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Previous: CHESAPEAKE FINANCIAL SHARES INC, 10QSB, 2000-11-06 |
Next: GOLF ENTERTAINMENT INC, 10-Q, 2000-11-06 |
<TABLE> <S> <C>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> SEP-30-2000
<CASH> 8,660,191
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 0
<INVESTMENTS-CARRYING> 40,257,377
<INVESTMENTS-MARKET> 39,539,773
<LOANS> 153,231,378
<ALLOWANCE> (2,394,401)
<TOTAL-ASSETS> 217,317,732
<DEPOSITS> 190,773,346
<SHORT-TERM> 6,900,000
<LIABILITIES-OTHER> 1,686,089
<LONG-TERM> 828,969
0
0
<COMMON> 6,132,355
<OTHER-SE> 10,996,973
<TOTAL-LIABILITIES-AND-EQUITY> 217,317,732
<INTEREST-LOAN> 9,572,505
<INTEREST-INVEST> 1,911,718
<INTEREST-OTHER> 5,696
<INTEREST-TOTAL> 11,489,919
<INTEREST-DEPOSIT> 5,344,248
<INTEREST-EXPENSE> 5,684,848
<INTEREST-INCOME-NET> 5,805,071
<LOAN-LOSSES> 269,122
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 7,246,951
<INCOME-PRETAX> 2,105,001
<INCOME-PRE-EXTRAORDINARY> 2,105,001
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,599,801
<EPS-BASIC> 1.30
<EPS-DILUTED> 1.26
<YIELD-ACTUAL> 4.43
<LOANS-NON> 394,696
<LOANS-PAST> 251,684
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 753,683
<ALLOWANCE-OPEN> 2,253,676
<CHARGE-OFFS> 131,073
<RECOVERIES> 2,676
<ALLOWANCE-CLOSE> 2,394,402
<ALLOWANCE-DOMESTIC> 2,394,402
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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