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[letterhead]
November 2, 2000
VIA EDGAR
The United States Securities and
Exchange Commission
Judiciary Plaza
450 Fifth Street, N.W.
Washington, D.C. 20549-0506
Subject: Nationwide Variable Account-4
Nationwide Life Insurance Company
SEC File No. 33-26454
CIK No. 0000843075
Ladies and Gentlemen:
Pursuant to Rule 497(j) under the Securities Act of 1933 and on behalf of the
Nationwide Variable Account-4 (the "Variable Account") and Nationwide Life
Insurance Company (the "Company"), we certify that the form of the Prospectus
and the Statement of Additional Information that would have been filed under
paragraphs (b) or (c) of Rule 497 does not differ from the form of the
Prospectus and Statement of Additional Information contained in Post-Effective
Amendment No. 13 to the Registration Statement for the Company and the Variable
Account which became effective November 1, 2000.
Please contact me at (614) 249-8782 if you have any questions regarding this
filing.
Very truly yours,
NATIONWIDE LIFE INSURANCE COMPANY
Jamie Ruff Casto, Esq.
