LINCOLN NATIONAL VARIABLE ANNUITY ACCOUNT H
497, 2000-10-16
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                   Lincoln National Variable Annuity Account H
                            (Shareholder's Advantage)

    Supplement Dated October 16, 2000, to the Prospectus Dated April 1, 2000

     This  supplement  describes  certain  changes to the Prospectus for Lincoln
National Variable Annuity Account H (Shareholder's Advantage).

     Under the section titled "Charges and other deductions - Sales charge", the
note  following  Item c is deleted in its  entirety.  The special  sales  charge
calculation for Texas contracts is no longer applicable.  Texas contracts issued
after October 10, 2000, can utilize the definition of owner's  investment as set
forth in the Prospectus.


Please keep this Supplement with your Prospectus.


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