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Previous: IBT BANCORP INC /MI/, 10-Q, 2000-08-07 |
Next: NETWORK SYSTEMS INTERNATIONAL INC, SC 14F1, 2000-08-07 |
<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 13,920
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 74,651
<INVESTMENTS-CARRYING> 6,732
<INVESTMENTS-MARKET> 6,710
<LOANS> 293,592
<ALLOWANCE> 3,450
<TOTAL-ASSETS> 406,709
<DEPOSITS> 363,784
<SHORT-TERM> 0
<LIABILITIES-OTHER> 4,257
<LONG-TERM> 0
0
0
<COMMON> 25,997
<OTHER-SE> 12,671
<TOTAL-LIABILITIES-AND-EQUITY> 406,709
<INTEREST-LOAN> 11,699
<INTEREST-INVEST> 2,486
<INTEREST-OTHER> 41
<INTEREST-TOTAL> 14,226
<INTEREST-DEPOSIT> 6,628
<INTEREST-EXPENSE> 6,773
<INTEREST-INCOME-NET> 7,453
<LOAN-LOSSES> 154
<SECURITIES-GAINS> (4)
<EXPENSE-OTHER> 6,505
<INCOME-PRETAX> 2,728
<INCOME-PRE-EXTRAORDINARY> 2,728
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,016
<EPS-BASIC> 0.68
<EPS-DILUTED> 0.68
<YIELD-ACTUAL> 7.87
<LOANS-NON> 302
<LOANS-PAST> 970
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 3,210
<CHARGE-OFFS> 74
<RECOVERIES> 160
<ALLOWANCE-CLOSE> 3,450
<ALLOWANCE-DOMESTIC> 3,450
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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