<PAGE> PAGE 1
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<PAGE> PAGE 2
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<PAGE> PAGE 6
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<PAGE> PAGE 7
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<PAGE> PAGE 10
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<PAGE> PAGE 11
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<PAGE> PAGE 12
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<PAGE> PAGE 13
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<PAGE> PAGE 14
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<PAGE> PAGE 15
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<PAGE> PAGE 16
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<PAGE> PAGE 17
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<PAGE> PAGE 18
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<PAGE> PAGE 19
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<PAGE> PAGE 20
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<PAGE> PAGE 21
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<PAGE> PAGE 22
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<PAGE> PAGE 23
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<PAGE> PAGE 24
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<PAGE> PAGE 25
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<PAGE> PAGE 26
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<PAGE> PAGE 27
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<PAGE> PAGE 28
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<PAGE> PAGE 29
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<PAGE> PAGE 30
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<PAGE> PAGE 31
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<PAGE> PAGE 32
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<PAGE> PAGE 33
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008 A000701 WM ADVISORS, INC.
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<PAGE> PAGE 34
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<PAGE> PAGE 35
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<PAGE> PAGE 36
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<PAGE> PAGE 37
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<PAGE> PAGE 38
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<PAGE> PAGE 39
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<PAGE> PAGE 40
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<PAGE> PAGE 41
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SIGNATURE JEFFREY L. LUNZER
TITLE TREASURER
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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
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<PERIOD-END> APR-30-1999
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<NET-CHANGE-IN-ASSETS> 84,116,037
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<ACCUMULATED-GAINS-PRIOR> 1,703,486
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<PER-SHARE-DISTRIBUTIONS> (0.06)
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 11.32
<EXPENSE-RATIO> 2.36
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 044
<NAME> WM CALIFORNIA MUNICIPAL FUND CL I
<S> <C>
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<FISCAL-YEAR-END> OCT-31-1999
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<INVESTMENTS-AT-COST> 389,859,030
<INVESTMENTS-AT-VALUE> 414,304,828
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<EXPENSES-NET> 1,841,499
<NET-INVESTMENT-INCOME> 8,872,557
<REALIZED-GAINS-CURRENT> 2,010,608
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<NET-CHANGE-FROM-OPS> 7,666,675
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<DISTRIBUTIONS-OF-INCOME> (27)
<DISTRIBUTIONS-OF-GAINS> (6)
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<NUMBER-OF-SHARES-REDEEMED> 0
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<NET-CHANGE-IN-ASSETS> 84,116,037
<ACCUMULATED-NII-PRIOR> 32,263
<ACCUMULATED-GAINS-PRIOR> 1,703,486
<OVERDISTRIB-NII-PRIOR> 0
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<GROSS-ADVISORY-FEES> 1,022,671
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 1,993,265
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<PER-SHARE-NAV-BEGIN> 11.46
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<PER-SHARE-GAIN-APPREC> (0.08)
<PER-SHARE-DIVIDEND> (0.30)
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<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 11.32
<EXPENSE-RATIO> 0.59
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 051
<NAME> WM CALIFORNIA INSURED INTERMEDIATE MUNICIPAL FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
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<PERIOD-END> APR-30-1999
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<TOTAL-LIABILITIES> 3,179,858
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<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 3,250,414
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<INTEREST-INCOME> 1,611,547
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<EXPENSES-NET> 398,174
<NET-INVESTMENT-INCOME> 1,213,373
<REALIZED-GAINS-CURRENT> 351,355
<APPREC-INCREASE-CURRENT> (1,120,315)
<NET-CHANGE-FROM-OPS> 444,413
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<DISTRIBUTIONS-OF-INCOME> (812,369)
<DISTRIBUTIONS-OF-GAINS> (551,842)
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<NUMBER-OF-SHARES-SOLD> 337,147
<NUMBER-OF-SHARES-REDEEMED> (336,394)
<SHARES-REINVESTED> 92,865
<NET-CHANGE-IN-ASSETS> 7,398,559
<ACCUMULATED-NII-PRIOR> 14,596
<ACCUMULATED-GAINS-PRIOR> 931,630
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 183,950
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 446,088
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<PER-SHARE-NAV-BEGIN> 11.02
<PER-SHARE-NII> 0.22
<PER-SHARE-GAIN-APPREC> (0.13)
<PER-SHARE-DIVIDEND> (0.22)
<PER-SHARE-DISTRIBUTIONS> (0.16)
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 10.73
<EXPENSE-RATIO> 0.91
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0.00
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 051
<NAME> WM CALIFORNIA INSURED INTERMEDIATE MUNICIPAL FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-END> APR-30-1999
<INVESTMENTS-AT-COST> 66,752,892
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<OTHER-ITEMS-LIABILITIES> 498,593
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<ACCUMULATED-NET-GAINS> 350,919
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 3,250,414
<NET-ASSETS> 31,326,325
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 1,611,547
<OTHER-INCOME> 0
<EXPENSES-NET> 398,174
<NET-INVESTMENT-INCOME> 1,213,373
<REALIZED-GAINS-CURRENT> 351,355
<APPREC-INCREASE-CURRENT> (1,120,315)
<NET-CHANGE-FROM-OPS> 444,413
<EQUALIZATION> 0
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<DISTRIBUTIONS-OF-GAINS> (380,181)
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 891,069
<NUMBER-OF-SHARES-REDEEMED> (210,334)
<SHARES-REINVESTED> 63,541
<NET-CHANGE-IN-ASSETS> 7,398,559
<ACCUMULATED-NII-PRIOR> 14,596
<ACCUMULATED-GAINS-PRIOR> 931,630
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 183,950
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 446,088
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<PER-SHARE-NAV-BEGIN> 11.02
<PER-SHARE-NII> 0.18
<PER-SHARE-GAIN-APPREC> (0.13)
<PER-SHARE-DIVIDEND> (0.18)
<PER-SHARE-DISTRIBUTIONS> (0.16)
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 10.73
<EXPENSE-RATIO> 1.66
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 051
<NAME> WM CALIFORNIA INSURED INTERMEDIATE MUNICIPAL FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-END> APR-30-1999
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<OTHER-ITEMS-ASSETS> 15,961
<TOTAL-ASSETS> 72,071,030
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<OTHER-ITEMS-LIABILITIES> 498,593
<TOTAL-LIABILITIES> 3,179,858
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<SHARES-COMMON-STOCK> 169
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<ACCUMULATED-NII-CURRENT> 13,728
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<ACCUMULATED-NET-GAINS> 350,919
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 3,250,414
<NET-ASSETS> 1,814
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 1,611,547
<OTHER-INCOME> 0
<EXPENSES-NET> 398,174
<NET-INVESTMENT-INCOME> 1,213,373
<REALIZED-GAINS-CURRENT> 351,355
<APPREC-INCREASE-CURRENT> (1,120,315)
<NET-CHANGE-FROM-OPS> 444,413
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (27)
<DISTRIBUTIONS-OF-GAINS> (26)
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<NUMBER-OF-SHARES-SOLD> 0
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<SHARES-REINVESTED> 5
<NET-CHANGE-IN-ASSETS> 7,398,559
<ACCUMULATED-NII-PRIOR> 14,596
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<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
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<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 446,088
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<PER-SHARE-NAV-BEGIN> 11.02
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<PER-SHARE-GAIN-APPREC> (0.13)
<PER-SHARE-DIVIDEND> (0.18)
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<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 10.73
<EXPENSE-RATIO> 3.70
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0.00
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 051
<NAME> WM CALIFORNIA INSURED INTERMEDIATE MUNICIPAL FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-END> APR-30-1999
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<DIVIDEND-INCOME> 0
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<OTHER-INCOME> 0
<EXPENSES-NET> 398,174
<NET-INVESTMENT-INCOME> 1,213,373
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<APPREC-INCREASE-CURRENT> (1,120,315)
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<DISTRIBUTIONS-OF-GAINS> (17)
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<NUMBER-OF-SHARES-SOLD> 0
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<NET-CHANGE-IN-ASSETS> 7,398,559
<ACCUMULATED-NII-PRIOR> 14,596
<ACCUMULATED-GAINS-PRIOR> 931,630
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<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 183,950
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 446,088
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<PER-SHARE-NAV-BEGIN> 11.02
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<PER-SHARE-GAIN-APPREC> (0.13)
<PER-SHARE-DIVIDEND> (0.23)
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<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 10.73
<EXPENSE-RATIO> 0.62
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0.00
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 083
<NAME> WM EMERGING GROWTH FUND CL. A
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-END> APRIL-30-1999
<INVESTMENTS-AT-COST> 105,052,175
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<TOTAL-LIABILITIES> 963,855
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<ACCUMULATED-NII-CURRENT> 0
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<EXPENSES-NET> 1,342,176
<NET-INVESTMENT-INCOME> (636,228)
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<NUMBER-OF-SHARES-SOLD> 1,299,636
<NUMBER-OF-SHARES-REDEEMED> (2,343,486)
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<NET-CHANGE-IN-ASSETS> (17,637,352)
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 22,580,089
<OVERDISTRIB-NII-PRIOR> (7,953)
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 648,618
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 1,502,822
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<PER-SHARE-NAV-BEGIN> 16.25
<PER-SHARE-NII> (0.06)
<PER-SHARE-GAIN-APPREC> 2.25
<PER-SHARE-DIVIDEND> 0.00
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<PER-SHARE-NAV-END> 15.64
<EXPENSE-RATIO> 1.80
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 084
<NAME> WM EMERGING GROWTH FUND CL. B
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-END> APR-30-1999
<INVESTMENTS-AT-COST> 105,052,175
<INVESTMENTS-AT-VALUE> 109,076,108
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<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> (644,181)
<ACCUMULATED-NET-GAINS> 10,851,523
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<ACCUM-APPREC-OR-DEPREC> 4,023,486
<NET-ASSETS> 21,575,657
<DIVIDEND-INCOME> 446,578
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<EXPENSES-NET> 1,342,176
<NET-INVESTMENT-INCOME> (636,228)
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<DISTRIBUTIONS-OF-GAINS> (3,867,191)
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<NUMBER-OF-SHARES-SOLD> 70,399
<NUMBER-OF-SHARES-REDEEMED> (295,117)
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<NET-CHANGE-IN-ASSETS> (17,637,352)
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 22,580,089
<OVERDISTRIB-NII-PRIOR> (7,953)
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<GROSS-ADVISORY-FEES> 648,618
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<GROSS-EXPENSE> 1,502,822
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<PER-SHARE-NAV-BEGIN> 15.67
<PER-SHARE-NII> (0.13)
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<PER-SHARE-DIVIDEND> 0.00
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<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 14.92
<EXPENSE-RATIO> 2.73
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 085
<NAME> WM EMERGING GROWTH FUND CL. S
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-END> APR-30-1999
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<ACCUMULATED-NET-GAINS> 10,851,523
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<NUMBER-OF-SHARES-REDEEMED> (51,442)
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<GROSS-EXPENSE> 1,502,822
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<PER-SHARE-NAV-BEGIN> 15.67
<PER-SHARE-NII> (0.13)
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<PER-SHARE-NAV-END> 14.92
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[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0.0000
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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 086
<NAME> WM EMERGING GROWTH FUND CL. I
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<DIVIDEND-INCOME> 446,578
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<EXPENSES-NET> 1,342,176
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<NUMBER-OF-SHARES-REDEEMED> (1,938,470)
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<NET-CHANGE-IN-ASSETS> (17,637,352)
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<ACCUMULATED-GAINS-PRIOR> 22,580,089
<OVERDISTRIB-NII-PRIOR> (7,953)
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<GROSS-ADVISORY-FEES> 648,618
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<GROSS-EXPENSE> 1,502,822
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<PER-SHARE-NAV-END> 15.16
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[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 061
<NAME> WM FLORIDA INSURED MUNICIPAL FUND CL. A
<S> <C>
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<OVERDISTRIBUTION-GAINS> (1,991,226)
<ACCUM-APPREC-OR-DEPREC> 1,706,356
<NET-ASSETS> 14,331,888
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<INTEREST-INCOME> 608,597
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<NET-INVESTMENT-INCOME> 479,727
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<NUMBER-OF-SHARES-REDEEMED> (204,663)
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[AVG-DEBT-OUTSTANDING] 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 062
<NAME> WM FLORIDA INSURED MUNICIPAL FUND CL. B
<S> <C>
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<INTEREST-INCOME> 608,597
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<EXPENSES-NET> 128,870
<NET-INVESTMENT-INCOME> 479,727
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<NUMBER-OF-SHARES-REDEEMED> (59,446)
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[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 063
<NAME> WM FLORIDA INSURED MUNICIPAL FUND CL. S
<S> <C>
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[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 064
<NAME> WM FLORIDA INSURED MUNICIPAL FUND CL. I
<S> <C>
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[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER>071
<NAME>WM GROWTH FUND CL. A
<S> <C>
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[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] .00
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER>072
<NAME>WM GROWTH FUND CL. B
<S> <C>
<PERIOD-TYPE> 6-MOS
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[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 013
<NAME> WM CALIFORNIA MONEY FUND CL. S
<S> <C>
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[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 014
<NAME> WM CALIFORNIA MONEY FUND CL. I
<S> <C>
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[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 091
<NAME> WM INTERNATIONAL GROWTH FUND CL A
<S> <C>
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<PERIOD-END> APR-30-1999
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[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 092
<NAME> WM INTERNATIONAL GROWTH FUND CL B
<S> <C>
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<PERIOD-END> APR-30-1999
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[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0.0000
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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 093
<NAME> WM INTERNATIONAL GROWTH FUND CL S
<S> <C>
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[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 092
<NAME> WM INTERNATIONAL GROWTH FUND CL I
<S> <C>
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[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 031
<NAME> WM SHORT TERM HIGH QUALITY BOND FUND CL A
<S> <C>
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[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0.000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 032
<NAME> WM SHORT TERM HIGH QUALITY BOND FUND CL B
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-1999
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[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 033
<NAME> WM SHORT TERM HIGH QUALITY BOND FUND CL S
<S> <C>
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<FISCAL-YEAR-END> OCT-31-1999
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[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 034
<NAME> WM SHORT TERM HIGH QUALITY BOND FUND CL I
<S> <C>
<PERIOD-TYPE> 6-MOS
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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
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<NAME> WM Target Maturity 2002
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