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Previous: INDIAN RIVER BANKING COMPANY, SB-2/A, EX-23, 2000-07-12 |
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<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
Pre-Effective Amendment No. 1 to Form SB-2 and is qualified in its entirety by
reference to such financial statements.
</LEGEND>
<CIK> 0000846382
<NAME> Indian River Banking Company
<MULTIPLIER> 1,000
<CURRENCY> US DOLLAR
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-1-2000
<PERIOD-END> MAR-31-2000
<EXCHANGE-RATE> 1
<CASH> 8,884
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 517
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 95,330
<INVESTMENTS-CARRYING> 12,110
<INVESTMENTS-MARKET> 12,191
<LOANS> 174,478
<ALLOWANCE> 2,056
<TOTAL-ASSETS> 199,498
<DEPOSITS> 261,201
<SHORT-TERM> 16,850
<LIABILITIES-OTHER> 1,215
<LONG-TERM> 6,231
<COMMON> 1,394
0
0
<OTHER-SE> 12,607
<TOTAL-LIABILITIES-AND-EQUITY> 299,498
<INTEREST-LOAN> 3,660
<INTEREST-INVEST> 1,745
<INTEREST-OTHER> 2
<INTEREST-TOTAL> 5,407
<INTEREST-DEPOSIT> 2,307
<INTEREST-EXPENSE> 2,620
<INTEREST-INCOME-NET> 2,787
<LOAN-LOSSES> 165
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 2,184
<INCOME-PRETAX> 1,014
<INCOME-PRE-EXTRAORDINARY> 1,014
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 652
<EPS-BASIC> 0.47
<EPS-DILUTED> 0.46
<YIELD-ACTUAL> 7.98
<LOANS-NON> 85
<LOANS-PAST> 26
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 1,904
<CHARGE-OFFS> 31
<RECOVERIES> 18
<ALLOWANCE-CLOSE> 2,056
<ALLOWANCE-DOMESTIC> 2,056
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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