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Previous: ESSEX BANCORP INC /NEW, 10QSB, 2000-08-11 |
Next: NATIONAL TAX CREDIT PARTNERS L P, NT 10-Q, 2000-08-11 |
<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<CASH> 5,304
<INT-BEARING-DEPOSITS> 8,160
<FED-FUNDS-SOLD> 1,017
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 20
<INVESTMENTS-CARRYING> 1,230
<INVESTMENTS-MARKET> 1,211
<LOANS> 263,248
<ALLOWANCE> 1,439
<TOTAL-ASSETS> 296,530
<DEPOSITS> 220,222
<SHORT-TERM> 55,400
<LIABILITIES-OTHER> 2,398
<LONG-TERM> 48
0
15,008
<COMMON> 11
<OTHER-SE> 3,442
<TOTAL-LIABILITIES-AND-EQUITY> 296,530
<INTEREST-LOAN> 10,101
<INTEREST-INVEST> 164
<INTEREST-OTHER> 317
<INTEREST-TOTAL> 10,582
<INTEREST-DEPOSIT> 5,215
<INTEREST-EXPENSE> 6,811
<INTEREST-INCOME-NET> 3,771
<LOAN-LOSSES> 240
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 4,335
<INCOME-PRETAX> 676
<INCOME-PRE-EXTRAORDINARY> 466
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 466
<EPS-BASIC> (0.55)
<EPS-DILUTED> (0.55)
<YIELD-ACTUAL> 2.83
<LOANS-NON> 748
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 1,373
<ALLOWANCE-OPEN> 1,697
<CHARGE-OFFS> 501
<RECOVERIES> 3
<ALLOWANCE-CLOSE> 1,439
<ALLOWANCE-DOMESTIC> 1,439
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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