Lincoln National Variable Annuity Account H
American Legacy III
Prospectus Supplement
Effective December 21, 1999
The language under Item 10 of "Charges and other deductions - Surrender charge"
on page 10 of the Prospectus should be replaced in its entirety with the
following:
10. A surrender of a contract or withdrawal of contract value of a contract
issued to employees and registered representatives of any member of the selling
group and their spouses and minor children, or to officers, directors, trustees
or bona-fide full-time employees of LNC or The Capital Group, Inc. or their
affiliated or managed companies (based upon the contractowner's status at the
time the contract was purchased), provided the contract was not issued with the
assistance of a sales representative under contract with Lincoln Life.
