Vice President
Phone: 440-838-0800
Signature, Place, and Date of Signing
Michelle Leicher Reno, Nevada July 11, 2000
Report Type (Check only one.):
[X] 13F HOLDINGS REPORT.
[ ] 13F NOTICE.
[ ] 13F COMBINATION REPORT.
List of Other Managers Reporting for this Manager:
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE
ACT OF 1934.
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FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 37
Form 13F Information Table Value Total: $76,867
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FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
ABBOTT LABS COM 002824100 2189 49325 SH SOLE N/A 49325
AMERICAN EXPRESS COM 025816109 1684 32300 SH SOLE N/A 32300
AMERICAN HOME PRODUCTS COM 026609107 1549 26370 SH SOLE N/A 26370
AMGEN, INC. COM 031162100 1524 21690 SH SOLE N/A 21690
AT & T CORP COM 001957109 967 30571 SH SOLE N/A 30571
BAXTER INTERNATIONAL COM 071813109 382 5429 SH SOLE N/A 5429
CHASE MANHATTAN COM 16161A108 380 8250 SH SOLE N/A 8250
CISCO SYSTEMS COM 17275R102 5123 80598 SH SOLE N/A 80598
CITIGROUP COM 172967101 3316 55040 SH SOLE N/A 55040
COSTCO WHOLESALE COM 22160Q102 332 10075 SH SOLE N/A 10075
DELL COMPUTERS COM 247025109 4032 81755 SH SOLE N/A 81755
DIGENE CORP COM 253752109 565 14000 SH SOLE N/A 14000
EMERSON ELECTRIC COM 291011104 211 3500 SH SOLE N/A 3500
ENRON CORP COM 293561106 1414 21915 SH SOLE N/A 21915
FEDERAL NAT'L MTG COM 313586109 1033 19790 SH SOLE N/A 19790
FLOWERS INDS. COM 343496105 3724 186775 SH SOLE N/A 186775
GENERAL ELECTRIC COM 369604103 4169 78660 SH SOLE N/A 78660
GOODRICH, B.F. CO. COM 382388106 511 15000 SH SOLE N/A 15000
HOME DEPOT COM 437076102 2960 59282 SH SOLE N/A 59282
HONEYWELL INT'L COM 438516107 1535 45575 SH SOLE N/A 45575
HOUSEHOLD INT'L COM 441815107 2421 58250 SH SOLE N/A 58250
INTEL COM 458140100 6626 49560 SH SOLE N/A 49560
JOHNSON & JOHNSON COM 478160104 1396 13700 SH SOLE N/A 13700
LEVEL 3 COMMUNICATIONS COM 52729N100 3755 42665 SH SOLE N/A 42665
LINEAR TECHNOLOGY COM 535678106 1076 16825 SH SOLE N/A 16825
LUCENT TECH. COM 549463107 3018 50937 SH SOLE N/A 50937
MASCO CORP COM 574599106 704 38950 SH SOLE N/A 38950
MCI WORLDCOM, INC. COM 55268B106 361 7875 SH SOLE N/A 7875
MEDTRONIC INC. COM 585055106 498 10000 SH SOLE N/A 10000
MERCK AND CO. COM 589331107 1453 19145 SH SOLE N/A 19145
MICROSOFT CORP COM 594918104 3010 37625 SH SOLE N/A 37625
MORGAN STANLEY DWD CO COM 617446448 3414 41010 SH SOLE N/A 41010
PPG INDUSTRIES INC. COM 693506107 270 6100 SH SOLE N/A 6100
SCHERING-PLOUGH COM 806605101 2517 49720 SH SOLE N/A 49720
TYCO INTERNATIONAL COM 902120106 4226 89682 SH SOLE N/A 89682
UNION PACIFIC COM 907818108 1009 27125 SH SOLE N/A 27125
WAL-MART STORES COM 931142103 3515 60990 SH SOLE N/A 60990
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