UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Quarter Ended: Dec 31, 2000
Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one.): [ ] is a restatement
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: AFA Financial, Inc.
Address: 8748 Brecksville Road
Suite 115
Brecksville, OH 44141
13F File Number: 28-2369
The institutional investment manager filing this report and the
person by whom it is signed hereby represent that the person
signing the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Michelle Leicher
Title: Vice President
Phone: 440-838-0800
Signature, Place, and Date of Signing
Michelle Leicher Brecksville, Ohio Jan 08, 2001
Report Type (Check only one.):
[X] 13F HOLDINGS REPORT.
[ ] 13F NOTICE.
[ ] 13F COMBINATION REPORT.
List of Other Managers Reporting for this Manager:
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE
ACT OF 1934.
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FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 29
Form 13F Information Table Value Total: $53,821
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<TABLE> <C> <C>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
ABBOTT LABS COM 002824100 1871 38627 SH SOLE N/A 38627
AMERICAN EXPRESS COM 025816109 1597 29075 SH SOLE N/A 29075
AMERICAN HOME PRODUCTS COM 026609107 1312 20647 SH SOLE N/A 20647
AMERICAN INTL GROUP COM 026874100 966 9800 SH SOLE N/A 9800
AMGEN, INC. COM 031162100 1552 24265 SH SOLE N/A 24265
ANADARKO RETRO COM 032511100 2865 40305 SH SOLE N/A 40305
CITIGROUP COM 172967101 3067 60073 SH SOLE N/A 60073
COSTCO WHOLESALE COM 22160Q102 2705 67725 SH SOLE N/A 67725
DELL COMPUTERS COM 247025109 1183 67830 SH SOLE N/A 67830
DIGENE CORP COM 253752109 626 14000 SH SOLE N/A 14000
ENRON CORP COM 293561106 3029 36439 SH SOLE N/A 36439
FEDERAL NAT'L MTG COM 313586109 1204 13877 SH SOLE N/A 13877
GENERAL ELECTRIC COM 369604103 3456 72087 SH SOLE N/A 72087
HOME DEPOT COM 437076102 1844 40357 SH SOLE N/A 40357
HOUSEHOLD INT'L COM 441815107 2377 43226 SH SOLE N/A 43226
INT BUSINESS MACHINE COM 459200100 1398 16451 SH SOLE N/A 16451
INTEL COM 458140100 2443 80770 SH SOLE N/A 80770
JOHNSON & JOHNSON COM 478160104 1466 13950 SH SOLE N/A 13950
LEVEL 3 COMMUNICATIONS COM 52729N100 923 28125 SH SOLE N/A 28125
LINEAR TECHNOLOGY COM 535678106 673 14550 SH SOLE N/A 14550
MEDTRONIC INC. COM 585055106 604 10000 SH SOLE N/A 10000
MERCK AND CO. COM 589331107 1545 16505 SH SOLE N/A 16505
MICROSOFT CORP COM 594918104 1364 31450 SH SOLE N/A 31450
MORGAN STANLEY DWD COM 617446440 2626 33135 SH SOLE N/A 33135
NORTEL NETWORKS COM 656568100 1298 40500 SH SOLE N/A 40500
SCHERING-PLOUGH COM 806605101 2022 35622 SH SOLE N/A 35622
TYCO INTERNATIONAL COM 902120106 3985 71807 SH SOLE N/A 71807
UNION PACIFIC COM 907818108 1266 24950 SH SOLE N/A 24950
WAL-MART STORES COM 931142103 2554 48065 SH SOLE N/A 48065
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