ACHIEVEMENT FUNDS TRUST
NSAR-A, 1998-09-28
Previous: ACHIEVEMENT FUNDS TRUST, N-30D, 1998-09-28
Next: TENET INFORMATION SERVICES INC, NT 10-K, 1998-09-28



<PAGE>      PAGE  1
000 A000000 07/31/98
000 C000000 0000844209
000 D000000 N
000 E000000 NF
000 F000000 Y
000 G000000 N
000 H000000 N
000 I000000 3.0.a
000 J000000 U
001 A000000 THE ACHIEVEMENT FUNDS TRUST
001 B000000 811-5712
001 C000000 8004720577
002 A000000 530 E. SWEDESFORD ROAD
002 B000000 WAYNE
002 C000000 PA
002 D010000 19087
003  000000 N
004  000000 N
005  000000 N
006  000000 N
007 A000000 Y
007 B000000  7
007 C010100  1
007 C010200  2
007 C010300  3
007 C010400  4
007 C020400 EQUITY FUND
007 C030400 N
007 C010500  5
007 C020500 BALANCED FUND
007 C030500 N
007 C010600  6
007 C020600 INTERMEDIATE TERM BOND FUND
007 C030600 N
007 C010700  7
007 C020700 SHORT TERM BOND FUND
007 C030700 N
007 C010800  8
007 C020800 SHORT TERM MUNICIPAL BOND FUND
007 C030800 N
007 C010900  9
007 C020900 IDAHO MUNICIPAL BOND FUND
007 C030900 N
007 C011000 10
007 C021000 MUNICIPAL BOND FUND
007 C031000 N
020 A000001 JEFFRIES & COMPANY
020 B000001 95-2622900
020 C000001     59
020 A000002 BEAR STEARNS
020 B000002 13-2975144
<PAGE>      PAGE  2
020 C000002     32
020 A000003 MONTGOMERY SECURITIES
020 B000003 94-1701676
020 C000003     30
020 A000004 PERSHING
020 B000004 13-2741729
020 C000004     26
020 A000005 ERNST & COMPANY
020 B000005 13-2927667
020 C000005     19
020 A000006 LEHMAN BROTHERS
020 B000006 13-3732556
020 C000006     17
020 A000007 LEWCO SECURITIES CORPORATION
020 C000007     16
020 A000008 BRIDGE TRADING THRU ERNST
020 B000008 43-1450530
020 C000008     16
020 A000009 ALEX BROWN
020 B000009 52-1319768
020 C000009     15
020 A000010 RAYMOND JAMES
020 C000010     12
021  000000      304
022 A000001 PERSHING
022 B000001 13-2741729
022 C000001     17575
022 D000001      9661
022 A000002 FIRST TENNESSEE BANK BOND DIVISION
022 C000002     13986
022 D000002         0
022 A000003 BEAR STEARNS
022 B000003 13-2975144
022 C000003      8802
022 D000003      4579
022 A000004 PAINE WEBBER
022 B000004 13-2760086
022 C000004      4467
022 D000004      7565
022 A000005 SEASONGOOD & MOYER
022 C000005      4013
022 D000005      5922
022 A000006 MORGAN STANLEY
022 B000006 13-2655998
022 C000006      3888
022 D000006      4876
022 A000007 LEHMAN BROTHERS INC.
022 B000007 13-2927667
022 C000007      6966
022 D000007      1658
022 A000008 RRZ
<PAGE>      PAGE  3
022 C000008      2857
022 D000008      4021
022 A000009 MERGES BROKER
022 C000009      3145
022 D000009      3145
022 A000010 SOUTHWEST SECURITIES, INC.
022 C000010      2067
022 D000010      3295
023 C000000     259985
023 D000000     244051
077 A000000 N
010 A000401 SEI INVESTMENTS MUTUAL FUNDS SERVICES
010 C010401 WAYNE
010 C020401 PA
010 C030401 19087
015 A000401 FIRST UNION
015 B000401 C
015 C010401 PHILADELPHIA
015 C020401 PA
015 C030401 19101
015 E010401 X
028 A010400      4593
028 A020400         0
028 A030400         0
028 A040400      2004
028 B010400      6809
028 B020400         0
028 B030400         0
028 B040400      4883
028 C010400      2756
028 C020400        92
028 C030400         0
028 C040400      2781
028 D010400      3455
028 D020400         0
028 D030400         0
028 D040400      3108
028 E010400      4807
028 E020400         0
028 E030400         0
028 E040400      2362
028 F010400      4130
028 F020400        95
028 F030400         0
028 F040400      6122
028 G010400     26550
028 G020400       187
028 G030400         0
028 G040400     21260
028 H000400      2069
062 A000400 N
<PAGE>      PAGE  4
062 B000400   0.0
062 C000400   0.0
062 D000400   0.0
062 E000400   0.0
062 F000400   0.0
062 G000400   0.0
062 H000400   0.0
062 I000400   0.0
062 J000400   0.0
062 K000400   0.0
062 L000400   0.0
062 M000400   0.0
062 N000400   0.0
062 O000400   0.0
062 P000400   0.0
062 Q000400   0.0
062 R000400   0.0
071 A000400     91652
071 B000400     84938
071 C000400    220914
071 D000400   38
072 A000400  6
072 B000400      187
072 C000400     1465
072 D000400        0
072 E000400        0
072 F000400      841
072 G000400      227
072 H000400        0
072 I000400       19
072 J000400        7
072 K000400        0
072 L000400       18
072 M000400        5
072 N000400       20
072 O000400        0
072 P000400        0
072 Q000400        0
072 R000400       13
072 S000400       12
072 T000400       16
072 U000400        5
072 V000400        0
072 W000400        4
072 X000400     1187
072 Y000400      186
072 Z000400      651
072AA000400    16840
072BB000400        0
072CC010400      414
072CC020400        0
<PAGE>      PAGE  5
072DD010400      586
072DD020400       19
072EE000400        0
073 A010400   0.0500
073 A020400   0.0300
073 B000400   0.0000
073 C000400   0.0000
074 A000400     3994
074 B000400        0
074 C000400        0
074 D000400        0
074 E000400        0
074 F000400   223903
074 G000400        0
074 H000400        0
074 I000400        0
074 J000400        0
074 K000400        0
074 L000400        0
074 M000400      182
074 N000400   228079
074 O000400        0
074 P000400        0
074 Q000400        0
074 R010400        0
074 R020400        0
074 R030400        0
074 R040400        0
074 S000400        0
074 T000400   228079
074 U010400    12944
074 U020400      777
074 V010400    16.62
074 V020400    16.61
074 W000400   0.0000
074 X000400      387
074 Y000400        0
075 A000400        0
075 B000400   229575
076  000400     0.00
010 A000501 SEI INVESTMENTS MUTUAL FUNDS SERVICES
010 C010501 WAYNE
010 C020501 PA
010 C030501 19087
015 A000501 FIRST UNION
015 B000501 C
015 C010501 PHILADELPHIA
015 C020501 PA
015 C030501 19101
015 E010501 X
024  000500 N
<PAGE>      PAGE  6
028 A010500       494
028 A020500       287
028 A030500         0
028 A040500      1572
028 B010500      1013
028 B020500       381
028 B030500         0
028 B040500      2511
028 C010500       564
028 C020500       379
028 C030500         0
028 C040500      1010
028 D010500       787
028 D020500       311
028 D030500         0
028 D040500      1888
028 E010500      1019
028 E020500       377
028 E030500         0
028 E040500      2099
028 F010500       493
028 F020500       335
028 F030500         0
028 F040500      1189
028 G010500      4370
028 G020500      2070
028 G030500         0
028 G040500     10269
028 H000500       612
062 A000500 N
062 B000500   0.0
062 C000500   0.0
062 D000500   0.0
062 E000500   0.0
062 F000500   0.0
062 G000500   0.0
062 H000500   0.0
062 I000500   0.0
062 J000500   0.0
062 K000500   0.0
062 L000500   0.0
062 M000500   0.0
062 N000500   0.0
062 O000500   0.0
062 P000500   0.0
062 Q000500   0.0
062 R000500   0.0
071 A000500     50352
071 B000500     51429
071 C000500    178542
071 D000500   28
<PAGE>      PAGE  7
072 A000500  6
072 B000500     2019
072 C000500      944
072 D000500        0
072 E000500        0
072 F000500      687
072 G000500      186
072 H000500        0
072 I000500       18
072 J000500        7
072 K000500        0
072 L000500       15
072 M000500        4
072 N000500       12
072 O000500        0
072 P000500        0
072 Q000500        0
072 R000500       10
072 S000500        3
072 T000500        6
072 U000500        6
072 V000500        0
072 W000500        3
072 X000500      957
072 Y000500      119
072 Z000500     2125
072AA000500    11403
072BB000500        0
072CC010500        0
072CC020500     4134
072DD010500     2029
072DD020500       43
072EE000500        0
073 A010500   0.1500
073 A020500   0.1400
073 B000500   0.0000
073 C000500   0.0000
074 A000500     6062
074 B000500        0
074 C000500        0
074 D000500    56128
074 E000500        0
074 F000500   120320
074 G000500        0
074 H000500        0
074 I000500        0
074 J000500        0
074 K000500        0
074 L000500        0
074 M000500      586
074 N000500   183096
<PAGE>      PAGE  8
074 O000500        0
074 P000500        0
074 Q000500        0
074 R010500        0
074 R020500        0
074 R030500        0
074 R040500        0
074 S000500        0
074 T000500   183096
074 U010500    13051
074 U020500      380
074 V010500    13.63
074 V020500    13.62
074 W000500   0.0000
074 X000500      206
074 Y000500        0
075 A000500        0
075 B000500   187355
076  000500     0.00
010 A000601 SEI INVESTMENTS MUTUAL FUNDS SERVICES
010 C010601 WAYNE
010 C020601 PA
010 C030601 19087
015 A000601 FIRST UNION
015 B000601 C
015 C010601 PHILADELPHIA
015 C020601 PA
015 C030601 19101
015 E010601 X
025 A000601 LEHMAN BROTHERS DEBT
025 B000601 13-3732556
025 C000601 D
025 D000601    5052
028 A010600      2168
028 A020600       156
028 A030600         0
028 A040600      1467
028 B010600      7064
028 B020600       145
028 B030600         0
028 B040600      2151
028 C010600      2642
028 C020600       159
028 C030600         0
028 C040600      2443
028 D010600      2545
028 D020600       159
028 D030600         0
028 D040600      2601
028 E010600      4801
028 E020600       165
<PAGE>      PAGE  9
028 E030600         0
028 E040600      3420
028 F010600      2575
028 F020600       311
028 F030600         0
028 F040600      1794
028 G010600     21795
028 G020600      1095
028 G030600         0
028 G040600     13876
028 H000600       462
062 A000600 Y
062 B000600   0.0
062 C000600   0.0
062 D000600   0.0
062 E000600   0.0
062 F000600   0.0
062 G000600   0.0
062 H000600   0.0
062 I000600   0.0
062 J000600   0.0
062 K000600   0.0
062 L000600   1.9
062 M000600  42.2
062 N000600   7.7
062 O000600   0.0
062 P000600  34.9
062 Q000600  12.0
062 R000600   0.0
063 A000600   0
063 B000600  5.6
064 A000600 N
064 B000600 N
071 A000600     30033
071 B000600     19584
071 C000600    158532
071 D000600   12
072 A000600  6
072 B000600     5484
072 C000600        0
072 D000600        0
072 E000600        0
072 F000600      500
072 G000600      167
072 H000600        0
072 I000600       19
072 J000600        6
072 K000600        0
072 L000600       13
072 M000600        4
072 N000600       15
<PAGE>      PAGE  10
072 O000600        0
072 P000600        0
072 Q000600        0
072 R000600        9
072 S000600        9
072 T000600        3
072 U000600        4
072 V000600        0
072 W000600        3
072 X000600      752
072 Y000600      123
072 Z000600     4855
072AA000600        0
072BB000600       46
072CC010600        0
072CC020600     1047
072DD010600     4793
072DD020600       78
072EE000600        0
073 A010600   0.3100
073 A020600   0.2900
073 B000600   0.0000
073 C000600   0.0000
074 A000600     3340
074 B000600        0
074 C000600        0
074 D000600   166609
074 E000600        0
074 F000600        0
074 G000600        0
074 H000600        0
074 I000600        0
074 J000600        0
074 K000600        0
074 L000600        0
074 M000600     2195
074 N000600   172144
074 O000600        0
074 P000600        0
074 Q000600        0
074 R010600        0
074 R020600        0
074 R030600        0
074 R040600        0
074 S000600        0
074 T000600   172144
074 U010600    16036
074 U020600      276
074 V010600    10.55
074 V020600    10.58
074 W000600   0.0000
<PAGE>      PAGE  11
074 X000600       30
074 Y000600        0
075 A000600        0
075 B000600   168123
076  000600     0.00
010 A000701 SEI INVESTMENTS MUTUAL FUNDS SERVICES
010 C010701 WAYNE
010 C020701 PA
010 C030701 19087
015 A000701 FIRST UNION
015 B000701 C
015 C010701 PHILADELPHIA
015 C020701 PA
015 C030701 19101
015 E010701 X
024  000700 Y
025 A000701 MORGAN STANLEY
025 B000701 13-2655998
025 C000701 D
025 D000701    1006
028 A010700       751
028 A020700        95
028 A030700         0
028 A040700       849
028 B010700       783
028 B020700        87
028 B030700         0
028 B040700      1187
028 C010700       970
028 C020700        95
028 C030700         0
028 C040700      1325
028 D010700       599
028 D020700        94
028 D030700         0
028 D040700      1314
028 E010700      1126
028 E020700        99
028 E030700         0
028 E040700      1221
028 F010700       573
028 F020700       192
028 F030700         0
028 F040700      1246
028 G010700      4802
028 G020700       662
028 G030700         0
028 G040700      7142
028 H000700        12
062 A000700 Y
062 B000700  16.6
<PAGE>      PAGE  12
062 C000700  18.4
062 D000700   0.0
062 E000700   0.0
062 F000700   0.0
062 G000700   0.0
062 H000700   0.0
062 I000700   0.4
062 J000700   0.0
062 K000700   0.0
062 L000700   1.8
062 M000700   0.0
062 N000700   0.0
062 O000700   0.0
062 P000700  60.5
062 Q000700   0.0
062 R000700   0.0
063 A000700   0
063 B000700  1.5
064 A000700 N
064 B000700 N
071 A000700      8014
071 B000700      9848
071 C000700     47193
071 D000700   17
072 A000700  6
072 B000700     1556
072 C000700        0
072 D000700        0
072 E000700        0
072 F000700      149
072 G000700       50
072 H000700        0
072 I000700       19
072 J000700        4
072 K000700        0
072 L000700        5
072 M000700        1
072 N000700        4
072 O000700        0
072 P000700        0
072 Q000700        0
072 R000700        4
072 S000700        3
072 T000700        0
072 U000700        4
072 V000700        0
072 W000700        1
072 X000700      244
072 Y000700       58
072 Z000700     1370
072AA000700        0
<PAGE>      PAGE  13
072BB000700       50
072CC010700        0
072CC020700      201
072DD010700     1366
072DD020700        4
072EE000700        0
073 A010700   0.2700
073 A020700   0.2600
073 B000700   0.0000
073 C000700   0.0000
074 A000700      896
074 B000700        0
074 C000700    46915
074 D000700        0
074 E000700        0
074 F000700        0
074 G000700        0
074 H000700        0
074 I000700        0
074 J000700        0
074 K000700        0
074 L000700        0
074 M000700     1147
074 N000700    48958
074 O000700        0
074 P000700        0
074 Q000700        0
074 R010700        0
074 R020700        0
074 R030700        0
074 R040700        0
074 S000700        0
074 T000700    48958
074 U010700     4883
074 U020700       14
074 V010700    10.00
074 V020700     9.99
074 W000700   0.0000
074 X000700       25
074 Y000700        0
075 A000700        0
075 B000700    49886
076  000700     0.00
010 A000801 SEI INVESTMENTS MUTUAL FUNDS SERVICES
010 C010801 WAYNE
010 C020801 PA
010 C030801 19087
015 A000801 FIRST UNION
015 B000801 C
015 C010801 PHILADELPHIA
015 C020801 PA
<PAGE>      PAGE  14
015 C030801 19101
015 E010801 X
028 A010800        18
028 A020800         1
028 A030800         0
028 A040800       132
028 B010800       279
028 B020800         0
028 B030800         0
028 B040800       256
028 C010800        33
028 C020800         1
028 C030800         0
028 C040800       262
028 D010800        58
028 D020800         1
028 D030800         0
028 D040800       329
028 E010800       415
028 E020800         1
028 E030800         0
028 E040800       284
028 F010800         5
028 F020800         2
028 F030800         0
028 F040800      1025
028 G010800       808
028 G020800         6
028 G030800         0
028 G040800      2288
028 H000800       400
062 A000800 Y
062 B000800   0.0
062 C000800   0.0
062 D000800   0.0
062 E000800  97.5
062 F000800   0.0
062 G000800   0.0
062 H000800   0.0
062 I000800   0.0
062 J000800   0.0
062 K000800   0.0
062 L000800   1.0
062 M000800   0.0
062 N000800   0.0
062 O000800   0.0
062 P000800   0.0
062 Q000800   0.0
062 R000800   0.0
063 A000800   0
063 B000800  2.3
<PAGE>      PAGE  15
064 A000800 Y
064 B000800 N
071 A000800      1241
071 B000800      2627
071 C000800     14855
071 D000800    8
072 A000800  6
072 B000800      331
072 C000800        0
072 D000800        0
072 E000800        0
072 F000800       46
072 G000800       50
072 H000800        0
072 I000800       17
072 J000800        3
072 K000800        0
072 L000800        1
072 M000800        0
072 N000800       -4
072 O000800        0
072 P000800        0
072 Q000800        0
072 R000800        1
072 S000800        1
072 T000800        0
072 U000800        2
072 V000800        0
072 W000800        0
072 X000800      117
072 Y000800       60
072 Z000800      274
072AA000800       10
072BB000800        0
072CC010800        0
072CC020800       70
072DD010800      270
072DD020800        5
072EE000800        0
073 A010800   0.1800
073 A020800   0.1700
073 B000800   0.0000
073 C000800   0.0000
074 A000800      148
074 B000800        0
074 C000800    13955
074 D000800        0
074 E000800        0
074 F000800        0
074 G000800        0
074 H000800        0
<PAGE>      PAGE  16
074 I000800        0
074 J000800        0
074 K000800        0
074 L000800        0
074 M000800      208
074 N000800    14311
074 O000800        0
074 P000800        0
074 Q000800        0
074 R010800        0
074 R020800        0
074 R030800        0
074 R040800        0
074 S000800        0
074 T000800    14311
074 U010800     1369
074 U020800       60
074 V010800    10.01
074 V020800    10.05
074 W000800   0.0000
074 X000800       15
074 Y000800        0
075 A000800        0
075 B000800    15332
076  000800     0.00
010 A000901 SEI INVESTMENTS MUTUAL FUNDS SERVICES
010 C010901 WAYNE
010 C020901 PA
010 C030901 19087
015 A000901 FIRST UNION
015 B000901 C
015 C010901 PHILADELPHIA
015 C020901 PA
015 C030901 19101
015 E010901 X
028 A010900      1059
028 A020900        31
028 A030900         0
028 A040900       576
028 B010900       834
028 B020900        28
028 B030900         0
028 B040900       570
028 C010900       918
028 C020900        31
028 C030900         0
028 C040900       454
028 D010900      1367
028 D020900        30
028 D030900         0
028 D040900      1261
<PAGE>      PAGE  17
028 E010900      1742
028 E020900        35
028 E030900         0
028 E040900      1442
028 F010900      1910
028 F020900        74
028 F030900         0
028 F040900      1880
028 G010900      7830
028 G020900       229
028 G030900         0
028 G040900      6183
028 H000900      1782
062 A000900 Y
062 B000900   0.0
062 C000900   0.0
062 D000900   0.0
062 E000900   0.0
062 F000900   0.0
062 G000900   0.0
062 H000900   0.0
062 I000900   0.0
062 J000900   0.0
062 K000900   0.0
062 L000900   1.1
062 M000900   0.0
062 N000900   0.0
062 O000900  97.8
062 P000900   0.0
062 Q000900   0.0
062 R000900   0.0
063 A000900   0
063 B000900 14.3
064 A000900 Y
064 B000900 N
071 A000900      3096
071 B000900       933
071 C000900     35368
071 D000900    3
072 A000900  6
072 B000900      924
072 C000900        0
072 D000900        0
072 E000900        0
072 F000900      108
072 G000900       50
072 H000900        0
072 I000900       19
072 J000900        3
072 K000900        0
072 L000900        3
<PAGE>      PAGE  18
072 M000900        1
072 N000900        8
072 O000900        0
072 P000900        0
072 Q000900        0
072 R000900        2
072 S000900        2
072 T000900       13
072 U000900        1
072 V000900        0
072 W000900        1
072 X000900      211
072 Y000900       63
072 Z000900      776
072AA000900        0
072BB000900       12
072CC010900        0
072CC020900      271
072DD010900      581
072DD020900      195
072EE000900        0
073 A010900   0.2300
073 A020900   0.2200
073 B000900   0.0000
073 C000900   0.0000
074 A000900      393
074 B000900        0
074 C000900        0
074 D000900    36115
074 E000900        0
074 F000900        0
074 G000900        0
074 H000900        0
074 I000900        0
074 J000900        0
074 K000900        0
074 L000900        0
074 M000900      390
074 N000900    36898
074 O000900        0
074 P000900        0
074 Q000900        0
074 R010900        0
074 R020900        0
074 R030900        0
074 R040900        0
074 S000900        0
074 T000900    36898
074 U010900     2367
074 U020900     1068
074 V010900    10.73
<PAGE>      PAGE  19
074 V020900    10.76
074 W000900   0.0000
074 X000900       55
074 Y000900        0
075 A000900        0
075 B000900    36402
076  000900     0.00
010 A001001 SEI INVESTMENTS MUTUAL FUNDS SERVICES
010 C011001 WAYNE
010 C021001 PA
010 C031001 19087
015 A001001 FIRST UNION
015 B001001 C
015 C011001 PHILADELPHIA
015 C021001 PA
015 C031001 19101
015 E011001 X
028 A011000       346
028 A021000        39
028 A031000         0
028 A041000       495
028 B011000      1339
028 B021000        35
028 B031000         0
028 B041000      1065
028 C011000       415
028 C021000        38
028 C031000         0
028 C041000      1428
028 D011000      1049
028 D021000        35
028 D031000         0
028 D041000      3232
028 E011000      2420
028 E021000        35
028 E031000         0
028 E041000       579
028 F011000       905
028 F021000        70
028 F031000         0
028 F041000      1229
028 G011000      6474
028 G021000       252
028 G031000         0
028 G041000      8028
028 H001000       673
062 A001000 Y
062 B001000   0.0
062 C001000   0.0
062 D001000   0.0
062 E001000   0.0
<PAGE>      PAGE  20
062 F001000   0.0
062 G001000   0.0
062 H001000   0.0
062 I001000   0.0
062 J001000   0.0
062 K001000   0.0
062 L001000   0.1
062 M001000   0.0
062 N001000   0.0
062 O001000  97.0
062 P001000   0.0
062 Q001000   1.3
062 R001000   0.0
063 A001000   0
063 B001000 19.5
064 A001000 Y
064 B001000 N
071 A001000     20187
071 B001000     22144
071 C001000     68091
071 D001000   30
072 A001000  6
072 B001000     1958
072 C001000        0
072 D001000        0
072 E001000        0
072 F001000      213
072 G001000       71
072 H001000        0
072 I001000       19
072 J001000        4
072 K001000        0
072 L001000        6
072 M001000        2
072 N001000       11
072 O001000        0
072 P001000        1
072 Q001000        0
072 R001000        4
072 S001000        4
072 T001000       13
072 U001000        2
072 V001000        0
072 W001000        1
072 X001000      351
072 Y001000       72
072 Z001000     1679
072AA001000      714
072BB001000        0
072CC011000        0
072CC021000     1017
<PAGE>      PAGE  21
072DD011000     1469
072DD021000      210
072EE001000        0
073 A011000   0.2400
073 A021000   0.2300
073 B001000   0.0000
073 C001000   0.0000
074 A001000       32
074 B001000        0
074 C001000        0
074 D001000    69188
074 E001000        0
074 F001000        0
074 G001000        0
074 H001000        0
074 I001000      926
074 J001000        0
074 K001000        0
074 L001000        0
074 M001000     1180
074 N001000    71326
074 O001000        0
074 P001000        0
074 Q001000        0
074 R011000        0
074 R021000        0
074 R031000        0
074 R041000        0
074 S001000        0
074 T001000    71326
074 U011000     5991
074 U021000      906
074 V011000    10.34
074 V021000    10.34
074 W001000   0.0000
074 X001000       29
074 Y001000        0
075 A001000        0
075 B001000    71879
076  001000     0.00
SIGNATURE   JEFFREY FRIES                                
TITLE       TREASURER           
 


<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000844209
<NAME> ACHIEVEMENT
<SERIES>
   <NUMBER> 040
   <NAME> EQUITY FUND - INSTITUTIONAL
<MULTIPLIER> 1000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          JAN-31-1999
<PERIOD-START>                             FEB-01-1998
<PERIOD-END>                               JUL-31-1998
<INVESTMENTS-AT-COST>                           171865
<INVESTMENTS-AT-VALUE>                          227897
<RECEIVABLES>                                      163
<ASSETS-OTHER>                                    2768
<OTHER-ITEMS-ASSETS>                                72
<TOTAL-ASSETS>                                  230900
<PAYABLE-FOR-SECURITIES>                          2540
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                          281
<TOTAL-LIABILITIES>                               2821
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                        149338
<SHARES-COMMON-STOCK>                            12944
<SHARES-COMMON-PRIOR>                            12743
<ACCUMULATED-NII-CURRENT>                           59
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                          22650
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                         56032
<NET-ASSETS>                                    228079
<DIVIDEND-INCOME>                                 1465
<INTEREST-INCOME>                                  187
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                  (1001)
<NET-INVESTMENT-INCOME>                            651
<REALIZED-GAINS-CURRENT>                         16840
<APPREC-INCREASE-CURRENT>                          414
<NET-CHANGE-FROM-OPS>                            17905
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                        (586)
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                          22769
<NUMBER-OF-SHARES-REDEEMED>                    (19757)
<SHARES-REINVESTED>                                169
<NET-CHANGE-IN-ASSETS>                           19670
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                         7157
<OVERDISTRIB-NII-PRIOR>                           (12)
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                             1027
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                   1187
<AVERAGE-NET-ASSETS>                            229575
<PER-SHARE-NAV-BEGIN>                            15.34
<PER-SHARE-NII>                                  0.050
<PER-SHARE-GAIN-APPREC>                          1.280
<PER-SHARE-DIVIDEND>                           (0.050)
<PER-SHARE-DISTRIBUTIONS>                        0.000
<RETURNS-OF-CAPITAL>                             0.000
<PER-SHARE-NAV-END>                              16.62
<EXPENSE-RATIO>                                   0.87
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000844209
<NAME> ACHIEVEMENT
<SERIES>
   <NUMBER> 041
   <NAME> EQUITY FUND - CLASS A
<MULTIPLIER> 1000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          JAN-31-1999
<PERIOD-START>                             FEB-01-1998
<PERIOD-END>                               JUL-31-1998
<INVESTMENTS-AT-COST>                           171865
<INVESTMENTS-AT-VALUE>                          227897
<RECEIVABLES>                                      163
<ASSETS-OTHER>                                    2768
<OTHER-ITEMS-ASSETS>                                72
<TOTAL-ASSETS>                                  230900
<PAYABLE-FOR-SECURITIES>                          2540
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                          281
<TOTAL-LIABILITIES>                               2821
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                        149338
<SHARES-COMMON-STOCK>                              687
<SHARES-COMMON-PRIOR>                              636
<ACCUMULATED-NII-CURRENT>                           59
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                          22650
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                         56032
<NET-ASSETS>                                    228079
<DIVIDEND-INCOME>                                 1465
<INTEREST-INCOME>                                  187
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                  (1001)
<NET-INVESTMENT-INCOME>                            651
<REALIZED-GAINS-CURRENT>                         16840
<APPREC-INCREASE-CURRENT>                          414
<NET-CHANGE-FROM-OPS>                            17905
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                         (18)
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                           2069
<NUMBER-OF-SHARES-REDEEMED>                     (1256)
<SHARES-REINVESTED>                                 17
<NET-CHANGE-IN-ASSETS>                            1651
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                         7157
<OVERDISTRIB-NII-PRIOR>                           (12)
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                             1027
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                   1187
<AVERAGE-NET-ASSETS>                            229575
<PER-SHARE-NAV-BEGIN>                            15.34
<PER-SHARE-NII>                                   0.03
<PER-SHARE-GAIN-APPREC>                           1.27
<PER-SHARE-DIVIDEND>                            (0.03)
<PER-SHARE-DISTRIBUTIONS>                         0.00
<RETURNS-OF-CAPITAL>                              0.00
<PER-SHARE-NAV-END>                              16.61
<EXPENSE-RATIO>                                   1.12
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000844209
<NAME> ACHIEVEMENT
<SERIES>
   <NUMBER> 042
   <NAME> EQUITY FUND - CLASS B
<MULTIPLIER> 1000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          JAN-31-1999
<PERIOD-START>                             FEB-01-1998
<PERIOD-END>                               JUL-31-1998
<INVESTMENTS-AT-COST>                           171865
<INVESTMENTS-AT-VALUE>                          227897
<RECEIVABLES>                                      163
<ASSETS-OTHER>                                    2768
<OTHER-ITEMS-ASSETS>                                72
<TOTAL-ASSETS>                                  230900
<PAYABLE-FOR-SECURITIES>                          2540
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                          281
<TOTAL-LIABILITIES>                               2821
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                        149338
<SHARES-COMMON-STOCK>                               91
<SHARES-COMMON-PRIOR>                                0
<ACCUMULATED-NII-CURRENT>                           59
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                          22650
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                         56032
<NET-ASSETS>                                    228079
<DIVIDEND-INCOME>                                 1465
<INTEREST-INCOME>                                  187
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                  (1001)
<NET-INVESTMENT-INCOME>                            651
<REALIZED-GAINS-CURRENT>                         16840
<APPREC-INCREASE-CURRENT>                          414
<NET-CHANGE-FROM-OPS>                            17905
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                            1
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                           1512
<NUMBER-OF-SHARES-REDEEMED>                        (1)
<SHARES-REINVESTED>                                  1
<NET-CHANGE-IN-ASSETS>                            1502
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                         7157
<OVERDISTRIB-NII-PRIOR>                           (12)
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                             1027
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                   1187
<AVERAGE-NET-ASSETS>                            229575
<PER-SHARE-NAV-BEGIN>                            17.16
<PER-SHARE-NII>                                 (0.02)
<PER-SHARE-GAIN-APPREC>                         (0.54)
<PER-SHARE-DIVIDEND>                            (0.01)
<PER-SHARE-DISTRIBUTIONS>                         0.00
<RETURNS-OF-CAPITAL>                              0.00
<PER-SHARE-NAV-END>                              16.59
<EXPENSE-RATIO>                                   1.88
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000844209
<NAME> ACHIEVEMENT
<SERIES>
   <NUMBER> 050
   <NAME> BALANCED - INSTITUTIONAL
<MULTIPLIER> 1000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          JAN-31-1999
<PERIOD-START>                             FEB-01-1998
<PERIOD-END>                               JUL-31-1998
<INVESTMENTS-AT-COST>                           151310
<INVESTMENTS-AT-VALUE>                          182510
<RECEIVABLES>                                     1118
<ASSETS-OTHER>                                    1272
<OTHER-ITEMS-ASSETS>                                51
<TOTAL-ASSETS>                                  184951
<PAYABLE-FOR-SECURITIES>                          1606
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                          249
<TOTAL-LIABILITIES>                               1855
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                        137289
<SHARES-COMMON-STOCK>                            13051
<SHARES-COMMON-PRIOR>                            13415
<ACCUMULATED-NII-CURRENT>                          609
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                          13998
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                         31200
<NET-ASSETS>                                    183096
<DIVIDEND-INCOME>                                  944
<INTEREST-INCOME>                                 2019
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                   (838)
<NET-INVESTMENT-INCOME>                           2125
<REALIZED-GAINS-CURRENT>                         11403
<APPREC-INCREASE-CURRENT>                       (4134)
<NET-CHANGE-FROM-OPS>                             9394
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                       (2029)
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                           2967
<NUMBER-OF-SHARES-REDEEMED>                     (9996)
<SHARES-REINVESTED>                               2026
<NET-CHANGE-IN-ASSETS>                            2175
<ACCUMULATED-NII-PRIOR>                            299
<ACCUMULATED-GAINS-PRIOR>                         3680
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                              806
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                    957
<AVERAGE-NET-ASSETS>                            187355
<PER-SHARE-NAV-BEGIN>                            13.10
<PER-SHARE-NII>                                  0.150
<PER-SHARE-GAIN-APPREC>                          0.530
<PER-SHARE-DIVIDEND>                           (0.150)
<PER-SHARE-DISTRIBUTIONS>                         0.00
<RETURNS-OF-CAPITAL>                              0.00
<PER-SHARE-NAV-END>                              13.63
<EXPENSE-RATIO>                                   0.90
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000844209
<NAME> ACHIEVEMENT
<SERIES>
   <NUMBER> 051
   <NAME> BALANCED - RETAIL CLASS A
<MULTIPLIER> 1000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          JAN-31-1999
<PERIOD-START>                             FEB-01-1998
<PERIOD-END>                               JUL-31-1998
<INVESTMENTS-AT-COST>                           151310
<INVESTMENTS-AT-VALUE>                          182510
<RECEIVABLES>                                     1118
<ASSETS-OTHER>                                    1272
<OTHER-ITEMS-ASSETS>                                51
<TOTAL-ASSETS>                                  184951
<PAYABLE-FOR-SECURITIES>                          1606
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                          249
<TOTAL-LIABILITIES>                               1855
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                        137289
<SHARES-COMMON-STOCK>                              325
<SHARES-COMMON-PRIOR>                              296
<ACCUMULATED-NII-CURRENT>                          609
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                          13998
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                         31200
<NET-ASSETS>                                    183096
<DIVIDEND-INCOME>                                  944
<INTEREST-INCOME>                                 2019
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                   (838)
<NET-INVESTMENT-INCOME>                           2125
<REALIZED-GAINS-CURRENT>                         11403
<APPREC-INCREASE-CURRENT>                       (4134)
<NET-CHANGE-FROM-OPS>                             9394
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                         (42)
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                            612
<NUMBER-OF-SHARES-REDEEMED>                      (254)
<SHARES-REINVESTED>                                 41
<NET-CHANGE-IN-ASSETS>                             552
<ACCUMULATED-NII-PRIOR>                            299
<ACCUMULATED-GAINS-PRIOR>                         3680
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                              806
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                    957
<AVERAGE-NET-ASSETS>                            187355
<PER-SHARE-NAV-BEGIN>                            13.08
<PER-SHARE-NII>                                  0.140
<PER-SHARE-GAIN-APPREC>                          0.540
<PER-SHARE-DIVIDEND>                           (0.140)
<PER-SHARE-DISTRIBUTIONS>                         0.00
<RETURNS-OF-CAPITAL>                              0.00
<PER-SHARE-NAV-END>                              13.62
<EXPENSE-RATIO>                                   1.15
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000844209
<NAME> ACHIEVEMENT
<SERIES>
   <NUMBER> 052
   <NAME> BALANCED -RETAIL CLASS B
<MULTIPLIER> 1000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          JAN-31-1999
<PERIOD-START>                             FEB-01-1998
<PERIOD-END>                               JUL-31-1998
<INVESTMENTS-AT-COST>                           151310
<INVESTMENTS-AT-VALUE>                          182510
<RECEIVABLES>                                     1118
<ASSETS-OTHER>                                    1272
<OTHER-ITEMS-ASSETS>                                51
<TOTAL-ASSETS>                                  184951
<PAYABLE-FOR-SECURITIES>                          1606
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                          249
<TOTAL-LIABILITIES>                               1855
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                        137289
<SHARES-COMMON-STOCK>                               55
<SHARES-COMMON-PRIOR>                                0
<ACCUMULATED-NII-CURRENT>                          609
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                          13998
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                         31200
<NET-ASSETS>                                    183096
<DIVIDEND-INCOME>                                  944
<INTEREST-INCOME>                                 2019
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                   (838)
<NET-INVESTMENT-INCOME>                           2125
<REALIZED-GAINS-CURRENT>                         11403
<APPREC-INCREASE-CURRENT>                       (4134)
<NET-CHANGE-FROM-OPS>                             9394
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                          (1)
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                            760
<NUMBER-OF-SHARES-REDEEMED>                        (3)
<SHARES-REINVESTED>                                  1
<NET-CHANGE-IN-ASSETS>                             749
<ACCUMULATED-NII-PRIOR>                            299
<ACCUMULATED-GAINS-PRIOR>                         3680
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                              806
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                    957
<AVERAGE-NET-ASSETS>                            187355
<PER-SHARE-NAV-BEGIN>                            14.09
<PER-SHARE-NII>                                  0.040
<PER-SHARE-GAIN-APPREC>                        (0.490)
<PER-SHARE-DIVIDEND>                           (0.040)
<PER-SHARE-DISTRIBUTIONS>                        0.000
<RETURNS-OF-CAPITAL>                             0.000
<PER-SHARE-NAV-END>                              13.60
<EXPENSE-RATIO>                                  1.880
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000844209
<NAME> ACHIEVEMENT
<SERIES>
   <NUMBER> 060
   <NAME> INTERMEDIATE TERM BOND - INST.
<MULTIPLIER> 1000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          JAN-31-1999
<PERIOD-START>                             FEB-01-1998
<PERIOD-END>                               JUL-31-1998
<INVESTMENTS-AT-COST>                           167092
<INVESTMENTS-AT-VALUE>                          169949
<RECEIVABLES>                                     3156
<ASSETS-OTHER>                                     147
<OTHER-ITEMS-ASSETS>                                72
<TOTAL-ASSETS>                                  173324
<PAYABLE-FOR-SECURITIES>                          1002
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                          178
<TOTAL-LIABILITIES>                               1180
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                        171906
<SHARES-COMMON-STOCK>                            16036
<SHARES-COMMON-PRIOR>                            15222
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                            (17)
<ACCUMULATED-NET-GAINS>                              0
<OVERDISTRIBUTION-GAINS>                        (2602)
<ACCUM-APPREC-OR-DEPREC>                          2857
<NET-ASSETS>                                    172144
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                                 5484
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                   (629)
<NET-INVESTMENT-INCOME>                           4855
<REALIZED-GAINS-CURRENT>                          (46)
<APPREC-INCREASE-CURRENT>                       (1047)
<NET-CHANGE-FROM-OPS>                             3762
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                       (4793)
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                          21122
<NUMBER-OF-SHARES-REDEEMED>                    (13411)
<SHARES-REINVESTED>                                863
<NET-CHANGE-IN-ASSETS>                            7486
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                            0
<OVERDISTRIB-NII-PRIOR>                            (1)
<OVERDIST-NET-GAINS-PRIOR>                      (2556)
<GROSS-ADVISORY-FEES>                              623
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                    752
<AVERAGE-NET-ASSETS>                            168123
<PER-SHARE-NAV-BEGIN>                            10.63
<PER-SHARE-NII>                                  0.310
<PER-SHARE-GAIN-APPREC>                        (0.080)
<PER-SHARE-DIVIDEND>                           (0.310)
<PER-SHARE-DISTRIBUTIONS>                        0.000
<RETURNS-OF-CAPITAL>                             0.000
<PER-SHARE-NAV-END>                              10.55
<EXPENSE-RATIO>                                  0.750
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000844209
<NAME> ACHIEVEMENT
<SERIES>
   <NUMBER> 061
   <NAME> INTERMEDIATE TERM BOND-RETAIL A
<MULTIPLIER> 1000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          JAN-31-1999
<PERIOD-START>                             FEB-01-1998
<PERIOD-END>                               JUL-31-1998
<INVESTMENTS-AT-COST>                           167092
<INVESTMENTS-AT-VALUE>                          169949
<RECEIVABLES>                                     3156
<ASSETS-OTHER>                                     147
<OTHER-ITEMS-ASSETS>                                72
<TOTAL-ASSETS>                                  173324
<PAYABLE-FOR-SECURITIES>                          1002
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                          178
<TOTAL-LIABILITIES>                               1180
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                        171906
<SHARES-COMMON-STOCK>                              276
<SHARES-COMMON-PRIOR>                              261
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                            (17)
<ACCUMULATED-NET-GAINS>                              0
<OVERDISTRIBUTION-GAINS>                        (2602)
<ACCUM-APPREC-OR-DEPREC>                          2857
<NET-ASSETS>                                    172144
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                                 5484
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                   (629)
<NET-INVESTMENT-INCOME>                           4855
<REALIZED-GAINS-CURRENT>                          (46)
<APPREC-INCREASE-CURRENT>                       (1047)
<NET-CHANGE-FROM-OPS>                             3762
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                         (78)
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                            462
<NUMBER-OF-SHARES-REDEEMED>                      (377)
<SHARES-REINVESTED>                                 76
<NET-CHANGE-IN-ASSETS>                             140
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                            0
<OVERDISTRIB-NII-PRIOR>                            (1)
<OVERDIST-NET-GAINS-PRIOR>                      (2556)
<GROSS-ADVISORY-FEES>                              623
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                    752
<AVERAGE-NET-ASSETS>                            168123
<PER-SHARE-NAV-BEGIN>                            10.66
<PER-SHARE-NII>                                  0.290
<PER-SHARE-GAIN-APPREC>                        (0.070)
<PER-SHARE-DIVIDEND>                           (0.300)
<PER-SHARE-DISTRIBUTIONS>                        0.000
<RETURNS-OF-CAPITAL>                             0.000
<PER-SHARE-NAV-END>                              10.58
<EXPENSE-RATIO>                                  1.000
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000844209
<NAME> ACHIEVEMENT
<SERIES>
   <NUMBER> 070
   <NAME> SHORT TERM BOND-INSTITUTIONAL
<MULTIPLIER> 1000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          JAN-31-1999
<PERIOD-START>                             FEB-01-1998
<PERIOD-END>                               JUL-31-1998
<INVESTMENTS-AT-COST>                            47798
<INVESTMENTS-AT-VALUE>                           47811
<RECEIVABLES>                                     1404
<ASSETS-OTHER>                                      15
<OTHER-ITEMS-ASSETS>                                55
<TOTAL-ASSETS>                                   49285
<PAYABLE-FOR-SECURITIES>                           229
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                           98
<TOTAL-LIABILITIES>                                327
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                         51323
<SHARES-COMMON-STOCK>                             4883
<SHARES-COMMON-PRIOR>                             5061
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                              0
<OVERDISTRIBUTION-GAINS>                        (2378)
<ACCUM-APPREC-OR-DEPREC>                            13
<NET-ASSETS>                                     48958
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                                 1556
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                   (186)
<NET-INVESTMENT-INCOME>                           1370
<REALIZED-GAINS-CURRENT>                          (50)
<APPREC-INCREASE-CURRENT>                        (201)
<NET-CHANGE-FROM-OPS>                             1119
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                       (1366)
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                           4631
<NUMBER-OF-SHARES-REDEEMED>                     (6976)
<SHARES-REINVESTED>                                562
<NET-CHANGE-IN-ASSETS>                          (2033)
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                            0
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                      (2328)
<GROSS-ADVISORY-FEES>                              207
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                    244
<AVERAGE-NET-ASSETS>                             49886
<PER-SHARE-NAV-BEGIN>                            10.05
<PER-SHARE-NII>                                  0.270
<PER-SHARE-GAIN-APPREC>                        (0.050)
<PER-SHARE-DIVIDEND>                           (0.270)
<PER-SHARE-DISTRIBUTIONS>                        0.000
<RETURNS-OF-CAPITAL>                             0.000
<PER-SHARE-NAV-END>                              10.00
<EXPENSE-RATIO>                                  0.750
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000844209
<NAME> ACHIEVEMENT
<SERIES>
   <NUMBER> 071
   <NAME> SHORT TERM BOND-RETAIL CLASS A
<MULTIPLIER> 1000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          JAN-31-1999
<PERIOD-START>                             FEB-01-1998
<PERIOD-END>                               JUL-31-1998
<INVESTMENTS-AT-COST>                            47798
<INVESTMENTS-AT-VALUE>                           47811
<RECEIVABLES>                                     1404
<ASSETS-OTHER>                                      15
<OTHER-ITEMS-ASSETS>                                55
<TOTAL-ASSETS>                                   49285
<PAYABLE-FOR-SECURITIES>                           229
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                           98
<TOTAL-LIABILITIES>                                327
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                         51323
<SHARES-COMMON-STOCK>                               14
<SHARES-COMMON-PRIOR>                               20
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                              0
<OVERDISTRIBUTION-GAINS>                        (2378)
<ACCUM-APPREC-OR-DEPREC>                            13
<NET-ASSETS>                                     48958
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                                 1556
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                   (186)
<NET-INVESTMENT-INCOME>                           1370
<REALIZED-GAINS-CURRENT>                          (50)
<APPREC-INCREASE-CURRENT>                        (201)
<NET-CHANGE-FROM-OPS>                             1119
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                          (5)
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                            408
<NUMBER-OF-SHARES-REDEEMED>                     (2263)
<SHARES-REINVESTED>                                  0
<NET-CHANGE-IN-ASSETS>                            (66)
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                            0
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                      (2328)
<GROSS-ADVISORY-FEES>                              207
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                    244
<AVERAGE-NET-ASSETS>                             49886
<PER-SHARE-NAV-BEGIN>                            10.04
<PER-SHARE-NII>                                  0.260
<PER-SHARE-GAIN-APPREC>                        (0.050)
<PER-SHARE-DIVIDEND>                           (0.260)
<PER-SHARE-DISTRIBUTIONS>                        0.000
<RETURNS-OF-CAPITAL>                             0.000
<PER-SHARE-NAV-END>                               9.99
<EXPENSE-RATIO>                                  1.000
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000844209
<NAME> ACHIEVEMENT
<SERIES>
   <NUMBER> 080
   <NAME> SHORT TERM MUNI BOND-INST.
<MULTIPLIER> 1000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          JAN-31-1999
<PERIOD-START>                             FEB-01-1998
<PERIOD-END>                               JUL-31-1998
<INVESTMENTS-AT-COST>                            14023
<INVESTMENTS-AT-VALUE>                           14103
<RECEIVABLES>                                      261
<ASSETS-OTHER>                                      35
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                   14399
<PAYABLE-FOR-SECURITIES>                            13
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                           75
<TOTAL-LIABILITIES>                                 88
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                         14205
<SHARES-COMMON-STOCK>                             1369
<SHARES-COMMON-PRIOR>                             1555
<ACCUMULATED-NII-CURRENT>                            7
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                             19
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                            80
<NET-ASSETS>                                     14311
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                                  331
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                    (57)
<NET-INVESTMENT-INCOME>                            274
<REALIZED-GAINS-CURRENT>                            10
<APPREC-INCREASE-CURRENT>                         (70)
<NET-CHANGE-FROM-OPS>                              214
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                        (270)
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                            408
<NUMBER-OF-SHARES-REDEEMED>                     (2263)
<SHARES-REINVESTED>                                  0
<NET-CHANGE-IN-ASSETS>                          (1915)
<ACCUMULATED-NII-PRIOR>                              8
<ACCUMULATED-GAINS-PRIOR>                            9
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                               71
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                    121
<AVERAGE-NET-ASSETS>                             15332
<PER-SHARE-NAV-BEGIN>                            10.05
<PER-SHARE-NII>                                  0.180
<PER-SHARE-GAIN-APPREC>                        (0.040)
<PER-SHARE-DIVIDEND>                           (0.180)
<PER-SHARE-DISTRIBUTIONS>                        0.000
<RETURNS-OF-CAPITAL>                             0.000
<PER-SHARE-NAV-END>                              10.01
<EXPENSE-RATIO>                                  0.750
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000844209
<NAME> ACHIEVEMENT
<SERIES>
   <NUMBER> 081
   <NAME> SHORT TERM MUNI BOND-RETAIL A
<MULTIPLIER> 1000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          JAN-31-1999
<PERIOD-START>                             FEB-01-1998
<PERIOD-END>                               JUL-31-1998
<INVESTMENTS-AT-COST>                            14023
<INVESTMENTS-AT-VALUE>                           14103
<RECEIVABLES>                                      261
<ASSETS-OTHER>                                      35
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                   14399
<PAYABLE-FOR-SECURITIES>                            13
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                           75
<TOTAL-LIABILITIES>                                 88
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                         14205
<SHARES-COMMON-STOCK>                               60
<SHARES-COMMON-PRIOR>                               22
<ACCUMULATED-NII-CURRENT>                            7
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                             19
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                            80
<NET-ASSETS>                                     14311
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                                  331
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                    (57)
<NET-INVESTMENT-INCOME>                            274
<REALIZED-GAINS-CURRENT>                            10
<APPREC-INCREASE-CURRENT>                         (70)
<NET-CHANGE-FROM-OPS>                              214
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                          (5)
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                            400
<NUMBER-OF-SHARES-REDEEMED>                       (26)
<SHARES-REINVESTED>                                  4
<NET-CHANGE-IN-ASSETS>                             377
<ACCUMULATED-NII-PRIOR>                              8
<ACCUMULATED-GAINS-PRIOR>                            9
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                               71
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                    121
<AVERAGE-NET-ASSETS>                             15332
<PER-SHARE-NAV-BEGIN>                            10.08
<PER-SHARE-NII>                                  0.170
<PER-SHARE-GAIN-APPREC>                        (0.030)
<PER-SHARE-DIVIDEND>                           (0.170)
<PER-SHARE-DISTRIBUTIONS>                        0.000
<RETURNS-OF-CAPITAL>                             0.000
<PER-SHARE-NAV-END>                              10.05
<EXPENSE-RATIO>                                  1.000
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000844209
<NAME> ACHIEVEMENT
<SERIES>
   <NUMBER> 090
   <NAME> IDAHO MUNI BOND-INST.
<MULTIPLIER> 1000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          JAN-31-1999
<PERIOD-START>                             FEB-01-1998
<PERIOD-END>                               JUL-31-1998
<INVESTMENTS-AT-COST>                            34996
<INVESTMENTS-AT-VALUE>                           36508
<RECEIVABLES>                                      540
<ASSETS-OTHER>                                      49
<OTHER-ITEMS-ASSETS>                                16
<TOTAL-ASSETS>                                   37113
<PAYABLE-FOR-SECURITIES>                           134
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                           81
<TOTAL-LIABILITIES>                                215
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                         34616
<SHARES-COMMON-STOCK>                             2367
<SHARES-COMMON-PRIOR>                             2412
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                             13
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                          1512
<NET-ASSETS>                                     36898
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                                  924
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                   (148)
<NET-INVESTMENT-INCOME>                            776
<REALIZED-GAINS-CURRENT>                          (12)
<APPREC-INCREASE-CURRENT>                        (271)
<NET-CHANGE-FROM-OPS>                              493
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                        (581)
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                           5227
<NUMBER-OF-SHARES-REDEEMED>                     (5719)
<SHARES-REINVESTED>                                 11
<NET-CHANGE-IN-ASSETS>                           (689)
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                           25
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                              157
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                    211
<AVERAGE-NET-ASSETS>                             36402
<PER-SHARE-NAV-BEGIN>                            10.82
<PER-SHARE-NII>                                  0.230
<PER-SHARE-GAIN-APPREC>                        (0.090)
<PER-SHARE-DIVIDEND>                           (0.230)
<PER-SHARE-DISTRIBUTIONS>                        0.000
<RETURNS-OF-CAPITAL>                             0.000
<PER-SHARE-NAV-END>                              10.73
<EXPENSE-RATIO>                                  0.750
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000844209
<NAME> ACHIEVEMENT
<SERIES>
   <NUMBER> 091
   <NAME> IDAHO MUNI BOND-RETAIL A
<MULTIPLIER> 1000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          JAN-31-1999
<PERIOD-START>                             FEB-01-1998
<PERIOD-END>                               JUL-31-1998
<INVESTMENTS-AT-COST>                            34996
<INVESTMENTS-AT-VALUE>                           36508
<RECEIVABLES>                                      540
<ASSETS-OTHER>                                      49
<OTHER-ITEMS-ASSETS>                                16
<TOTAL-ASSETS>                                   37113
<PAYABLE-FOR-SECURITIES>                           134
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                           81
<TOTAL-LIABILITIES>                                215
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                         34616
<SHARES-COMMON-STOCK>                              998
<SHARES-COMMON-PRIOR>                              856
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                             13
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                          1512
<NET-ASSETS>                                     36898
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                                  924
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                   (148)
<NET-INVESTMENT-INCOME>                            776
<REALIZED-GAINS-CURRENT>                          (12)
<APPREC-INCREASE-CURRENT>                        (271)
<NET-CHANGE-FROM-OPS>                              493
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                        (192)
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                           5227
<NUMBER-OF-SHARES-REDEEMED>                     (5719)
<SHARES-REINVESTED>                                 11
<NET-CHANGE-IN-ASSETS>                            1457
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                           25
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                              157
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                    211
<AVERAGE-NET-ASSETS>                             36402
<PER-SHARE-NAV-BEGIN>                            10.85
<PER-SHARE-NII>                                  0.220
<PER-SHARE-GAIN-APPREC>                        (0.090)
<PER-SHARE-DIVIDEND>                           (0.220)
<PER-SHARE-DISTRIBUTIONS>                        0.000
<RETURNS-OF-CAPITAL>                             0.000
<PER-SHARE-NAV-END>                              10.76
<EXPENSE-RATIO>                                  1.000
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000844209
<NAME> ACHIEVEMENT
<SERIES>
   <NUMBER> 092
   <NAME> IDAHO MUNI BOND-RETAIL B
<MULTIPLIER> 1000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          JAN-31-1999
<PERIOD-START>                             FEB-01-1998
<PERIOD-END>                               JUL-31-1998
<INVESTMENTS-AT-COST>                            34996
<INVESTMENTS-AT-VALUE>                           36508
<RECEIVABLES>                                      540
<ASSETS-OTHER>                                      49
<OTHER-ITEMS-ASSETS>                                16
<TOTAL-ASSETS>                                   37113
<PAYABLE-FOR-SECURITIES>                           134
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                           81
<TOTAL-LIABILITIES>                                215
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                         34616
<SHARES-COMMON-STOCK>                               70
<SHARES-COMMON-PRIOR>                                0
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                             13
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                          1512
<NET-ASSETS>                                     36898
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                                  924
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                   (148)
<NET-INVESTMENT-INCOME>                            776
<REALIZED-GAINS-CURRENT>                          (12)
<APPREC-INCREASE-CURRENT>                        (271)
<NET-CHANGE-FROM-OPS>                              493
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                          (3)
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                            756
<NUMBER-OF-SHARES-REDEEMED>                          0
<SHARES-REINVESTED>                                  1
<NET-CHANGE-IN-ASSETS>                             756
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                           25
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                              157
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                    211
<AVERAGE-NET-ASSETS>                             36402
<PER-SHARE-NAV-BEGIN>                            10.69
<PER-SHARE-NII>                                  0.090
<PER-SHARE-GAIN-APPREC>                          0.080
<PER-SHARE-DIVIDEND>                           (0.090)
<PER-SHARE-DISTRIBUTIONS>                        0.000
<RETURNS-OF-CAPITAL>                             0.000
<PER-SHARE-NAV-END>                              10.77
<EXPENSE-RATIO>                                  1.720
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000844209
<NAME> ACHIEVEMENT
<SERIES>
   <NUMBER> 100
   <NAME> MUNICIPAL BOND-INST.
<MULTIPLIER> 1000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          JAN-31-1999
<PERIOD-START>                             FEB-01-1998
<PERIOD-END>                               JUL-31-1998
<INVESTMENTS-AT-COST>                            68923
<INVESTMENTS-AT-VALUE>                           70146
<RECEIVABLES>                                     2015
<ASSETS-OTHER>                                     254
<OTHER-ITEMS-ASSETS>                                14
<TOTAL-ASSETS>                                   72429
<PAYABLE-FOR-SECURITIES>                           377
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                          726
<TOTAL-LIABILITIES>                               1103
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                         68560
<SHARES-COMMON-STOCK>                             5991
<SHARES-COMMON-PRIOR>                             6069
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                            983
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                          1223
<NET-ASSETS>                                     71326
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                                 1958
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                   (279)
<NET-INVESTMENT-INCOME>                           1679
<REALIZED-GAINS-CURRENT>                           714
<APPREC-INCREASE-CURRENT>                       (1017)
<NET-CHANGE-FROM-OPS>                             1376
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                       (1469)
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                           5244
<NUMBER-OF-SHARES-REDEEMED>                     (6057)
<SHARES-REINVESTED>                                  4
<NET-CHANGE-IN-ASSETS>                          (1070)
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                          269
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                              285
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                    351
<AVERAGE-NET-ASSETS>                             71879
<PER-SHARE-NAV-BEGIN>                            10.38
<PER-SHARE-NII>                                  0.240
<PER-SHARE-GAIN-APPREC>                        (0.040)
<PER-SHARE-DIVIDEND>                           (0.240)
<PER-SHARE-DISTRIBUTIONS>                        0.000
<RETURNS-OF-CAPITAL>                             0.000
<PER-SHARE-NAV-END>                              10.34
<EXPENSE-RATIO>                                  0.750
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000844209
<NAME> ACHIEVEMENT
<SERIES>
   <NUMBER> 101
   <NAME> MUNICIPAL BOND-RETAIL A
<MULTIPLIER> 1000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          JAN-31-1999
<PERIOD-START>                             FEB-01-1998
<PERIOD-END>                               JUL-31-1998
<INVESTMENTS-AT-COST>                            68923
<INVESTMENTS-AT-VALUE>                           70146
<RECEIVABLES>                                     2015
<ASSETS-OTHER>                                     254
<OTHER-ITEMS-ASSETS>                                14
<TOTAL-ASSETS>                                   72429
<PAYABLE-FOR-SECURITIES>                           377
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                          726
<TOTAL-LIABILITIES>                               1103
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                         68560
<SHARES-COMMON-STOCK>                              852
<SHARES-COMMON-PRIOR>                              958
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                            983
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                          1223
<NET-ASSETS>                                     71326
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                                 1958
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                   (279)
<NET-INVESTMENT-INCOME>                           1679
<REALIZED-GAINS-CURRENT>                           714
<APPREC-INCREASE-CURRENT>                       (1017)
<NET-CHANGE-FROM-OPS>                             1376
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                        (207)
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                            673
<NUMBER-OF-SHARES-REDEEMED>                     (1973)
<SHARES-REINVESTED>                                207
<NET-CHANGE-IN-ASSETS>                          (1134)
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                          269
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                              285
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                    351
<AVERAGE-NET-ASSETS>                             71879
<PER-SHARE-NAV-BEGIN>                            10.38
<PER-SHARE-NII>                                  0.230
<PER-SHARE-GAIN-APPREC>                        (0.040)
<PER-SHARE-DIVIDEND>                           (0.230)
<PER-SHARE-DISTRIBUTIONS>                        0.000
<RETURNS-OF-CAPITAL>                             0.000
<PER-SHARE-NAV-END>                              10.34
<EXPENSE-RATIO>                                  1.000
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000844209
<NAME> ACHIEVEMENT
<SERIES>
   <NUMBER> 102
   <NAME> MUNICIPAL BOND-RETAIL B
<MULTIPLIER> 1000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          JAN-31-1999
<PERIOD-START>                             FEB-01-1998
<PERIOD-END>                               JUL-31-1998
<INVESTMENTS-AT-COST>                            68923
<INVESTMENTS-AT-VALUE>                           70146
<RECEIVABLES>                                     2015
<ASSETS-OTHER>                                     254
<OTHER-ITEMS-ASSETS>                                14
<TOTAL-ASSETS>                                   72429
<PAYABLE-FOR-SECURITIES>                           377
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                          726
<TOTAL-LIABILITIES>                               1103
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                         68560
<SHARES-COMMON-STOCK>                               54
<SHARES-COMMON-PRIOR>                                0
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                            983
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                          1223
<NET-ASSETS>                                     71326
<DIVIDEND-INCOME>                                    0
<INTEREST-INCOME>                                 1958
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                   (279)
<NET-INVESTMENT-INCOME>                           1679
<REALIZED-GAINS-CURRENT>                           714
<APPREC-INCREASE-CURRENT>                       (1017)
<NET-CHANGE-FROM-OPS>                             1376
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                          (3)
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                            558
<NUMBER-OF-SHARES-REDEEMED>                          0
<SHARES-REINVESTED>                                  2
<NET-CHANGE-IN-ASSETS>                             559
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                          269
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                              285
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                    351
<AVERAGE-NET-ASSETS>                             71879
<PER-SHARE-NAV-BEGIN>                            10.27
<PER-SHARE-NII>                                  0.100
<PER-SHARE-GAIN-APPREC>                          0.070
<PER-SHARE-DIVIDEND>                           (0.100)
<PER-SHARE-DISTRIBUTIONS>                        0.000
<RETURNS-OF-CAPITAL>                             0.000
<PER-SHARE-NAV-END>                              10.34
<EXPENSE-RATIO>                                  1.730
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>


© 2022 IncJournal is not affiliated with or endorsed by the U.S. Securities and Exchange Commission