INDEPENDENCE ONE MUTUAL FUNDS
5800 Corporate Drive
Pittsburgh, Pennsylvania 15237-7010
June 29, 1998
EDGAR Operations Branch
Securities and Exchange Commission
Division of Investment Management
450 Fifth Street, Northwest
Washington, DC 20549
RE: INDEPENDENCE ONE MUTUAL FUNDS (the "Trust")
Independence One U.S. Government Securities Fund
Independence One Fixed Income Fund
Independence One Michigan Municipal Bond Fund
Independence One Prime Money Market Fund
Independence One U.S. Treasury Money Market Fund
Independence One Michigan Municipal Cash Fund
Independence One Equity Plus Fund
(collectively, the "Funds")
1933 Act File No. 33-26516
1940 ACT FILE NO. 811-5752
Dear Sir or Madam:
Pursuant to Rule 497(j) under the Securities Act of 1933, the above-named
Trust hereby certifies that the definitive forms of prospectuses and statements
of additional information of the above-referenced Funds, dated June 30, 1998,
that would have been filed under Rule 497(c), do not differ from the forms of
prospectuses and statements of additional information contained in the most
recent registration statement for the Trust. This registration statement was
electronically filed under Rule 485(b) as Post-effective amendment No. 23 on
June 26, 1998.
If you have any questions regarding this certification, please call Amy B.
Gotz at (412) 288-1940.
Very truly yours,
/s/ Jay S. Neuman
Jay S. Neuman
Secretary