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<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM MARCH 31,
2000 10-Q REPORT AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 15,660
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 1,900
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 65,266
<INVESTMENTS-CARRYING> 52,654
<INVESTMENTS-MARKET> 51,901
<LOANS> 452,873
<ALLOWANCE> (3,467)
<TOTAL-ASSETS> 615,046
<DEPOSITS> 472,226
<SHORT-TERM> 46,199
<LIABILITIES-OTHER> 2,206
<LONG-TERM> 54,436
0
0
<COMMON> 2,427
<OTHER-SE> 37,552
<TOTAL-LIABILITIES-AND-EQUITY> 615,046
<INTEREST-LOAN> 17,420
<INTEREST-INVEST> 3,638
<INTEREST-OTHER> 259
<INTEREST-TOTAL> 21,317
<INTEREST-DEPOSIT> 8,861
<INTEREST-EXPENSE> 11,584
<INTEREST-INCOME-NET> 9,733
<LOAN-LOSSES> 685
<SECURITIES-GAINS> (25)
<EXPENSE-OTHER> 8,275
<INCOME-PRETAX> 2,627
<INCOME-PRE-EXTRAORDINARY> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,656
<EPS-BASIC> .72
<EPS-DILUTED> .71
<YIELD-ACTUAL> 3.49
<LOANS-NON> 2,833
<LOANS-PAST> 21
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 3,269
<CHARGE-OFFS> 537
<RECOVERIES> 50
<ALLOWANCE-CLOSE> 3,467
<ALLOWANCE-DOMESTIC> 3,467
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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