<PAGE>
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 10 - Q / A
AMENDMENT NO. 1
/ X / QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d)OF THE
SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended
December 31, 1995.
OR
/ / SECURITIES EXCHANGE ACT OF 1934 For the transition period
from _____ to_____
Commission file number 1-10203
NORTHBAY FINANCIAL CORPORATION
(Exact name of registrant as specified in its charter)
Delaware 68-02085083
------------------------ --------------------
(State or other jurisdiction (I.R.S. Employer
of incorporation or organization) Identification No.)
1360 Redwood Way, Petaluma, California 94954
---------------------------------------------------------
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code (707)792-7400
Indicate by check mark whether the registrant (1) has filed all
reports required to be filed by Section 13 or 15(d) of the Securities
Exchange Act of 1934 during the proceeding 12 months (or for such
shorter period that the registrant was required to file such reports),
and (2) has been subject to such filing requirements for the past
90 days.
Yes / X / No / /
Indicate the number of shares outstanding of each of the registrant's
classes of common stock, as of the latest practicable date.
Class Outstanding at December 31, 1995
--------------------------- --------------------------------
Common Stock, Par Value $.10 2,750,522 Shares<PAGE>
<PAGE>
PART II. OTHER INFORMATION
Item 6. Exhibits and Reports on Form 8-K
Form EX-27, Article 9 Financial Data Schedule, attached as
Exhibit 27.
The Registrant filed a report on Form 8-K dated November
9, 1995, to report, under Item 5 of Form 8-K, that it had
entered into the Merger Agreement with Bank of The West.
<PAGE>
SIGNATURES
Pursuant to the requirements of section 13 or 15(d) of the Securities
Exchange Act of 1934, the registrant has duly caused this report to be signed
on its behalf by the undersigned, thereunto duly authorized.
NORTHBAY FINANCIAL CORPORATION
Registrant
DATE: March 18, 1996 BY: (s)
-------------------------------------
ALFRED A. ALYS
President and Chief Executive Officer
DATE: March 18, 1996 BY: (s)
--------------------------------------
Gregory L. Jahn
Vice President and
Chief Financial Officer
<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
QUARTERLY REPORT ON FORM 10-Q FOR THE FISCAL QUARTER ENDED DECEMBER 31, 1995
AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1000
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> JUN-30-1996
<PERIOD-END> DEC-31-1995
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0
0
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