BREMER FINANCIAL CORPORATION
10-Q, EX-27, 2000-08-11
STATE COMMERCIAL BANKS
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<TABLE> <S> <C>


<ARTICLE> 9
<CIK> 0000846616
<NAME> BREMER FINANCIAL CORPORATION
<MULTIPLIER> 1,000

<S>                                  <C>
<PERIOD-TYPE>                        6-MOS
<FISCAL-YEAR-END>                               DEC-31-2000
<PERIOD-START>                                  JAN-01-2000
<PERIOD-END>                                    JUN-30-2000
<CASH>                                              137,778
<INT-BEARING-DEPOSITS>                                5,721
<FED-FUNDS-SOLD>                                      4,589
<TRADING-ASSETS>                                          0
<INVESTMENTS-HELD-FOR-SALE>                         806,775
<INVESTMENTS-CARRYING>                              173,190
<INVESTMENTS-MARKET>                                172,461
<LOANS>                                           2,833,652
<ALLOWANCE>                                          44,885
<TOTAL-ASSETS>                                    4,088,109
<DEPOSITS>                                        3,012,258
<SHORT-TERM>                                        494,230
<LIABILITIES-OTHER>                                  51,491
<LONG-TERM>                                         203,406
                                     0
                                               0
<COMMON>                                             28,745
<OTHER-SE>                                          297,979
<TOTAL-LIABILITIES-AND-EQUITY>                    4,088,109
<INTEREST-LOAN>                                     117,887
<INTEREST-INVEST>                                    32,988
<INTEREST-OTHER>                                        359
<INTEREST-TOTAL>                                    151,234
<INTEREST-DEPOSIT>                                   56,766
<INTEREST-EXPENSE>                                   76,030
<INTEREST-INCOME-NET>                                75,204
<LOAN-LOSSES>                                         3,786
<SECURITIES-GAINS>                                      (85)
<EXPENSE-OTHER>                                      62,857
<INCOME-PRETAX>                                      34,000
<INCOME-PRE-EXTRAORDINARY>                           22,079
<EXTRAORDINARY>                                           0
<CHANGES>                                                 0
<NET-INCOME>                                         22,079
<EPS-BASIC>                                            1.84
<EPS-DILUTED>                                          1.84
<YIELD-ACTUAL>                                         4.08
<LOANS-NON>                                          13,870
<LOANS-PAST>                                          5,304
<LOANS-TROUBLED>                                      1,167
<LOANS-PROBLEM>                                     108,227
<ALLOWANCE-OPEN>                                     41,895
<CHARGE-OFFS>                                         1,789
<RECOVERIES>                                            699
<ALLOWANCE-CLOSE>                                    44,885
<ALLOWANCE-DOMESTIC>                                 36,232
<ALLOWANCE-FOREIGN>                                       0
<ALLOWANCE-UNALLOCATED>                               8,653



</TABLE>


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