NATIONAL MUNICIPAL TRUST INSURED SERIES 44
497, 1995-09-11
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                                                       Rule 497 (d)

                   NATIONAL MUNICIPAL TRUST, SERIES 124
                    AND INSURED SERIES 44
                    SUPPLEMENT TO PROSPECTUS
                       September 11, 1995

               Effective September 1, 1995, the Trustee is The
Chase Manhattan Bank (National Association), a national banking
asociation with its principal executive office located at 1 Chase
Manhattan Plaza, New York, New York 10081 and its unit investment
trust office at 770 Broadway, New York, New York 10003.  The
Trustee is subject to supervision by the Comptroller of the
Currency, the Federal Deposit Insurance Corporation and the Board
of Governors of the Federal Reserve System.

               The prospectus included in the Registration
Statement for National Municipal Trust, Series 124 and Insured
Series 44 are hereby incorporated by reference.


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