<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000
<CURRENCY> US DOLLARS
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<EXCHANGE-RATE> 1
<CASH> 6,366
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 17,833
<INVESTMENTS-CARRYING> 2,570
<INVESTMENTS-MARKET> 2,570
<LOANS> 141,604
<ALLOWANCE> 1,417
<TOTAL-ASSETS> 172,812
<DEPOSITS> 151,207
<SHORT-TERM> 2,500
<LIABILITIES-OTHER> 1,554
<LONG-TERM> 5,000
0
0
<COMMON> 2,091,320
<OTHER-SE> 10,459
<TOTAL-LIABILITIES-AND-EQUITY> 172,812
<INTEREST-LOAN> 10,141
<INTEREST-INVEST> 1,048
<INTEREST-OTHER> 40
<INTEREST-TOTAL> 11,229
<INTEREST-DEPOSIT> 4,270
<INTEREST-EXPENSE> 4,932
<INTEREST-INCOME-NET> 6,297
<LOAN-LOSSES> 280
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 7,920
<INCOME-PRETAX> 415
<INCOME-PRE-EXTRAORDINARY> 415
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 274
<EPS-BASIC> .15
<EPS-DILUTED> .15
<YIELD-ACTUAL> 9.74
<LOANS-NON> 1,227
<LOANS-PAST> 1,218
<LOANS-TROUBLED> 260
<LOANS-PROBLEM> 2,921
<ALLOWANCE-OPEN> 1,262
<CHARGE-OFFS> 139
<RECOVERIES> 14
<ALLOWANCE-CLOSE> 280
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 1,417
</TABLE>