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SIGNATURE JEFFREY FRIES
TITLE TREASURER
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<PER-SHARE-NAV-BEGIN> 10.27
<PER-SHARE-NII> .30
<PER-SHARE-GAIN-APPREC> .21
<PER-SHARE-DIVIDEND> (.30)
<PER-SHARE-DISTRIBUTIONS> (.18)
<RETURNS-OF-CAPITAL> 4.87
<PER-SHARE-NAV-END> 10.30
<EXPENSE-RATIO> 1.75
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
The Board of Trustees of The Achievement Funds Trust:
In planning and performing our audits of the financial statements of The
Achievement Funds Trust (the "Trust"), including the Equity Fund, Balanced
Fund, Intermediate Term Bond Fund, Short Term Bond Fund, Short Term
Municipal Bond Fund, Idaho Municipal Bond Fund, and Municipal Bond Fund
for the year ended January 31, 1999 (on which we have issued our report dated
March 19, 1999), we considered its internal control, including control
activities for safeguarding securities, in order to determine our auditing
procedures for the purpose of expressing our opinion on the financial
statements and to comply with the requirements of Form N-SAR, and not to
provide assurance on the Trust's internal control.
The management of the Trust is responsible for establishing and maintaining
internal control. In fulfilling this responsibility, estimates and judgments
by management are required to assess the expected benefits and related costs of
controls. Generally, controls that are relevant to an audit pertain to the
entity's objective of preparing financial statements for external purposes
that are fairly presented in conformity with generally accepted accounting
principles. Those controls include the safeguarding of assets against
unauthorized acquisition, use, or disposition.
Because of inherent limitations in any internal control, errors or fraud may
occur and not be detected. Also, projection of any evaluation of internal
control to future periods is subject to the risk that it may become
inadequate because of changes in conditions or that the effectiveness of the
design and operation may deteriorate.
Our consideration of the Trust's internal control would not necessarily
disclose all matters in internal control that might be material weaknesses
under standards established by the American Institute of Certified Public
Accountants. A material weakness is a condition in which the design or
operation of one or more of the internal control components does not reduce
to a relatively low level the risk that errors or fraud in amounts that would
be material in relation to the financial statements being audited may occur
and not be detected within a timely period by employees in the normal course
of performing their assigned functions. However, we noted no matters
involving the Trust's internal control and its operation, including controls
for safeguarding securities, that we consider to be material weaknesses as
defined above as of January 31, 1999.
The report is intended solely for the information and use of management, the
Board of Trustees of The Achievement Funds Trust, and the Securities and
Exchange Commission, and is not intended to be used and should not be used
by anyone other than these specified users..
DELOITTE & TOUCHE LLP
March 19, 1999
