<PAGE> PAGE 1
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<PAGE> PAGE 3
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<PAGE> PAGE 5
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<PAGE> PAGE 6
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<PAGE> PAGE 7
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<PAGE> PAGE 8
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<PAGE> PAGE 10
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<PAGE> PAGE 11
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<PAGE> PAGE 12
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<PAGE> PAGE 13
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<PAGE> PAGE 14
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<PAGE> PAGE 15
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<PAGE> PAGE 16
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<PAGE> PAGE 17
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<PAGE> PAGE 18
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<PAGE> PAGE 19
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<PAGE> PAGE 20
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<PAGE> PAGE 21
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<PAGE> PAGE 22
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<PAGE> PAGE 23
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<PAGE> PAGE 24
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<PAGE> PAGE 25
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<PAGE> PAGE 26
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<PAGE> PAGE 27
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<PAGE> PAGE 28
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<PAGE> PAGE 29
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<PAGE> PAGE 30
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<PAGE> PAGE 31
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<PAGE> PAGE 32
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<PAGE> PAGE 33
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008 A000701 WM ADVISORS, INC.
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<PAGE> PAGE 34
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<PAGE> PAGE 35
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<PAGE> PAGE 36
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<PAGE> PAGE 37
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<PAGE> PAGE 38
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<PAGE> PAGE 39
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<PAGE> PAGE 40
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<PAGE> PAGE 41
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SIGNATURE JEFFREY L. LUNZER
TITLE TREASURER
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
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<NAME> WM CALIFORNIA INSURED INTERMEDIATE MUNICIPAL FUND
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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
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<NAME> WM CALIFORNIA INSURED INTERMEDIATE MUNICIPAL FUND
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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
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<NAME> WM CALIFORNIA INSURED INTERMEDIATE MUNICIPAL FUND
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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
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<NAME> WM CALIFORNIA INSURED INTERMEDIATE MUNICIPAL FUND
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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
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<NAME> WM CALIFORNIA MONEY FUND CL. A
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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
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<NAME> WM CALIFORNIA MONEY FUND CL. B
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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 014
<NAME> WM CALIFORNIA MONEY FUND CL. I
<S> <C>
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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 013
<NAME> WM CALIFORNIA MONEY FUND CL. S
<S> <C>
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<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-END> OCT-31-1998
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</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 041
<NAME> WM CALIFORNIA MUNICIPAL FUND CL.A
<S> <C>
<PERIOD-TYPE> 4-MOS
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-END> OCT-31-1998
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</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 042
<NAME> WM CALIFORNIA MUNICIPAL FUND CL.B
<S> <C>
<PERIOD-TYPE> 4-MOS
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-END> OCT-31-1998
<INVESTMENTS-AT-COST> 325,813,410
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</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 044
<NAME> WM CALIFORNIA MUNICIPAL FUND CL.I
<S> <C>
<PERIOD-TYPE> 4-MOS
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-END> OCT-31-1998
<INVESTMENTS-AT-COST> 325,813,410
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</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 043
<NAME> WM CALIFORNIA MUNICIPAL FUND CL.S
<S> <C>
<PERIOD-TYPE> 4-MOS
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-END> OCT-31-1998
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<NUMBER-OF-SHARES-REDEEMED> (53)
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</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 083
<NAME> WM EMERGING GROWTH FUND CL. A
<S> <C>
<PERIOD-TYPE> 4-MOS
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-END> OCT-31-1998
<INVESTMENTS-AT-COST> 129,452,166
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<NET-INVESTMENT-INCOME> (731,032)
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</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 084
<NAME> WM EMERGING GROWTH FUND CL. B
<S> <C>
<PERIOD-TYPE> 4-MOS
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-END> OCT-31-1998
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</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 086
<NAME> WM EMERGING GROWTH FUND CL. I
<S> <C>
<PERIOD-TYPE> 4-MOS
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-END> OCT-31-1998
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<INVESTMENTS-AT-VALUE> 127,938,045
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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 085
<NAME> WM EMERGING GROWTH FUND CL. S
<S> <C>
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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 061
<NAME> WM FLORIDA INSURED MUNICIPAL FUND CL. A
<S> <C>
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</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 062
<NAME> WM FLORIDA INSURED MUNICIPAL FUND CL. B
<S> <C>
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</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 064
<NAME> WM FLORIDA INSURED MUNICIPAL FUND CL. I
<S> <C>
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</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 063
<NAME> WM FLORIDA INSURED MUNICIPAL FUND CL. S
<S> <C>
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</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 071
<NAME> WM GROWTH FUND CL. A
<S> <C>
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<PERIOD-END> OCT-31-1998
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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 072
<NAME> WM GROWTH FUND CL. B
<S> <C>
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</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 074
<NAME> WM GROWTH FUND CL. I
<S> <C>
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<GROSS-ADVISORY-FEES> 955,950
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 1,490,081
<AVERAGE-NET-ASSETS> 113,929,686
<PER-SHARE-NAV-BEGIN> 18.56
<PER-SHARE-NII> (0.05)
<PER-SHARE-GAIN-APPREC> (0.75)
<PER-SHARE-DIVIDEND> 0.00
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 17.76
<EXPENSE-RATIO> 1.26
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<AVG-DEBT-PER-SHARE> 0.0000
[ARTICLE] 6
[SERIES]
[NUMBER] 041
[NAME] WM GROWTH FUND CL. A
<S> <C>
[PERIOD-TYPE] 4-MOS
[FISCAL-YEAR-END] OCT-31-1998
[PERIOD-END] OCT-31-1998
[INVESTMENTS-AT-COST] 218,216,126
[INVESTMENTS-AT-VALUE] 274,974,342
[RECEIVABLES] 2,469,684
[ASSETS-OTHER] 0
[OTHER-ITEMS-ASSETS] 6,746
[TOTAL-ASSETS] 277,450,772
[PAYABLE-FOR-SECURITIES] 1,304,534
[SENIOR-LONG-TERM-DEBT] 0
[OTHER-ITEMS-LIABILITIES] 996,021
[TOTAL-LIABILITIES] 2,300,555
[SENIOR-EQUITY] 0
[PAID-IN-CAPITAL-COMMON] 0
[SHARES-COMMON-STOCK] 0
[SHARES-COMMON-PRIOR] 0
[ACCUMULATED-NII-CURRENT] (2,454)
[OVERDISTRIBUTION-NII] 0
[ACCUMULATED-NET-GAINS] 28,283,480
[OVERDISTRIBUTION-GAINS] 0
[ACCUM-APPREC-OR-DEPREC] 56,300,554
[NET-ASSETS] 0
[DIVIDEND-INCOME] 240,508
[INTEREST-INCOME] 185,291
[OTHER-INCOME] 0
[EXPENSES-NET] 1,488,428
[NET-INVESTMENT-INCOME] (1,062,629)
[REALIZED-GAINS-CURRENT] (548,823)
[APPREC-INCREASE-CURRENT] (10,235,023)
[NET-CHANGE-FROM-OPS] (11,846,475)
[EQUALIZATION] 0
[DISTRIBUTIONS-OF-INCOME] 0
[DISTRIBUTIONS-OF-GAINS] 0
[DISTRIBUTIONS-OTHER] 0
[NUMBER-OF-SHARES-SOLD] 0
[NUMBER-OF-SHARES-REDEEMED] 0
[SHARES-REINVESTED] 0
[NET-CHANGE-IN-ASSETS] (4,403,952)
[ACCUMULATED-NII-PRIOR] 0
[ACCUMULATED-GAINS-PRIOR] 45,367,823
[OVERDISTRIB-NII-PRIOR] (12,382)
[OVERDIST-NET-GAINS-PRIOR] 0
[GROSS-ADVISORY-FEES] 955,950
[INTEREST-EXPENSE] 0
[GROSS-EXPENSE] 1,490,081
[AVERAGE-NET-ASSETS] 0
[PER-SHARE-NAV-BEGIN] 0.00
[PER-SHARE-NII] ERR
[PER-SHARE-GAIN-APPREC] ERR
[PER-SHARE-DIVIDEND] 0.00
[PER-SHARE-DISTRIBUTIONS] 0.00
[RETURNS-OF-CAPITAL] 0.00
[PER-SHARE-NAV-END]
[EXPENSE-RATIO] ERR
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0.0000
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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 073
<NAME> WM GROWTH FUND CL. S
<S> <C>
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<PERIOD-END> OCT-31-1998
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<NET-INVESTMENT-INCOME> (1,062,629)
<REALIZED-GAINS-CURRENT> (548,823)
<APPREC-INCREASE-CURRENT> (10,235,023)
<NET-CHANGE-FROM-OPS> (11,846,475)
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<NUMBER-OF-SHARES-SOLD> 37,098
<NUMBER-OF-SHARES-REDEEMED> (96,855)
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<NET-CHANGE-IN-ASSETS> (4,403,952)
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<GROSS-ADVISORY-FEES> 955,950
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<GROSS-EXPENSE> 1,490,081
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<PER-SHARE-NAV-BEGIN> 17.83
<PER-SHARE-NII> (0.11)
<PER-SHARE-GAIN-APPREC> (0.73)
<PER-SHARE-DIVIDEND> 0.00
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 16.99
<EXPENSE-RATIO> 2.39
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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 091
<NAME> WM INTERNATIONAL GROWTH FUND CL. A
<S> <C>
<PERIOD-TYPE> 4-MOS
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-END> OCT-31-1998
<INVESTMENTS-AT-COST> 146,597,883
<INVESTMENTS-AT-VALUE> 142,228,733
<RECEIVABLES> 853,908
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<OTHER-ITEMS-ASSETS> 339
<TOTAL-ASSETS> 143,082,980
<PAYABLE-FOR-SECURITIES> 729,880
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<OTHER-ITEMS-LIABILITIES> 2,675,474
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<PAID-IN-CAPITAL-COMMON> 24,735,282
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<ACCUMULATED-NET-GAINS> (13,430,016)
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<ACCUM-APPREC-OR-DEPREC> (6,657,186)
<NET-ASSETS> 30,117,254
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<EXPENSES-NET> 768,621
<NET-INVESTMENT-INCOME> (96,155)
<REALIZED-GAINS-CURRENT> (14,189,103)
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<NUMBER-OF-SHARES-REDEEMED> (393,624)
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<NET-CHANGE-IN-ASSETS> (21,017,483)
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<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 768,796
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<PER-SHARE-NAV-BEGIN> 10.20
<PER-SHARE-NII> (0.02)
<PER-SHARE-GAIN-APPREC> (1.32)
<PER-SHARE-DIVIDEND> 0.00
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<PER-SHARE-NAV-END> 8.86
<EXPENSE-RATIO> 1.86
<AVG-DEBT-OUTSTANDING> 0
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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 092
<NAME> WM INTERNATIONAL GROWTH FUND CL. B
<S> <C>
<PERIOD-TYPE> 4-MOS
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-END> OCT-31-1998
<INVESTMENTS-AT-COST> 146,597,883
<INVESTMENTS-AT-VALUE> 142,228,733
<RECEIVABLES> 853,908
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 339
<TOTAL-ASSETS> 143,082,980
<PAYABLE-FOR-SECURITIES> 729,880
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<TOTAL-LIABILITIES> 3,405,354
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<ACCUMULATED-NET-GAINS> (13,430,016)
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<ACCUM-APPREC-OR-DEPREC> (6,657,186)
<NET-ASSETS> 3,552,085
<DIVIDEND-INCOME> 503,716
<INTEREST-INCOME> 168,750
<OTHER-INCOME> 0
<EXPENSES-NET> 768,621
<NET-INVESTMENT-INCOME> (96,155)
<REALIZED-GAINS-CURRENT> (14,189,103)
<APPREC-INCREASE-CURRENT> (7,200,561)
<NET-CHANGE-FROM-OPS> (21,485,819)
<EQUALIZATION> 0
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<NUMBER-OF-SHARES-SOLD> 75,429
<NUMBER-OF-SHARES-REDEEMED> (94,402)
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<NET-CHANGE-IN-ASSETS> (21,017,483)
<ACCUMULATED-NII-PRIOR> 3,597,176
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<OVERDISTRIB-NII-PRIOR> 0
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<GROSS-ADVISORY-FEES> 497,321
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 768,796
<AVERAGE-NET-ASSETS> 3,936,215
<PER-SHARE-NAV-BEGIN> 10.07
<PER-SHARE-NII> (0.05)
<PER-SHARE-GAIN-APPREC> (1.30)
<PER-SHARE-DIVIDEND> 0.00
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<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 8.72
<EXPENSE-RATIO> 2.97
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 094
<NAME> WM INTERNATIONAL GROWTH PORTFOLIO CL. I
<S> <C>
<PERIOD-TYPE> 4-MOS
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-END> OCT-31-1998
<INVESTMENTS-AT-COST> 146,597,883
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<RECEIVABLES> 853,908
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<TOTAL-ASSETS> 143,082,980
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<ACCUM-APPREC-OR-DEPREC> (6,657,186)
<NET-ASSETS> 98,553,785
<DIVIDEND-INCOME> 503,716
<INTEREST-INCOME> 168,750
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<EXPENSES-NET> 768,621
<NET-INVESTMENT-INCOME> (96,155)
<REALIZED-GAINS-CURRENT> (14,189,103)
<APPREC-INCREASE-CURRENT> (7,200,561)
<NET-CHANGE-FROM-OPS> (21,485,819)
<EQUALIZATION> 0
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<NUMBER-OF-SHARES-SOLD> 642,775
<NUMBER-OF-SHARES-REDEEMED> (161,051)
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<NET-CHANGE-IN-ASSETS> (21,017,483)
<ACCUMULATED-NII-PRIOR> 3,597,176
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</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 093
<NAME> WM INTERNATIONAL GROWTH FUND CL. S
<S> <C>
<PERIOD-TYPE> 4-MOS
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-END> OCT-31-1998
<INVESTMENTS-AT-COST> 146,597,883
<INVESTMENTS-AT-VALUE> 142,228,733
<RECEIVABLES> 853,908
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<OTHER-ITEMS-ASSETS> 339
<TOTAL-ASSETS> 143,082,980
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<OVERDISTRIBUTION-GAINS> (13,430,016)
<ACCUM-APPREC-OR-DEPREC> (6,657,186)
<NET-ASSETS> 7,454,502
<DIVIDEND-INCOME> 503,716
<INTEREST-INCOME> 168,750
<OTHER-INCOME> 0
<EXPENSES-NET> 768,621
<NET-INVESTMENT-INCOME> (96,155)
<REALIZED-GAINS-CURRENT> (14,189,103)
<APPREC-INCREASE-CURRENT> (7,200,561)
<NET-CHANGE-FROM-OPS> (21,485,819)
<EQUALIZATION> 0
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<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 19,151
<NUMBER-OF-SHARES-REDEEMED> (116,365)
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> (21,017,483)
<ACCUMULATED-NII-PRIOR> 3,597,176
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<GROSS-EXPENSE> 768,796
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<PER-SHARE-NAV-BEGIN> 10.16
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<AVG-DEBT-OUTSTANDING> 0
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</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 031
<NAME> WM SHORT TERM HIGH QUALITY BOND FUND CL A
<S> <C>
<PERIOD-TYPE> 4-MOS
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-END> OCT-31-1998
<INVESTMENTS-AT-COST> 37,609,758
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<TOTAL-ASSETS> 39,229,321
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<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 341,313
<TOTAL-LIABILITIES> 341,313
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<SHARES-COMMON-PRIOR> 15,300,501
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<ACCUMULATED-NET-GAINS> (1,727,463)
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<DIVIDEND-INCOME> 0
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<EXPENSES-NET> 120,484
<NET-INVESTMENT-INCOME> 726,414
<REALIZED-GAINS-CURRENT> 46,436
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<NUMBER-OF-SHARES-SOLD> 167,245
<NUMBER-OF-SHARES-REDEEMED> (1,710,460)
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<NET-CHANGE-IN-ASSETS> (4,074,768)
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> (1,743,719)
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<PER-SHARE-DIVIDEND> (0.04)
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<PER-SHARE-NAV-END> 2.35
<EXPENSE-RATIO> 0.82
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<AVG-DEBT-PER-SHARE> 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 032
<NAME> WM SHORT TERM HIGH QUALITY BOND FUND CL B
<S> <C>
<PERIOD-TYPE> 4-MOS
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-END> OCT-31-1998
<INVESTMENTS-AT-COST> 37,609,758
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<OTHER-ITEMS-LIABILITIES> 341,313
<TOTAL-LIABILITIES> 341,313
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 3,698,774
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<SHARES-COMMON-PRIOR> 1,488,540
<ACCUMULATED-NII-CURRENT> 47,920
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<ACCUMULATED-NET-GAINS> (1,727,463)
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<NET-ASSETS> 3,747,317
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<OTHER-INCOME> 0
<EXPENSES-NET> 120,484
<NET-INVESTMENT-INCOME> 726,414
<REALIZED-GAINS-CURRENT> 46,436
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<AVG-DEBT-PER-SHARE> 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 034
<NAME> WM SHORT TERM HIGH QUALITY BOND FUND CL I
<S> <C>
<PERIOD-TYPE> 4-MOS
<FISCAL-YEAR-END> OCT-31-1998
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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
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<NAME> WM SHORT TERM HIGH QUALITY BOND FUND CL S
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<NAME> WM TARGET MATURITY 2002 FUND
<S> <C>
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