DIME FINANCIAL CORP /CT/
15-12G, 1999-01-04
STATE COMMERCIAL BANKS
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                             WASHINGTON, D.C. 20549
                   -------------------------------------------
                                     FORM 15

   Certification  and Notice of Termination of Registration  under Section 12(g)
  of the  Securities  Exchange Act of 1934 or Suspension of Duty to File Reports
  Under Sections 13 and 15(d) of the Securities Exchange Act of 1934.

                         Commission File Number: 0-17494

                           Dime Financial Corporation
             (Exact Name of Registrant as specified in its charter)

                                 95 Barnes Road
                         Wallingford, Connecticut 06492
                                 (203) 949-2073
          (Address, including zip code, and telephone number, including
             area code of registrant's principal executive offices)

                     COMMON STOCK, PAR VALUE $1.00 PER SHARE
            (Title of each class of securities covered by this Form)

                                      NONE
 (Titles of all other  classes of  securities  for which a duty to file  reports
under Section 13(a) or 15(d) remains)

         Please  place an X in the box(es) to  designate  the  appropriate  rule
provision(s) relied upon to terminate or suspend the duty to file reports:

<TABLE>
<CAPTION>
 
                <S>                                   <C>               <C>                                    <C> 
                Rule 12g-4(a)(1)(i)                   [x]               Rule 12h-3(b)(1)(i)                    [x]
                Rule 12g-4(a)(1)(ii)                  [ ]               Rule 12h-3(b)(1)(ii)                   [ ]
                Rule 12g-4(a)(2)(i)                   [ ]               Rule 12h-3(b)(2)(i)                    [ ]
                Rule 12g-4(a)(2)(ii)                  [ ]               Rule 12h-3(b)(2)(ii)                   [ ]

</TABLE>

         Approximate  number of  holders  of record as of the  certification  or
notice date: 0

                  Pursuant to the  requirements  of  Securities  Exchange Act of
1934,   as   amended,    Dime    Financial    Corporation    has   caused   this
certification/notice  to be  signed  on  its  behalf  by  the  undersigned  duly
authorized person.

                                              HUBCO, INC. Successor by Merger to
                                              Dime Financial Corporation

                                              D. LYNN VAN BORKULO-NUZZO
DATE:  December 22, 1998                   By:---------------------------------
                                              D. Lynn Van Borkulo-Nuzzo
                                              Executive Vice President and
                                              Corporate Secretary




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