Filer: ING Groep N.V.
Subject: ReliaStar Financial Corporation
Subject File Number: 1-10640
[GRAPHIC OMITTED]
CONFIDENCE.
EVERYONE'S TELLING YOU HOW THEY CAN "THINK OUTSIDE THE BOX."
WE DON'T EVEN
WORK IN A BOX.
A HEADQUARTERS FOR FINANCIAL SERVICES.
THE ADVANTAGES THAT COME NATURALLY FROM THINKING DIFFERENT.
For personal and corporate needs, our way of looking at things tends to create
new and effective ideas that work. As one of the largest integrated financial
services companies in the world, with over $450 billion in total assets, $50
billion in market cap and 90,000 employees, we have the confidence to be
different from the rest. Today, over 25 companies across North and South America
are aligned under the ING Group brand -- ready access to a wide range of
insurance, banking and asset management products and services.
This range of integrated financial services is enhanced by our recent
announcement that ReliaStar Financial Corp. will be joining the ING Group of
worldwide financial services companies. This union doubles the size of the ING
presence in the United States, ensuring continued growth, competitiveness and
confidence in the financial services market and in the communities in which we
live.
THE CONFIDENCE TO PUT YOU FIRST.
<TABLE>
- -----------------------------------------------------------------------------------------------------------------
<S> <C> <C>
In the Americas . . . ING Financial Services of NY ING Security Life
ING Advisors Network ING Funds ING Seguros
ING Asset Management ING Halifax ING Southland Life
ING Bank of Canada ING Institutional Markets ING United Life
ING Bank of Montevideo ING Insurance ING USG Annuity
ING Barings ING Life of Georgia ING Variable Annuities
ING Commerce Group ING Novex ING Vida
ING Direct ING Reinsurance ING Wellington
ING Equitable Life ING Risk Management ING Western Union
ING Fatum (Bermuda) LTD. . . . and in nearly 60 other countries worldwide
<FN>
1-800-465-3330 www.ingamericas.com NYSE:ING
- -----------------------------------------------------------------------------------------------------------------
ING and ReliaStar will be filing a joint proxy statement/prospectus and other relevant documents concerning the
merger with the United States Securities and Exchange Commission (the "SEC"). WE URGE INVESTORS TO READ THE JOINT
PROXY STATEMENT/PROSPECTUS AND ANY OTHER RELEVANT DOCUMENTS TO BE FILED WITH THE SEC, BECAUSE THEY CONTAIN
IMPORTANT INFORMATION. Investors will be able to obtain the documents free of charge at the SEC's website,
www.sec.gov. In addition, documents filed with the SEC by ReliaStar will be available free of charge from the
Secretary of ReliaStar at 20 Washington Avenue South, Minneapolis, MN 55401, Telephone (612) 372-5432. Documents
filed with the SEC by ING will be available free of charge from the Investor Relations Department, Strawinskylaan
2631, 1077 ZZ Amsterdam, P.O. Box 810, 1000 Av. Amsterdam, The Netherlands 31-20-541-5462. PLEASE READ THE JOINT
PROXY STATEMENT/PROSPECTUS CAREFULLY BEFORE MAKING A DECISION CONCERNING THE MERGER. ReliaStar and its board of
directors will be soliciting proxies from ReliaStar stockholders in favor of the merger. YOU CAN OBTAIN MORE
INFORMATION ABOUT RELIASTAR'S DIRECTORS AND OFFICERS AND THEIR BENEFICIAL INTERESTS IN RELIASTAR'S COMMON STOCK
FROM THE SEC'S WEBSITE, www.sec.gov, AND RELIASTAR'S WEBSITE, www.reliastar.com.
- -----------------------------------------------------------------------------------------------------------------
</FN>
</TABLE>
[ING LOGO]