WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000845107
<NAME> INDEPENDENCE ONE MUTUAL FUNDS
<SERIES>
<NUMBER> 09
<NAME> Independence One International Equity Fund
<S> <C>
<PERIOD-TYPE> 6-mos
<FISCAL-YEAR-END> Apr-30-2001
<PERIOD-END> Oct-31-2000
<INVESTMENTS-AT-COST> 22,579,750
<INVESTMENTS-AT-VALUE> 21,387,000
<RECEIVABLES> 159,902
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 1,951,361
<TOTAL-ASSETS> 23,498,263
<PAYABLE-FOR-SECURITIES> 5,731
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 67,930
<TOTAL-LIABILITIES> 73,661
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 24,409,627
<SHARES-COMMON-STOCK> 2,004,147
<SHARES-COMMON-PRIOR> 1,922,747
<ACCUMULATED-NII-CURRENT> 73,100
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 201,964
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (1,260,089)
<NET-ASSETS> 23,424,602
<DIVIDEND-INCOME> 382,514
<INTEREST-INCOME> 20,837
<OTHER-INCOME> 0
<EXPENSES-NET> (181,241)
<NET-INVESTMENT-INCOME> 222,110
<REALIZED-GAINS-CURRENT> (158,030)
<APPREC-INCREASE-CURRENT> (2,193,070)
<NET-CHANGE-FROM-OPS> (2,128,990)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 224,589
<NUMBER-OF-SHARES-REDEEMED> (143,189)
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> (1,128,907)
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 359,994
<OVERDISTRIB-NII-PRIOR> (149,010)
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 122,449
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 231,072
<AVERAGE-NET-ASSETS> 24,221,846
<PER-SHARE-NAV-BEGIN> 12.770
<PER-SHARE-NII> 0.090
<PER-SHARE-GAIN-APPREC> (1.170)
<PER-SHARE-DIVIDEND> 0.000
<PER-SHARE-DISTRIBUTIONS> 0.000
<RETURNS-OF-CAPITAL> 0.000
<PER-SHARE-NAV-END> 11.690
<EXPENSE-RATIO> 1.48
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0.000
</TABLE>