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Previous: IBT BANCORP INC /MI/, 10-Q, 2000-11-09 |
Next: EGLOBE INC, S-1/A, 2000-11-09 |
<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 18,759
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 74,376
<INVESTMENTS-CARRYING> 15,525
<INVESTMENTS-MARKET> 15,511
<LOANS> 397,893
<ALLOWANCE> 5,136
<TOTAL-ASSETS> 526,699
<DEPOSITS> 461,950
<SHORT-TERM> 9,006
<LIABILITIES-OTHER> 4,755
<LONG-TERM> 0
0
0
<COMMON> 30,745
<OTHER-SE> 20,243
<TOTAL-LIABILITIES-AND-EQUITY> 0
<INTEREST-LOAN> 24,383
<INTEREST-INVEST> 4,043
<INTEREST-OTHER> 116
<INTEREST-TOTAL> 28,542
<INTEREST-DEPOSIT> 13,040
<INTEREST-EXPENSE> 339
<INTEREST-INCOME-NET> 15,163
<LOAN-LOSSES> 490
<SECURITIES-GAINS> (4)
<EXPENSE-OTHER> 12,463
<INCOME-PRETAX> 5,531
<INCOME-PRE-EXTRAORDINARY> 5,531
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 4,004
<EPS-BASIC> 1.04
<EPS-DILUTED> 1.04
<YIELD-ACTUAL> 4.44
<LOANS-NON> 343
<LOANS-PAST> 2,181
<LOANS-TROUBLED> 182
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 4,622
<CHARGE-OFFS> 292
<RECOVERIES> 316
<ALLOWANCE-CLOSE> 5,136
<ALLOWANCE-DOMESTIC> 5,136
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 5,136
</TABLE>
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