FINCA CONSULTING INC
5, 1998-01-07
BLANK CHECKS
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FORM 5
               ANNUAL STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP


<TABLE>
<CAPTION>
<S>                                       <C>                                                 <C>                                 
1. Name and Address of Reporting Person   2. Issuer Name and Ticker or Trading Symbol         6. Relationship of Reporting Person 
                                          Finca Consulting, Inc.                                   to Issuer check all applicable)
 Montag       Volker                      ________________________________________________                                      
(Last)       (First)    (Middle)          3. IRS or Social Security     |4. Statement for       X  Director        X  10% Owner
                                             Number of Reporting        |   Month/Year             
Am Abelshof 12, D-47445                      Person (Voluntary)         |     12 / 92           X  Officer (give     Other (specify
                 (Street)                                               |5. If Amendment,                   title            below)
Moers-Repelen, Germany                        N/A                       |  Date or Orignial                  below)
  (City)     (State)     (Zip)                          |                   (Month/Year)
                                                                                                                                   

</TABLE>

                            Table--Non-Derivative Securities Acquired, Disposed
                                   of, or Beneficially Owned


<TABLE>
<CAPTION>
<S>                         <C>          <C>            <C>                         <C>                  <C>          <C>      
1. Title of Security        2. Trans-   |3. Trans-     |4. Securities Acquired (A)  5. Amount of        |6. Owner-   |7. Nature
   (Instr. 3)                  Action   |   action     |   or Disposed of (D)          Securities       |   ship     |   of In-
                               Date     |   Code       |   (Instr. 3, 4 and 5)         Beneficially     |   Form     |   direct
                                        |   Instr. 8)  |                               Owned at         |   Direct   |   Bene-
                                        |              |                               End of Issuer's  |   (D) or   |   ficial
                               (Month/  |                                              Fiscal Year      |   Indirect |   Owner-
                                Day/    |              |          |         |          Instr. 3 and 4)  |   (I)      |   ship
                                Year)   |              |  Amount  | (A) or  | Price                     |  Instr. 4) |   Instr. 4)
                                        |              |          |  (D)    |                                  
Common Stock                   11/23/92 |      J       |   57,500 | (A)     | $*         57,500         |    (I)    |Owner along
                                        |              |          |         |                           |            with Mr.Roland
                                        |              |          |         |                           |            Schoeneberg, 
                                        |              |          |         |                           |            of Record-
                                        |              |          |         |                           |            holder,
                                        |              |          |         |                           |            of Secure
                                        |              |          |         |                           |            Securities,
                                        |              |          |         |                           |            Ltd.
                                                                                                        |             
                                                                                                                      
====================================================================================================================================
</TABLE>


   Reminder:  Report on a separate line for each class of securities
              beneficially owned directly or indirectly.
                           (Print or Type Responses)

  Form5-92.mon


<PAGE>

Form 5 (continued)
 
                            Table II-Derivative Securities Acquired, Disposed
                                     of, or Beneficially Owned
                                    (e.g., puts, calls, warrants options,
                                       convertible securities)


<TABLE>
<CAPTION>
<S>            <C>         <C>        <C>       <C>            <C>            <C>           <C>      <C>       <C>        <C>    
1. Title of    2. Conver-  3. Trans-  4. Trans- 5. Number of   6 Date Exer-   7. Title and  8.Price  9.Number  10. Owner  11.Na-
   Derivative     sion or     action     action    Derivative    cisable and     Amount of    of       of          ship      ture
   Security       Exercise    Date       Code      Securities    Expiration      Underlying   Deriv-   Deriv-      Form      of In-
   (Instr. 3)     Price of    (Month/    (Instr.   Acquired(A)   Date            Securities   ative    ative       of De-    direct
                  Deriv-       Day/       8)       or Disposed   Month/Day/      (Inst.3 and  Secur-   Secur-      rivative  Bene-
                  ative        Year)               of (D)         Year)            4)         ity      ities       Secu-     ficial
                  Security                         (Instr. 3,                                 (Instr.  Bene-       rity      Own-
                                                    4 and 5)                                   5)      ficially    Direct    ership
                                                                                                       Owned       (D) or   (Instr.
                                                                                                       at End      Indi-     4)
                                                                                                         of         rect    
                                                                                                        Month       (I)
                                                                                                       (Instr.     (Instr.
                                                                                                         4)          4)
                                                                                                                                    
                                                                                                                                    
                                                                                                                     
                                                                 
                                                                 Date |Expira-              | Amount or
                                                                 Exer-|tion           Title | Number of
                                                                 cisa-|Date                 |  Shares
                                                                 ble  |                     |
                                                                      |                     |
                                         |              |             |                     |
                                    Code | V    (A)     |   (D)       |                     |
                                         |              |             |                     |
                                         |              |             |                     |
                                         |              |             |                     |
                                         |              |             |                     |
                                         |              |             |                     |
                                         |              |             |                     |
                                         |              |             |                     |
                                         |              |             |                     |
                                         |              |             |                     |
                                         |              |             |                     |
</TABLE>

============

  Explanation of Responses: *Received the securities identified in Table 1, 4
                             for services rendered.
 
                                 s/Volker Montag                  12/29/97
                                   Volker Montag                     Date
                              **Signature of Reporting Person

**Intentional misstatements or ommissions of facts constitute Federal Criminal
  Violations.
  See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a)

Note:  File three copies of this Form, one of which must be manually signed.
       If space provided is insufficient, see Instruction 6 for procedure.

form5-92.mon


<PAGE>


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