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<PAGE> PAGE 2
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<PAGE> PAGE 4
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<PAGE> PAGE 5
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<PAGE> PAGE 10
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<PAGE> PAGE 11
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<PAGE> PAGE 12
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<PAGE> PAGE 13
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<PAGE> PAGE 14
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<PAGE> PAGE 15
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<PAGE> PAGE 16
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<PAGE> PAGE 19
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<PAGE> PAGE 20
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<PAGE> PAGE 21
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<PAGE> PAGE 22
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<PAGE> PAGE 23
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<PAGE> PAGE 24
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<PAGE> PAGE 25
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<PAGE> PAGE 26
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<PAGE> PAGE 27
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<PAGE> PAGE 28
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<PAGE> PAGE 29
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<PAGE> PAGE 30
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<PAGE> PAGE 31
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<PAGE> PAGE 32
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<PAGE> PAGE 33
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<PAGE> PAGE 34
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<PAGE> PAGE 35
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<PAGE> PAGE 36
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<PAGE> PAGE 37
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<PAGE> PAGE 38
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<PAGE> PAGE 39
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<PAGE> PAGE 40
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<PAGE> PAGE 41
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<PAGE> PAGE 42
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<PAGE> PAGE 43
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<PAGE> PAGE 44
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<PAGE> PAGE 45
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<PAGE> PAGE 46
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<PAGE> PAGE 47
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<PAGE> PAGE 48
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<PAGE> PAGE 49
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<PAGE> PAGE 50
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<PAGE> PAGE 51
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<PAGE> PAGE 52
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<PAGE> PAGE 53
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<PAGE> PAGE 54
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<PAGE> PAGE 55
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<PAGE> PAGE 56
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<PAGE> PAGE 57
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<PAGE> PAGE 58
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<PAGE> PAGE 59
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<PAGE> PAGE 60
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062 D001800 0.0
062 E001800 0.0
062 F001800 0.0
062 G001800 0.0
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062 I001800 0.0
062 J001800 0.0
062 K001800 0.0
062 L001800 0.0
062 M001800 0.0
062 N001800 0.0
062 O001800 0.0
062 P001800 0.0
062 Q001800 0.0
062 R001800 0.0
066 A001800 Y
066 B001800 N
066 C001800 N
066 D001800 Y
066 E001800 N
066 F001800 N
066 G001800 N
067 001800 N
068 A001800 N
068 B001800 N
069 001800 N
070 A011800 Y
070 A021800 Y
070 B011800 Y
070 B021800 N
070 C011800 Y
070 C021800 N
070 D011800 Y
070 D021800 N
<PAGE> PAGE 61
070 E011800 Y
070 E021800 N
070 F011800 Y
070 F021800 N
070 G011800 Y
070 G021800 N
070 H011800 Y
070 H021800 N
070 I011800 Y
070 I021800 N
070 J011800 Y
070 J021800 N
070 K011800 Y
070 K021800 N
070 L011800 Y
070 L021800 N
070 M011800 Y
070 M021800 N
070 N011800 Y
070 N021800 N
070 O011800 Y
070 O021800 N
070 P011800 N
070 P021800 N
070 Q011800 N
070 Q021800 N
070 R011800 N
070 R021800 N
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072 L001800 0
072 M001800 0
072 N001800 0
072 O001800 0
072 P001800 0
072 Q001800 0
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072 S001800 0
<PAGE> PAGE 62
072 T001800 29
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072 X001800 121
072 Y001800 40
072 Z001800 -24
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073 A011800 0.0000
073 A021800 0.0000
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074 N001800 10453
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<PAGE> PAGE 63
008 A001901 CYPRESSTREE ASSET MANAGEMENT CORPORATION, INC
008 B001901 A
008 C001901 801-54698
008 D011901 BOSTON
008 D021901 MA
008 D031901 02210
008 A001902 WARBURG PINCUS ASSET MANAGEMENT, INC.
008 B001902 S
008 C001902 801-07321
008 D011902 NEW YORK
008 D021902 NY
008 D031902 10017
008 D041902 3147
024 001900 N
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028 G011900 467
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028 H001900 38
045 001900 Y
046 001900 N
047 001900 Y
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048 B021900 0.000
<PAGE> PAGE 64
048 C011900 0
048 C021900 0.000
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048 H021900 0.000
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048 I021900 0.000
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048 J021900 0.000
048 K011900 0
048 K021900 0.000
062 A001900 N
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062 D001900 0.0
062 E001900 0.0
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062 H001900 0.0
062 I001900 0.0
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062 K001900 0.0
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062 M001900 0.0
062 N001900 0.0
062 O001900 0.0
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062 Q001900 0.0
062 R001900 0.0
066 A001900 Y
066 B001900 Y
066 C001900 N
066 D001900 N
066 E001900 N
066 F001900 N
066 G001900 N
067 001900 N
068 A001900 N
068 B001900 N
069 001900 N
070 A011900 Y
070 A021900 N
070 B011900 Y
070 B021900 N
<PAGE> PAGE 65
070 C011900 Y
070 C021900 N
070 D011900 Y
070 D021900 N
070 E011900 Y
070 E021900 N
070 F011900 Y
070 F021900 N
070 G011900 Y
070 G021900 N
070 H011900 Y
070 H021900 N
070 I011900 Y
070 I021900 N
070 J011900 Y
070 J021900 N
070 K011900 Y
070 K021900 N
070 L011900 Y
070 L021900 N
070 M011900 Y
070 M021900 N
070 N011900 Y
070 N021900 N
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070 P011900 N
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070 Q021900 N
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070 R021900 N
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072 J001900 30
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<PAGE> PAGE 66
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<PAGE> PAGE 67
074 Y001900 0
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SIGNATURE CHRISTINA ROWNTREE
TITLE FUND ADMIN. MANAGER
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
annual financial statements, and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<RESTATED>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUNDS
<SERIES>
<NUMBER> 011
<NAME> EQUITY-INCOME FUND
<MULTIPLIER> 1
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<S> <C>
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<INVESTMENTS-AT-VALUE> 179873176
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<DIVIDEND-INCOME> 4705882
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<EXPENSES-NET> 3444628
<NET-INVESTMENT-INCOME> 1911306
<REALIZED-GAINS-CURRENT> 11355871
<APPREC-INCREASE-CURRENT> 3231212
<NET-CHANGE-FROM-OPS> 16498389
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<DISTRIBUTIONS-OF-INCOME> 701503
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<SHARES-REINVESTED> 194948
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<ACCUMULATED-NII-PRIOR> 1934704
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<GROSS-EXPENSE> 3607377
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<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
this schedule contains summary financial information extracted from the Fund's
annual financial statements, ans is qualified in its entirety be reference to
such financial statements.
</LEGEND>
<RESTATED>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 012
<NAME> EQUITY-INCOME
<MULTIPLIER> 1
<CURRENCY> USD
<S> <C>
<PERIOD-TYPE> YEAR
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<EXCHANGE-RATE> 1
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<TOTAL-LIABILITIES> 8791709
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<PAID-IN-CAPITAL-COMMON> 132335893
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<OVERDISTRIBUTION-GAINS> 0
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<EXPENSES-NET> 3444628
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<REALIZED-GAINS-CURRENT> 11355871
<APPREC-INCREASE-CURRENT> 3231212
<NET-CHANGE-FROM-OPS> 16498389
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<DISTRIBUTIONS-OF-INCOME> 442368
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<SHARES-REINVESTED> 170544
<NET-CHANGE-IN-ASSETS> 4427955
<ACCUMULATED-NII-PRIOR> 1934704
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<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 3607377
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<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
annual financial statements and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<RESTATED>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 013
<NAME> EQUITY-INCOME FUND
<MULTIPLIER> 1
<CURRENCY> USD
<S> <C>
<PERIOD-TYPE> YEAR
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<EXCHANGE-RATE> 1
<INVESTMENTS-AT-COST> 152789043
<INVESTMENTS-AT-VALUE> 179873176
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<OVERDISTRIBUTION-GAINS> 0
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<EXPENSES-NET> 3444628
<NET-INVESTMENT-INCOME> 1911306
<REALIZED-GAINS-CURRENT> 11355871
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<NET-CHANGE-FROM-OPS> 16498389
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<SHARES-REINVESTED> 466831
<NET-CHANGE-IN-ASSETS> 4427955
<ACCUMULATED-NII-PRIOR> 1934704
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<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 3607377
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<EXPENSE-RATIO> 2.065
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
annual financial statements, and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 021
<NAME> U.S. GOVERNMENT SECURITIES FUND
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<NET-CHANGE-IN-ASSETS> (4428018)
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</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
annual financial statements, and is qualified in its entirety be reference to
such financial statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 022
<NAME> U.S. GOVERNMENT SECURITIES FUND
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<CURRENCY> USD
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</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
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such financial statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 023
<NAME> U.S. GOVERNMENT SECURITIES FUND
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<S> <C>
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<ACCUMULATED-NII-CURRENT> (229251)
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (1062756)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 1380419
<NET-ASSETS> 80182381
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 5512102
<OTHER-INCOME> 0
<EXPENSES-NET> 1188619
<NET-INVESTMENT-INCOME> 4323483
<REALIZED-GAINS-CURRENT> 591717
<APPREC-INCREASE-CURRENT> 621573
<NET-CHANGE-FROM-OPS> 5536773
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 614899
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 73388
<NUMBER-OF-SHARES-SOLD> 813806
<NUMBER-OF-SHARES-REDEEMED> 1092107
<SHARES-REINVESTED> 59278
<NET-CHANGE-IN-ASSETS> (4428108)
<ACCUMULATED-NII-PRIOR> (211584)
<ACCUMULATED-GAINS-PRIOR> (1991535)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 479512
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 1307013
<AVERAGE-NET-ASSETS> 79909937
<PER-SHARE-NAV-BEGIN> 9.94
<PER-SHARE-NII> .49
<PER-SHARE-GAIN-APPREC> .15
<PER-SHARE-DIVIDEND> .51
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 10.07
<EXPENSE-RATIO> 1.90
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the fund's
annual financial statments, and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 031
<NAME> MONEY MARKET FUND
<MULTIPLIER> 1
<CURRENCY> USD
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-START> NOV-01-1997
<PERIOD-END> OCT-31-1998
<EXCHANGE-RATE> 1
<INVESTMENTS-AT-COST> 24412022
<INVESTMENTS-AT-VALUE> 24412022
<RECEIVABLES> 131967
<ASSETS-OTHER> 16874
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 24560863
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 109651
<TOTAL-LIABILITIES> 109651
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 24451212
<SHARES-COMMON-STOCK> 10296058
<SHARES-COMMON-PRIOR> 11056985
<ACCUMULATED-NII-CURRENT> 2858
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (2858)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 24451212
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 1071843
<OTHER-INCOME> 0
<EXPENSES-NET> 96574
<NET-INVESTMENT-INCOME> 975269
<REALIZED-GAINS-CURRENT> 0
<APPREC-INCREASE-CURRENT> 0
<NET-CHANGE-FROM-OPS> 975369
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 452709
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 19804375
<NUMBER-OF-SHARES-REDEEMED> 20976437
<SHARES-REINVESTED> 411135
<NET-CHANGE-IN-ASSETS> 2523350
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 38630
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 180532
<AVERAGE-NET-ASSETS> 19311965
<PER-SHARE-NAV-BEGIN> 1.
<PER-SHARE-NII> .05
<PER-SHARE-GAIN-APPREC> 0
<PER-SHARE-DIVIDEND> .05
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 1.
<EXPENSE-RATIO> .50
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the fund's
annual financial statments, and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 032
<NAME> MONEY MARKET FUND
<MULTIPLIER> 1
<CURRENCY> USD
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-START> NOV-01-1997
<PERIOD-END> OCT-31-1998
<EXCHANGE-RATE> 1
<INVESTMENTS-AT-COST> 24412022
<INVESTMENTS-AT-VALUE> 24412022
<RECEIVABLES> 131967
<ASSETS-OTHER> 16874
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 24560863
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 109651
<TOTAL-LIABILITIES> 109651
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 24451212
<SHARES-COMMON-STOCK> 5919145
<SHARES-COMMON-PRIOR> 3331454
<ACCUMULATED-NII-CURRENT> 2858
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (2858)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 24451212
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 1071843
<OTHER-INCOME> 0
<EXPENSES-NET> 96574
<NET-INVESTMENT-INCOME> 975269
<REALIZED-GAINS-CURRENT> 0
<APPREC-INCREASE-CURRENT> 0
<NET-CHANGE-FROM-OPS> 975369
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 164474
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 12413813
<NUMBER-OF-SHARES-REDEEMED> 9968556
<SHARES-REINVESTED> 142434
<NET-CHANGE-IN-ASSETS> 2523350
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 38630
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 180532
<AVERAGE-NET-ASSETS> 19311965
<PER-SHARE-NAV-BEGIN> 1.
<PER-SHARE-NII> .05
<PER-SHARE-GAIN-APPREC> 0
<PER-SHARE-DIVIDEND> .05
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 1.
<EXPENSE-RATIO> .50
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the fund's
annual financial statments, and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 033
<NAME> MONEY MARKET FUND
<MULTIPLIER> 1
<CURRENCY> USD
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-START> NOV-01-1997
<PERIOD-END> OCT-31-1998
<EXCHANGE-RATE> 1
<INVESTMENTS-AT-COST> 24412022
<INVESTMENTS-AT-VALUE> 24412022
<RECEIVABLES> 131967
<ASSETS-OTHER> 16874
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 24560863
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 109651
<TOTAL-LIABILITIES> 109651
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 24451212
<SHARES-COMMON-STOCK> 8237403
<SHARES-COMMON-PRIOR> 7539423
<ACCUMULATED-NII-CURRENT> 2858
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (2858)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 24451212
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 1071843
<OTHER-INCOME> 0
<EXPENSES-NET> 96574
<NET-INVESTMENT-INCOME> 975269
<REALIZED-GAINS-CURRENT> 0
<APPREC-INCREASE-CURRENT> 0
<NET-CHANGE-FROM-OPS> 975369
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 358086
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 17413158
<NUMBER-OF-SHARES-REDEEMED> 17056318
<SHARES-REINVESTED> 341140
<NET-CHANGE-IN-ASSETS> 2523350
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 38630
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 180532
<AVERAGE-NET-ASSETS> 19311965
<PER-SHARE-NAV-BEGIN> 1.
<PER-SHARE-NII> .05
<PER-SHARE-GAIN-APPREC> 0
<PER-SHARE-DIVIDEND> .05
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 1.
<EXPENSE-RATIO> .50
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
annual financial statements, and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 071
<NAME> GLOBAL EQUITY FUND
<MULTIPLIER> 1
<CURRENCY> USD
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-START> NOV-01-1997
<PERIOD-END> OCT-31-1998
<EXCHANGE-RATE> 1
<INVESTMENTS-AT-COST> 104757143
<INVESTMENTS-AT-VALUE> 123593057
<RECEIVABLES> 1763008
<ASSETS-OTHER> 13614918
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 138970983
<PAYABLE-FOR-SECURITIES> 488588
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 19366199
<TOTAL-LIABILITIES> 19854787
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 91517725
<SHARES-COMMON-STOCK> 1890437
<SHARES-COMMON-PRIOR> 1897016
<ACCUMULATED-NII-CURRENT> 226601
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 8756432
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 18615438
<NET-ASSETS> 119116196
<DIVIDEND-INCOME> 2338347
<INTEREST-INCOME> 42356
<OTHER-INCOME> 0
<EXPENSES-NET> 2890658
<NET-INVESTMENT-INCOME> (509955)
<REALIZED-GAINS-CURRENT> 10246040
<APPREC-INCREASE-CURRENT> 275374
<NET-CHANGE-FROM-OPS> 10011459
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 417000
<DISTRIBUTIONS-OF-GAINS> 1961256
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 446573
<NUMBER-OF-SHARES-REDEEMED> 605332
<SHARES-REINVESTED> 152180
<NET-CHANGE-IN-ASSETS> (4922259)
<ACCUMULATED-NII-PRIOR> 288367
<ACCUMULATED-GAINS-PRIOR> 7780248
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 1164468
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 2890648
<AVERAGE-NET-ASSETS> 129371510
<PER-SHARE-NAV-BEGIN> 16.32
<PER-SHARE-NII> .02
<PER-SHARE-GAIN-APPREC> 1.34
<PER-SHARE-DIVIDEND> .22
<PER-SHARE-DISTRIBUTIONS> 1.03
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 16.43
<EXPENSE-RATIO> 1.75
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
annual financial statements, and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 072
<NAME> GLOBAL EQUITY FUND
<MULTIPLIER> 1
<CURRENCY> USD
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-START> NOV-01-1997
<PERIOD-END> OCT-31-1998
<EXCHANGE-RATE> 1
<INVESTMENTS-AT-COST> 104757143
<INVESTMENTS-AT-VALUE> 123593057
<RECEIVABLES> 1763008
<ASSETS-OTHER> 13614918
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 138970983
<PAYABLE-FOR-SECURITIES> 488588
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 19366199
<TOTAL-LIABILITIES> 19854787
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 91517725
<SHARES-COMMON-STOCK> 1864538
<SHARES-COMMON-PRIOR> 1972553
<ACCUMULATED-NII-CURRENT> 226601
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 8756432
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 18615438
<NET-ASSETS> 119116196
<DIVIDEND-INCOME> 2338347
<INTEREST-INCOME> 42356
<OTHER-INCOME> 0
<EXPENSES-NET> 2890658
<NET-INVESTMENT-INCOME> (509955)
<REALIZED-GAINS-CURRENT> 10246040
<APPREC-INCREASE-CURRENT> 275374
<NET-CHANGE-FROM-OPS> 10011459
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 215336
<DISTRIBUTIONS-OF-GAINS> 2005883
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 280820
<NUMBER-OF-SHARES-REDEEMED> 525613
<SHARES-REINVESTED> 136778
<NET-CHANGE-IN-ASSETS> (4922259)
<ACCUMULATED-NII-PRIOR> 288367
<ACCUMULATED-GAINS-PRIOR> 7780248
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 1164468
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 2890648
<AVERAGE-NET-ASSETS> 129371510
<PER-SHARE-NAV-BEGIN> 16.14
<PER-SHARE-NII> (.11)
<PER-SHARE-GAIN-APPREC> 1.35
<PER-SHARE-DIVIDEND> .11
<PER-SHARE-DISTRIBUTIONS> 1.03
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 16.30
<EXPENSE-RATIO> 2.40
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
annual financial statements, and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 073
<NAME> GLOBAL EQUITY FUND
<MULTIPLIER> 1
<CURRENCY> USD
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-START> NOV-01-1997
<PERIOD-END> OCT-31-1998
<EXCHANGE-RATE> 1
<INVESTMENTS-AT-COST> 104757143
<INVESTMENTS-AT-VALUE> 123593057
<RECEIVABLES> 1763008
<ASSETS-OTHER> 13614918
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 138970983
<PAYABLE-FOR-SECURITIES> 488588
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 19366199
<TOTAL-LIABILITIES> 19854787
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 91517725
<SHARES-COMMON-STOCK> 3544699
<SHARES-COMMON-PRIOR> 3782659
<ACCUMULATED-NII-CURRENT> 226601
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 8756432
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 18615438
<NET-ASSETS> 119116196
<DIVIDEND-INCOME> 2338347
<INTEREST-INCOME> 42356
<OTHER-INCOME> 0
<EXPENSES-NET> 2890658
<NET-INVESTMENT-INCOME> (509955)
<REALIZED-GAINS-CURRENT> 10246040
<APPREC-INCREASE-CURRENT> 275374
<NET-CHANGE-FROM-OPS> 10011459
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 405867
<DISTRIBUTIONS-OF-GAINS> 3781969
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 526057
<NUMBER-OF-SHARES-REDEEMED> 1026358
<SHARES-REINVESTED> 262341
<NET-CHANGE-IN-ASSETS> (4922259)
<ACCUMULATED-NII-PRIOR> 288367
<ACCUMULATED-GAINS-PRIOR> 7780248
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 1164468
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 2890648
<AVERAGE-NET-ASSETS> 129371510
<PER-SHARE-NAV-BEGIN> 16.19
<PER-SHARE-NII> (.10)
<PER-SHARE-GAIN-APPREC> 1.35
<PER-SHARE-DIVIDEND> .11
<PER-SHARE-DISTRIBUTIONS> 1.03
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 16.30
<EXPENSE-RATIO> 2.40
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the fund's
annual financial statements, and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 081
<NAME> INVESTMENT QUALITY BOND FUND
<MULTIPLIER> 1
<CURRENCY> USD
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-START> NOV-01-1997
<PERIOD-END> OCT-31-1998
<EXCHANGE-RATE> 1
<INVESTMENTS-AT-COST> 17106230
<INVESTMENTS-AT-VALUE> 20918377
<RECEIVABLES> 431344
<ASSETS-OTHER> 12860
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 21362581
<PAYABLE-FOR-SECURITIES> 645904
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 3610447
<TOTAL-LIABILITIES> 4256351
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 17044319
<SHARES-COMMON-STOCK> 632860
<SHARES-COMMON-PRIOR> 675704
<ACCUMULATED-NII-CURRENT> 11637
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (370164)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 420438
<NET-ASSETS> 17106230
<DIVIDEND-INCOME> 3584
<INTEREST-INCOME> 1316949
<OTHER-INCOME> 0
<EXPENSES-NET> 279550
<NET-INVESTMENT-INCOME> 1040983
<REALIZED-GAINS-CURRENT> 161325
<APPREC-INCREASE-CURRENT> 12137
<NET-CHANGE-FROM-OPS> 1214445
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 446629
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 170210
<NUMBER-OF-SHARES-REDEEMED> 246964
<SHARES-REINVESTED> 33910
<NET-CHANGE-IN-ASSETS> (725355)
<ACCUMULATED-NII-PRIOR> 1508
<ACCUMULATED-GAINS-PRIOR> (526420)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 102778
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 329927
<AVERAGE-NET-ASSETS> 17136324
<PER-SHARE-NAV-BEGIN> 10.52
<PER-SHARE-NII> .68
<PER-SHARE-GAIN-APPREC> .10
<PER-SHARE-DIVIDEND> .67
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 10.63
<EXPENSE-RATIO> 1.25
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the fund's
annual financial statements, and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 082
<NAME> INVESTMENT QUALITY BOND FUND
<MULTIPLIER> 1
<CURRENCY> USD
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-START> NOV-01-1997
<PERIOD-END> OCT-31-1998
<EXCHANGE-RATE> 1
<INVESTMENTS-AT-COST> 17106230
<INVESTMENTS-AT-VALUE> 20918377
<RECEIVABLES> 431344
<ASSETS-OTHER> 12860
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 21362581
<PAYABLE-FOR-SECURITIES> 645904
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 3610447
<TOTAL-LIABILITIES> 4256351
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 17044319
<SHARES-COMMON-STOCK> 456154
<SHARES-COMMON-PRIOR> 438362
<ACCUMULATED-NII-CURRENT> 11637
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (370164)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 420438
<NET-ASSETS> 17106230
<DIVIDEND-INCOME> 3584
<INTEREST-INCOME> 1316949
<OTHER-INCOME> 0
<EXPENSES-NET> 279550
<NET-INVESTMENT-INCOME> 1040983
<REALIZED-GAINS-CURRENT> 161325
<APPREC-INCREASE-CURRENT> 12137
<NET-CHANGE-FROM-OPS> 1214445
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 276805
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 117621
<NUMBER-OF-SHARES-REDEEMED> 122141
<SHARES-REINVESTED> 22312
<NET-CHANGE-IN-ASSETS> (725355)
<ACCUMULATED-NII-PRIOR> 1508
<ACCUMULATED-GAINS-PRIOR> (526420)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 102778
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 329927
<AVERAGE-NET-ASSETS> 17136324
<PER-SHARE-NAV-BEGIN> 10.52
<PER-SHARE-NII> .61
<PER-SHARE-GAIN-APPREC> .10
<PER-SHARE-DIVIDEND> .61
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 10.62
<EXPENSE-RATIO> 1.90
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the fund's
annual financial statements, and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 083
<NAME> INVESTMENT QUALITY BOND FUND
<MULTIPLIER> 1
<CURRENCY> USD
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-START> NOV-01-1997
<PERIOD-END> OCT-31-1998
<EXCHANGE-RATE> 1
<INVESTMENTS-AT-COST> 17106230
<INVESTMENTS-AT-VALUE> 20918377
<RECEIVABLES> 431344
<ASSETS-OTHER> 12860
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 21362581
<PAYABLE-FOR-SECURITIES> 645904
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 3610447
<TOTAL-LIABILITIES> 4256351
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 17044319
<SHARES-COMMON-STOCK> 520861
<SHARES-COMMON-PRIOR> 580612
<ACCUMULATED-NII-CURRENT> 11637
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (370164)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 420438
<NET-ASSETS> 17106230
<DIVIDEND-INCOME> 3584
<INTEREST-INCOME> 1316949
<OTHER-INCOME> 0
<EXPENSES-NET> 279550
<NET-INVESTMENT-INCOME> 1040983
<REALIZED-GAINS-CURRENT> 161325
<APPREC-INCREASE-CURRENT> 12137
<NET-CHANGE-FROM-OPS> 1214445
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 312476
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 198006
<NUMBER-OF-SHARES-REDEEMED> 283354
<SHARES-REINVESTED> 25597
<NET-CHANGE-IN-ASSETS> (725355)
<ACCUMULATED-NII-PRIOR> 1508
<ACCUMULATED-GAINS-PRIOR> (526420)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 102778
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 329927
<AVERAGE-NET-ASSETS> 17136324
<PER-SHARE-NAV-BEGIN> 10.52
<PER-SHARE-NII> .61
<PER-SHARE-GAIN-APPREC> .10
<PER-SHARE-DIVIDEND> .61
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 10.62
<EXPENSE-RATIO> 1.90
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the fund's
annual financial statements, and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 091
<NAME> GROWTH AND INCOME FUND
<MULTIPLIER> 1
<CURRENCY> USD
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-START> NOV-01-1997
<PERIOD-END> OCT-31-1998
<EXCHANGE-RATE> 1
<INVESTMENTS-AT-COST> 165291724
<INVESTMENTS-AT-VALUE> 246906581
<RECEIVABLES> 437265
<ASSETS-OTHER> 10065
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 247353911
<PAYABLE-FOR-SECURITIES> 592246
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 5877548
<TOTAL-LIABILITIES> 6469794
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 149995148
<SHARES-COMMON-STOCK> 1768820
<SHARES-COMMON-PRIOR> 1570268
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 9274277
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 81614692
<NET-ASSETS> 240884117
<DIVIDEND-INCOME> 3511442
<INTEREST-INCOME> 249375
<OTHER-INCOME> 0
<EXPENSES-NET> 4194695
<NET-INVESTMENT-INCOME> (433878)
<REALIZED-GAINS-CURRENT> 9720012
<APPREC-INCREASE-CURRENT> 28812430
<NET-CHANGE-FROM-OPS> 38098564
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 2745645
<DISTRIBUTIONS-OTHER> 40950
<NUMBER-OF-SHARES-SOLD> 875486
<NUMBER-OF-SHARES-REDEEMED> 804113
<SHARES-REINVESTED> 127179
<NET-CHANGE-IN-ASSETS> 53576664
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 14979443
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 1527239
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 4437753
<AVERAGE-NET-ASSETS> 224695180
<PER-SHARE-NAV-BEGIN> 21.77
<PER-SHARE-NII> .08
<PER-SHARE-GAIN-APPREC> 4.14
<PER-SHARE-DIVIDEND> .03
<PER-SHARE-DISTRIBUTIONS> 1.70
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 24.26
<EXPENSE-RATIO> 1.34
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the fund's
annual financial statements, and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 092
<NAME> GROWTH AND INCOME FUND
<MULTIPLIER> 1
<CURRENCY> USD
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-START> NOV-01-1997
<PERIOD-END> OCT-31-1998
<EXCHANGE-RATE> 1
<INVESTMENTS-AT-COST> 165291724
<INVESTMENTS-AT-VALUE> 246906581
<RECEIVABLES> 437265
<ASSETS-OTHER> 10065
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 247353911
<PAYABLE-FOR-SECURITIES> 592246
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 5877548
<TOTAL-LIABILITIES> 6469794
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 149995148
<SHARES-COMMON-STOCK> 3147669
<SHARES-COMMON-PRIOR> 2532295
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 9274277
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 81614692
<NET-ASSETS> 240884117
<DIVIDEND-INCOME> 3511442
<INTEREST-INCOME> 249375
<OTHER-INCOME> 0
<EXPENSES-NET> 4194695
<NET-INVESTMENT-INCOME> (433878)
<REALIZED-GAINS-CURRENT> 9720012
<APPREC-INCREASE-CURRENT> 28812430
<NET-CHANGE-FROM-OPS> 38098564
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 4504950
<DISTRIBUTIONS-OTHER> 2071
<NUMBER-OF-SHARES-SOLD> 951247
<NUMBER-OF-SHARES-REDEEMED> 538445
<SHARES-REINVESTED> 202572
<NET-CHANGE-IN-ASSETS> 53576664
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 14979443
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 1527239
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 4437753
<AVERAGE-NET-ASSETS> 224695180
<PER-SHARE-NAV-BEGIN> 21.67
<PER-SHARE-NII> (0.07)
<PER-SHARE-GAIN-APPREC> 4.11
<PER-SHARE-DIVIDEND> .0
<PER-SHARE-DISTRIBUTIONS> 1.70
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 24.01
<EXPENSE-RATIO> 1.99
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the fund's
annual financial statements, and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 093
<NAME> GROWTH AND INCOME FUND
<MULTIPLIER> 1
<CURRENCY> USD
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-START> NOV-01-1997
<PERIOD-END> OCT-31-1998
<EXCHANGE-RATE> 1
<INVESTMENTS-AT-COST> 165291724
<INVESTMENTS-AT-VALUE> 246906581
<RECEIVABLES> 437265
<ASSETS-OTHER> 10065
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 247353911
<PAYABLE-FOR-SECURITIES> 592246
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 5877548
<TOTAL-LIABILITIES> 6469794
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 149995148
<SHARES-COMMON-STOCK> 5077797
<SHARES-COMMON-PRIOR> 4517472
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 9274277
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 81614692
<NET-ASSETS> 240884117
<DIVIDEND-INCOME> 3511442
<INTEREST-INCOME> 249375
<OTHER-INCOME> 0
<EXPENSES-NET> 4194695
<NET-INVESTMENT-INCOME> (433878)
<REALIZED-GAINS-CURRENT> 9720012
<APPREC-INCREASE-CURRENT> 28812430
<NET-CHANGE-FROM-OPS> 38098564
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 7694141
<DISTRIBUTIONS-OTHER> 2217
<NUMBER-OF-SHARES-SOLD> 1138031
<NUMBER-OF-SHARES-REDEEMED> 925887
<SHARES-REINVESTED> 348181
<NET-CHANGE-IN-ASSETS> 53576664
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 14979443
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 1527239
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 4437753
<AVERAGE-NET-ASSETS> 224695180
<PER-SHARE-NAV-BEGIN> 21.75
<PER-SHARE-NII> (0.07)
<PER-SHARE-GAIN-APPREC> 4.12
<PER-SHARE-DIVIDEND> .0
<PER-SHARE-DISTRIBUTIONS> 1.70
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 24.10
<EXPENSE-RATIO> 1.99
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
annual financial statements, and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 101
<NAME> BALANCED FUND
<MULTIPLIER> 1
<CURRENCY> USD
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-START> NOV-01-1997
<PERIOD-END> OCT-31-1998
<EXCHANGE-RATE> 1
<INVESTMENTS-AT-COST> 97453946
<INVESTMENTS-AT-VALUE> 104946968
<RECEIVABLES> 892784
<ASSETS-OTHER> 16616
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 105856368
<PAYABLE-FOR-SECURITIES> 874440
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 00000000
<TOTAL-LIABILITIES> 7463710
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 83030065
<SHARES-COMMON-STOCK> 1255832
<SHARES-COMMON-PRIOR> 976982
<ACCUMULATED-NII-CURRENT> 1153058
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 6715726
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 7493809
<NET-ASSETS> 98392658
<DIVIDEND-INCOME> 1119708
<INTEREST-INCOME> 2377179
<OTHER-INCOME> 0
<EXPENSES-NET> 1948568
<NET-INVESTMENT-INCOME> 1548319
<REALIZED-GAINS-CURRENT> 6664773
<APPREC-INCREASE-CURRENT> 2812353
<NET-CHANGE-FROM-OPS> 11025445
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 317345
<DISTRIBUTIONS-OF-GAINS> 2033888
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 233949
<NUMBER-OF-SHARES-REDEEMED> 177968
<SHARES-REINVESTED> 222869
<NET-CHANGE-IN-ASSETS> 697938
<ACCUMULATED-NII-PRIOR> 1589610
<ACCUMULATED-GAINS-PRIOR> 15785914
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 747288
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 2087241
<AVERAGE-NET-ASSETS> 99674904
<PER-SHARE-NAV-BEGIN> 12.58
<PER-SHARE-NII> .25
<PER-SHARE-GAIN-APPREC> 1.04
<PER-SHARE-DIVIDEND> .32
<PER-SHARE-DISTRIBUTIONS> 2.07
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 11.48
<EXPENSE-RATIO> 1.39
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
annual financial statements, and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 102
<NAME> BALANCED FUND
<MULTIPLIER> 1
<CURRENCY> USD
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-START> NOV-01-1997
<PERIOD-END> OCT-31-1998
<EXCHANGE-RATE> 1
<INVESTMENTS-AT-COST> 97453946
<INVESTMENTS-AT-VALUE> 104946968
<RECEIVABLES> 892784
<ASSETS-OTHER> 16616
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 105856368
<PAYABLE-FOR-SECURITIES> 874440
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 00000000
<TOTAL-LIABILITIES> 7463710
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 83030065
<SHARES-COMMON-STOCK> 1661049
<SHARES-COMMON-PRIOR> 1371938
<ACCUMULATED-NII-CURRENT> 1153058
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 6715726
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 7493809
<NET-ASSETS> 98392658
<DIVIDEND-INCOME> 1119708
<INTEREST-INCOME> 2377179
<OTHER-INCOME> 0
<EXPENSES-NET> 1948568
<NET-INVESTMENT-INCOME> 1548319
<REALIZED-GAINS-CURRENT> 6664773
<APPREC-INCREASE-CURRENT> 2812353
<NET-CHANGE-FROM-OPS> 11025445
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 320086
<DISTRIBUTIONS-OF-GAINS> 2767331
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 349775
<NUMBER-OF-SHARES-REDEEMED> 335330
<SHARES-REINVESTED> 274666
<NET-CHANGE-IN-ASSETS> 697938
<ACCUMULATED-NII-PRIOR> 1589610
<ACCUMULATED-GAINS-PRIOR> 15785914
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 747288
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 2087241
<AVERAGE-NET-ASSETS> 99674904
<PER-SHARE-NAV-BEGIN> 12.49
<PER-SHARE-NII> .18
<PER-SHARE-GAIN-APPREC> 1.04
<PER-SHARE-DIVIDEND> .24
<PER-SHARE-DISTRIBUTIONS> 2.07
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 11.40
<EXPENSE-RATIO> 2.04
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
annual financial statements, and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 103
<NAME> BALANCED FUND
<MULTIPLIER> 1
<CURRENCY> USD
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-START> NOV-01-1997
<PERIOD-END> OCT-31-1998
<EXCHANGE-RATE> 1
<INVESTMENTS-AT-COST> 97453946
<INVESTMENTS-AT-VALUE> 104946968
<RECEIVABLES> 892784
<ASSETS-OTHER> 16616
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 105856368
<PAYABLE-FOR-SECURITIES> 874440
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 00000000
<TOTAL-LIABILITIES> 7463710
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 83030065
<SHARES-COMMON-STOCK> 5637622
<SHARES-COMMON-PRIOR> 5406916
<ACCUMULATED-NII-CURRENT> 1153058
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 6715726
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 7493809
<NET-ASSETS> 98392658
<DIVIDEND-INCOME> 1119708
<INTEREST-INCOME> 2377179
<OTHER-INCOME> 0
<EXPENSES-NET> 1948568
<NET-INVESTMENT-INCOME> 1548319
<REALIZED-GAINS-CURRENT> 6664773
<APPREC-INCREASE-CURRENT> 2812353
<NET-CHANGE-FROM-OPS> 11025445
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 1278949
<DISTRIBUTIONS-OF-GAINS> 11012231
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 310079
<NUMBER-OF-SHARES-REDEEMED> 1193333
<SHARES-REINVESTED> 1113960
<NET-CHANGE-IN-ASSETS> 697938
<ACCUMULATED-NII-PRIOR> 1589610
<ACCUMULATED-GAINS-PRIOR> 15785914
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 747288
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 2087241
<AVERAGE-NET-ASSETS> 99674904
<PER-SHARE-NAV-BEGIN> 12.62
<PER-SHARE-NII> .18
<PER-SHARE-GAIN-APPREC> 1.05
<PER-SHARE-DIVIDEND> .24
<PER-SHARE-DISTRIBUTIONS> 2.07
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 11.54
<EXPENSE-RATIO> 2.04
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
annual financial statements and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 111
<NAME> NATIONAL MUNICIPAL BOND FUND
<MULTIPLIER> 1
<CURRENCY> USD
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-START> NOV-01-1997
<PERIOD-END> OCT-31-1998
<EXCHANGE-RATE> 1
<INVESTMENTS-AT-COST> 14883356
<INVESTMENTS-AT-VALUE> 15907552
<RECEIVABLES> 268237
<ASSETS-OTHER> 105746
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 16281535
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 41805
<TOTAL-LIABILITIES> 41805
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 15239954
<SHARES-COMMON-STOCK> 569289
<SHARES-COMMON-PRIOR> 629317
<ACCUMULATED-NII-CURRENT> (263)
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (24157)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 1024196
<NET-ASSETS> 16239730
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 956322
<OTHER-INCOME> 0
<EXPENSES-NET> 265005
<NET-INVESTMENT-INCOME> 691317
<REALIZED-GAINS-CURRENT> 190227
<APPREC-INCREASE-CURRENT> 50547
<NET-CHANGE-FROM-OPS> 932091
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 277166
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 65843
<NUMBER-OF-SHARES-REDEEMED> 139834
<SHARES-REINVESTED> 13963
<NET-CHANGE-IN-ASSETS> (1943942)
<ACCUMULATED-NII-PRIOR> (474)
<ACCUMULATED-GAINS-PRIOR> (213613)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 102477
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 303423
<AVERAGE-NET-ASSETS> 17071636
<PER-SHARE-NAV-BEGIN> 10.09
<PER-SHARE-NII> .47
<PER-SHARE-GAIN-APPREC> .13
<PER-SHARE-DIVIDEND> .47
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 10.22
<EXPENSE-RATIO> 1.00
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
annual financial statements and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 112
<NAME> NATIONAL MUNICIPAL BOND FUND
<MULTIPLIER> 1
<CURRENCY> USD
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-START> NOV-01-1997
<PERIOD-END> OCT-31-1998
<EXCHANGE-RATE> 1
<INVESTMENTS-AT-COST> 14883356
<INVESTMENTS-AT-VALUE> 15907552
<RECEIVABLES> 268237
<ASSETS-OTHER> 105746
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 16281535
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 41805
<TOTAL-LIABILITIES> 41805
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 15239954
<SHARES-COMMON-STOCK> 515858
<SHARES-COMMON-PRIOR> 647576
<ACCUMULATED-NII-CURRENT> (263)
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (24157)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 1024196
<NET-ASSETS> 16239730
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 956322
<OTHER-INCOME> 0
<EXPENSES-NET> 265005
<NET-INVESTMENT-INCOME> 691317
<REALIZED-GAINS-CURRENT> 190227
<APPREC-INCREASE-CURRENT> 50547
<NET-CHANGE-FROM-OPS> 932091
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 198492
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 34659
<NUMBER-OF-SHARES-REDEEMED> 179502
<SHARES-REINVESTED> 13125
<NET-CHANGE-IN-ASSETS> (1943942)
<ACCUMULATED-NII-PRIOR> (474)
<ACCUMULATED-GAINS-PRIOR> (213613)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 102477
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 303423
<AVERAGE-NET-ASSETS> 17071636
<PER-SHARE-NAV-BEGIN> 10.09
<PER-SHARE-NII> .38
<PER-SHARE-GAIN-APPREC> .13
<PER-SHARE-DIVIDEND> .38
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 10.22
<EXPENSE-RATIO> 1.85
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
annual financial statements and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 113
<NAME> NATIONAL MUNICIPAL BOND FUND
<MULTIPLIER> 1
<CURRENCY> USD
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-START> NOV-01-1997
<PERIOD-END> OCT-31-1998
<EXCHANGE-RATE> 1
<INVESTMENTS-AT-COST> 14883356
<INVESTMENTS-AT-VALUE> 15907552
<RECEIVABLES> 268237
<ASSETS-OTHER> 105746
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 16281535
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 41805
<TOTAL-LIABILITIES> 41805
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 15239954
<SHARES-COMMON-STOCK> 503623
<SHARES-COMMON-PRIOR> 525979
<ACCUMULATED-NII-CURRENT> (263)
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (24157)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 1024196
<NET-ASSETS> 16239730
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 956322
<OTHER-INCOME> 0
<EXPENSES-NET> 265005
<NET-INVESTMENT-INCOME> 691317
<REALIZED-GAINS-CURRENT> 190227
<APPREC-INCREASE-CURRENT> 50547
<NET-CHANGE-FROM-OPS> 932091
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 198492
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 85884
<NUMBER-OF-SHARES-REDEEMED> 124211
<SHARES-REINVESTED> 15971
<NET-CHANGE-IN-ASSETS> (1943942)
<ACCUMULATED-NII-PRIOR> (474)
<ACCUMULATED-GAINS-PRIOR> (213613)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 102477
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 303423
<AVERAGE-NET-ASSETS> 17071636
<PER-SHARE-NAV-BEGIN> 10.09
<PER-SHARE-NII> .38
<PER-SHARE-GAIN-APPREC> .13
<PER-SHARE-DIVIDEND> .38
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 10.22
<EXPENSE-RATIO> 1.85
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE FUND'S
ANNUAL FINANCIAL STATEMENTS, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO
SUCH FINANCIAL STATEMENTS.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 131
<NAME> STRATEGIC INCOME FUND
<MULTIPLIER> 1
<CURRENCY> USD
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-START> NOV-01-1997
<PERIOD-END> OCT-31-1998
<EXCHANGE-RATE> 1
<INVESTMENTS-AT-COST> 102719681
<INVESTMENTS-AT-VALUE> 98793131
<RECEIVABLES> 2868392
<ASSETS-OTHER> 18613605
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 120275128
<PAYABLE-FOR-SECURITIES> 12063335
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 30168289
<TOTAL-LIABILITIES> 42231624
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 82242170
<SHARES-COMMON-STOCK> 1701232
<SHARES-COMMON-PRIOR> 1631881
<ACCUMULATED-NII-CURRENT> 196179
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (208578)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (4186267)
<NET-ASSETS> 78043504
<DIVIDEND-INCOME> 49
<INTEREST-INCOME> 7238055
<OTHER-INCOME> 0
<EXPENSES-NET> 1719523
<NET-INVESTMENT-INCOME> 5518581
<REALIZED-GAINS-CURRENT> 59752
<APPREC-INCREASE-CURRENT> (5759352)
<NET-CHANGE-FROM-OPS> (181019)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 1142439
<DISTRIBUTIONS-OF-GAINS> 219321
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 370479
<NUMBER-OF-SHARES-REDEEMED> 396621
<SHARES-REINVESTED> 95493
<NET-CHANGE-IN-ASSETS> (5153247)
<ACCUMULATED-NII-PRIOR> (81432)
<ACCUMULATED-GAINS-PRIOR> 1274370
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 619206
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 1766792
<AVERAGE-NET-ASSETS> 84856348
<PER-SHARE-NAV-BEGIN> 9.76
<PER-SHARE-NII> .67
<PER-SHARE-GAIN-APPREC> (.63)
<PER-SHARE-DIVIDEND> .67
<PER-SHARE-DISTRIBUTIONS> .14
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 8.99
<EXPENSE-RATIO> 1.90
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE FUND'S
ANNUAL FINANCIAL STATEMENTS, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO
SUCH FINANCIAL STATEMENTS.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 132
<NAME> STRATEGIC INCOME FUND
<MULTIPLIER> 1
<CURRENCY> USD
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-START> NOV-01-1997
<PERIOD-END> OCT-31-1998
<EXCHANGE-RATE> 1
<INVESTMENTS-AT-COST> 102719681
<INVESTMENTS-AT-VALUE> 98793131
<RECEIVABLES> 2868392
<ASSETS-OTHER> 18613605
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 120275128
<PAYABLE-FOR-SECURITIES> 12063335
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 30168289
<TOTAL-LIABILITIES> 42231624
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 82242170
<SHARES-COMMON-STOCK> 3248736
<SHARES-COMMON-PRIOR> 3545149
<ACCUMULATED-NII-CURRENT> 196179
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (208578)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (4186267)
<NET-ASSETS> 78043504
<DIVIDEND-INCOME> 49
<INTEREST-INCOME> 7238055
<OTHER-INCOME> 0
<EXPENSES-NET> 1719523
<NET-INVESTMENT-INCOME> 5518581
<REALIZED-GAINS-CURRENT> 59752
<APPREC-INCREASE-CURRENT> (5759352)
<NET-CHANGE-FROM-OPS> (181019)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 2118644
<DISTRIBUTIONS-OF-GAINS> 478774
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 691131
<NUMBER-OF-SHARES-REDEEMED> 1136578
<SHARES-REINVESTED> 149034
<NET-CHANGE-IN-ASSETS> (5153247)
<ACCUMULATED-NII-PRIOR> (81432)
<ACCUMULATED-GAINS-PRIOR> 1274370
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 619206
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 1766792
<AVERAGE-NET-ASSETS> 84856348
<PER-SHARE-NAV-BEGIN> 9.76
<PER-SHARE-NII> .61
<PER-SHARE-GAIN-APPREC> (.63)
<PER-SHARE-DIVIDEND> .61
<PER-SHARE-DISTRIBUTIONS> .14
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 8.99
<EXPENSE-RATIO> 2.15
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE FUND'S
ANNUAL FINANCIAL STATEMENTS, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO
SUCH FINANCIAL STATEMENTS.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 133
<NAME> STRATEGIC INCOME FUND
<MULTIPLIER> 1
<CURRENCY> USD
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-START> NOV-01-1997
<PERIOD-END> OCT-31-1998
<EXCHANGE-RATE> 1
<INVESTMENTS-AT-COST> 102719681
<INVESTMENTS-AT-VALUE> 98793131
<RECEIVABLES> 2868392
<ASSETS-OTHER> 18613605
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 120275128
<PAYABLE-FOR-SECURITIES> 12063335
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 30168289
<TOTAL-LIABILITIES> 42231624
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 82242170
<SHARES-COMMON-STOCK> 3730001
<SHARES-COMMON-PRIOR> 3349697
<ACCUMULATED-NII-CURRENT> 196179
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (208578)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (4186267)
<NET-ASSETS> 78043504
<DIVIDEND-INCOME> 49
<INTEREST-INCOME> 7238055
<OTHER-INCOME> 0
<EXPENSES-NET> 1719523
<NET-INVESTMENT-INCOME> 5518581
<REALIZED-GAINS-CURRENT> 59752
<APPREC-INCREASE-CURRENT> (5759352)
<NET-CHANGE-FROM-OPS> (181019)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 2258371
<DISTRIBUTIONS-OF-GAINS> 472034
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 1046821
<NUMBER-OF-SHARES-REDEEMED> 887028
<SHARES-REINVESTED> 220511
<NET-CHANGE-IN-ASSETS> (5153247)
<ACCUMULATED-NII-PRIOR> (81432)
<ACCUMULATED-GAINS-PRIOR> 1274370
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 619206
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 1766792
<AVERAGE-NET-ASSETS> 84856348
<PER-SHARE-NAV-BEGIN> 9.76
<PER-SHARE-NII> .61
<PER-SHARE-GAIN-APPREC> (.63)
<PER-SHARE-DIVIDEND> .61
<PER-SHARE-DISTRIBUTIONS> .14
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 8.99
<EXPENSE-RATIO> 2.15
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
annual financial statements, and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 141
<NAME> INTERNATIONAL GROWTH AND INCOME FUND
<MULTIPLIER> 1
<CURRENCY> USD
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-START> NOV-01-1997
<PERIOD-END> OCT-31-1998
<EXCHANGE-RATE> 1
<INVESTMENTS-AT-COST> 28238023
<INVESTMENTS-AT-VALUE> 27604181
<RECEIVABLES> 248981
<ASSETS-OTHER> 10133560
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 38374010
<PAYABLE-FOR-SECURITIES> 203334
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 12411586
<TOTAL-LIABILITIES> 12614920
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 26569769
<SHARES-COMMON-STOCK> 383345
<SHARES-COMMON-PRIOR> 412548
<ACCUMULATED-NII-CURRENT> 0165398
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (177349)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (797228)
<NET-ASSETS> 25759090
<DIVIDEND-INCOME> 515408
<INTEREST-INCOME> 118984
<OTHER-INCOME> 0
<EXPENSES-NET> 659439
<NET-INVESTMENT-INCOME> (25047)
<REALIZED-GAINS-CURRENT> 162841
<APPREC-INCREASE-CURRENT> 31171
<NET-CHANGE-FROM-OPS> 168965
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 32570
<DISTRIBUTIONS-OF-GAINS> 387315
<DISTRIBUTIONS-OTHER> 21898
<NUMBER-OF-SHARES-SOLD> 199128
<NUMBER-OF-SHARES-REDEEMED> 272419
<SHARES-REINVESTED> 44088
<NET-CHANGE-IN-ASSETS> (3496265)
<ACCUMULATED-NII-PRIOR> (46540)
<ACCUMULATED-GAINS-PRIOR> 2323494
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 257885
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 694046
<AVERAGE-NET-ASSETS> 28636230
<PER-SHARE-NAV-BEGIN> 10.81
<PER-SHARE-NII> .03
<PER-SHARE-GAIN-APPREC> .02
<PER-SHARE-DIVIDEND> .13
<PER-SHARE-DISTRIBUTIONS> .9
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 9.83
<EXPENSE-RATIO> 1.75
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
annual financial statements, and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 142
<NAME> INTERNATIONAL GROWTH AND INCOME FUND
<MULTIPLIER> 1
<CURRENCY> USD
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-START> NOV-01-1997
<PERIOD-END> OCT-31-1998
<EXCHANGE-RATE> 1
<INVESTMENTS-AT-COST> 28238023
<INVESTMENTS-AT-VALUE> 27604181
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<ASSETS-OTHER> 10133560
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 38374010
<PAYABLE-FOR-SECURITIES> 203334
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 12411586
<TOTAL-LIABILITIES> 12614920
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 26569769
<SHARES-COMMON-STOCK> 1436189
<SHARES-COMMON-PRIOR> 1519184
<ACCUMULATED-NII-CURRENT> 0165398
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (177349)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (797228)
<NET-ASSETS> 25759090
<DIVIDEND-INCOME> 515408
<INTEREST-INCOME> 118984
<OTHER-INCOME> 0
<EXPENSES-NET> 659439
<NET-INVESTMENT-INCOME> (25047)
<REALIZED-GAINS-CURRENT> 162841
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<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 49275
<DISTRIBUTIONS-OF-GAINS> 1343452
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<NUMBER-OF-SHARES-SOLD> 276576
<NUMBER-OF-SHARES-REDEEMED> 490983
<SHARES-REINVESTED> 131412
<NET-CHANGE-IN-ASSETS> (3496265)
<ACCUMULATED-NII-PRIOR> (46540)
<ACCUMULATED-GAINS-PRIOR> 2323494
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 257885
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 694046
<AVERAGE-NET-ASSETS> 28636230
<PER-SHARE-NAV-BEGIN> 10.75
<PER-SHARE-NII> (.02)
<PER-SHARE-GAIN-APPREC> 0000
<PER-SHARE-DIVIDEND> .06
<PER-SHARE-DISTRIBUTIONS> .9
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 9.77
<EXPENSE-RATIO> 2.40
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
annual financial statements, and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 143
<NAME> INTERNATIONAL GROWTH AND INCOME FUND
<MULTIPLIER> 1
<CURRENCY> USD
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-START> NOV-01-1997
<PERIOD-END> OCT-31-1998
<EXCHANGE-RATE> 1
<INVESTMENTS-AT-COST> 28238023
<INVESTMENTS-AT-VALUE> 27604181
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<TOTAL-ASSETS> 38374010
<PAYABLE-FOR-SECURITIES> 203334
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 12411586
<TOTAL-LIABILITIES> 12614920
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 26569769
<SHARES-COMMON-STOCK> 814454
<SHARES-COMMON-PRIOR> 786235
<ACCUMULATED-NII-CURRENT> 0165398
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (177349)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (797228)
<NET-ASSETS> 25759090
<DIVIDEND-INCOME> 515408
<INTEREST-INCOME> 118984
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<EXPENSES-NET> 659439
<NET-INVESTMENT-INCOME> (25047)
<REALIZED-GAINS-CURRENT> 162841
<APPREC-INCREASE-CURRENT> 31171
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<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 25937
<DISTRIBUTIONS-OF-GAINS> 715494
<DISTRIBUTIONS-OTHER> 17438
<NUMBER-OF-SHARES-SOLD> 218156
<NUMBER-OF-SHARES-REDEEMED> 263329
<SHARES-REINVESTED> 73392
<NET-CHANGE-IN-ASSETS> (3496265)
<ACCUMULATED-NII-PRIOR> (46540)
<ACCUMULATED-GAINS-PRIOR> 2323494
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 257885
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 694046
<AVERAGE-NET-ASSETS> 28636230
<PER-SHARE-NAV-BEGIN> 10.76
<PER-SHARE-NII> (.02)
<PER-SHARE-GAIN-APPREC> (0.01)
<PER-SHARE-DIVIDEND> .06
<PER-SHARE-DISTRIBUTIONS> .9
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 9.77
<EXPENSE-RATIO> 2.40
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
annual financial statements, and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 151
<NAME> SMALL/MID CAP FUND
<MULTIPLIER> 1
<CURRENCY> USD
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-START> NOV-01-1997
<PERIOD-END> OCT-31-1998
<EXCHANGE-RATE> 1
<INVESTMENTS-AT-COST> 42408558
<INVESTMENTS-AT-VALUE> 44608415
<RECEIVABLES> 411935
<ASSETS-OTHER> 119
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 45020469
<PAYABLE-FOR-SECURITIES> 11154047
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 8897802
<TOTAL-LIABILITIES> 10012849
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 29689591
<SHARES-COMMON-STOCK> 299206
<SHARES-COMMON-PRIOR> 268833
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 3118172
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 2199857
<NET-ASSETS> 35007620
<DIVIDEND-INCOME> 126477
<INTEREST-INCOME> 134702
<OTHER-INCOME> 0
<EXPENSES-NET> 755809
<NET-INVESTMENT-INCOME> (494630)
<REALIZED-GAINS-CURRENT> 3617101
<APPREC-INCREASE-CURRENT> (1868388)
<NET-CHANGE-FROM-OPS> 1254083
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 73545
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 183881
<NUMBER-OF-SHARES-REDEEMED> 158019
<SHARES-REINVESTED> 4511
<NET-CHANGE-IN-ASSETS> 5564584
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 481944
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 313427
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 843673
<AVERAGE-NET-ASSETS> 33902245
<PER-SHARE-NAV-BEGIN> 15.51
<PER-SHARE-NII> (0.15)
<PER-SHARE-GAIN-APPREC> .97
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> .24
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 16.09
<EXPENSE-RATIO> 1.675
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
annual financial statements, and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 152
<NAME> SMALL/MID CAP FUND
<MULTIPLIER> 1
<CURRENCY> USD
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-START> NOV-01-1997
<PERIOD-END> OCT-31-1998
<EXCHANGE-RATE> 1
<INVESTMENTS-AT-COST> 42408558
<INVESTMENTS-AT-VALUE> 44608415
<RECEIVABLES> 411935
<ASSETS-OTHER> 119
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 45020469
<PAYABLE-FOR-SECURITIES> 11154047
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 8897802
<TOTAL-LIABILITIES> 10012849
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 29689591
<SHARES-COMMON-STOCK> 886278
<SHARES-COMMON-PRIOR> 769946
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 3118172
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 2199857
<NET-ASSETS> 35007620
<DIVIDEND-INCOME> 126477
<INTEREST-INCOME> 134702
<OTHER-INCOME> 0
<EXPENSES-NET> 755809
<NET-INVESTMENT-INCOME> (494630)
<REALIZED-GAINS-CURRENT> 3617101
<APPREC-INCREASE-CURRENT> (1868388)
<NET-CHANGE-FROM-OPS> 1254083
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 196356
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 366794
<NUMBER-OF-SHARES-REDEEMED> 263887
<SHARES-REINVESTED> 13425
<NET-CHANGE-IN-ASSETS> 5564584
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 481944
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 313427
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 843673
<AVERAGE-NET-ASSETS> 33902245
<PER-SHARE-NAV-BEGIN> 15.33
<PER-SHARE-NII> (0.25)
<PER-SHARE-GAIN-APPREC> .93
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> .24
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 15.77
<EXPENSE-RATIO> 2.325
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
annual financial statements, and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 153
<NAME> SMALL/MID CAP FUND
<MULTIPLIER> 1
<CURRENCY> USD
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-START> NOV-01-1997
<PERIOD-END> OCT-31-1998
<EXCHANGE-RATE> 1
<INVESTMENTS-AT-COST> 42408558
<INVESTMENTS-AT-VALUE> 44608415
<RECEIVABLES> 411935
<ASSETS-OTHER> 119
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 45020469
<PAYABLE-FOR-SECURITIES> 11154047
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 8897802
<TOTAL-LIABILITIES> 10012849
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 29689591
<SHARES-COMMON-STOCK> 1027604
<SHARES-COMMON-PRIOR> 877701
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 3118172
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 2199857
<NET-ASSETS> 35007620
<DIVIDEND-INCOME> 126477
<INTEREST-INCOME> 134702
<OTHER-INCOME> 0
<EXPENSES-NET> 755809
<NET-INVESTMENT-INCOME> (494630)
<REALIZED-GAINS-CURRENT> 3617101
<APPREC-INCREASE-CURRENT> (1868388)
<NET-CHANGE-FROM-OPS> 1254083
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 216341
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 478367
<NUMBER-OF-SHARES-REDEEMED> 342381
<SHARES-REINVESTED> 13917
<NET-CHANGE-IN-ASSETS> 5564584
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 481944
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 313427
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 843673
<AVERAGE-NET-ASSETS> 33902245
<PER-SHARE-NAV-BEGIN> 15.35
<PER-SHARE-NII> (0.25)
<PER-SHARE-GAIN-APPREC> .93
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> .24
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 15.79
<EXPENSE-RATIO> 2.325
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
annual financial statements, and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUNDS
<SERIES>
<NUMBER> 161
<NAME> INTERNATIONAL SMALL CAP FUND
<MULTIPLIER> 1
<CURRENCY> USD
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-START> NOV-01-1997
<PERIOD-END> OCT-31-1998
<EXCHANGE-RATE> 1
<INVESTMENTS-AT-COST> 15521356
<INVESTMENTS-AT-VALUE> 17060214
<RECEIVABLES> 141406
<ASSETS-OTHER> 12495
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 17214115
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 1760586
<TOTAL-LIABILITIES> 1760586
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 14577693
<SHARES-COMMON-STOCK> 156260
<SHARES-COMMON-PRIOR> 232650
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (663159)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 1538995
<NET-ASSETS> 15453529
<DIVIDEND-INCOME> 146668
<INTEREST-INCOME> 158880
<OTHER-INCOME> 0
<EXPENSES-NET> 423958
<NET-INVESTMENT-INCOME> (118410)
<REALIZED-GAINS-CURRENT> (98089)
<APPREC-INCREASE-CURRENT> 239902
<NET-CHANGE-FROM-OPS> 23403
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 38317
<NUMBER-OF-SHARES-REDEEMED> 114707
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> (2164942)
<ACCUMULATED-NII-PRIOR> 2005
<ACCUMULATED-GAINS-PRIOR> (587448)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 181592
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 480749
<AVERAGE-NET-ASSETS> 17280463
<PER-SHARE-NAV-BEGIN> 13.86
<PER-SHARE-NII> (.02)
<PER-SHARE-GAIN-APPREC> .07
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 13.91
<EXPENSE-RATIO> 1.90
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
annual financial statements, and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUNDS
<SERIES>
<NUMBER> 162
<NAME> INTERNATIONAL SMALL CAP FUND
<MULTIPLIER> 1
<CURRENCY> USD
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-START> NOV-01-1997
<PERIOD-END> OCT-31-1998
<EXCHANGE-RATE> 1
<INVESTMENTS-AT-COST> 15521356
<INVESTMENTS-AT-VALUE> 17060214
<RECEIVABLES> 141406
<ASSETS-OTHER> 12495
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 17214115
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 1760586
<TOTAL-LIABILITIES> 1760586
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 14577693
<SHARES-COMMON-STOCK> 518840
<SHARES-COMMON-PRIOR> 537569
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (663159)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 1538995
<NET-ASSETS> 15453529
<DIVIDEND-INCOME> 146668
<INTEREST-INCOME> 158880
<OTHER-INCOME> 0
<EXPENSES-NET> 423958
<NET-INVESTMENT-INCOME> (118410)
<REALIZED-GAINS-CURRENT> (98089)
<APPREC-INCREASE-CURRENT> 239902
<NET-CHANGE-FROM-OPS> 23403
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 158290
<NUMBER-OF-SHARES-REDEEMED> 177019
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> (2164942)
<ACCUMULATED-NII-PRIOR> 2005
<ACCUMULATED-GAINS-PRIOR> (587448)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 181592
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 480749
<AVERAGE-NET-ASSETS> 17280463
<PER-SHARE-NAV-BEGIN> 13.71
<PER-SHARE-NII> (.12)
<PER-SHARE-GAIN-APPREC> .07
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 13.66
<EXPENSE-RATIO> 2.55
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
annual financial statements, and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUNDS
<SERIES>
<NUMBER> 163
<NAME> INTERNATIONAL SMALL CAP FUND
<MULTIPLIER> 1
<CURRENCY> USD
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-START> NOV-01-1997
<PERIOD-END> OCT-31-1998
<EXCHANGE-RATE> 1
<INVESTMENTS-AT-COST> 15521356
<INVESTMENTS-AT-VALUE> 17060214
<RECEIVABLES> 141406
<ASSETS-OTHER> 12495
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 17214115
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 1760586
<TOTAL-LIABILITIES> 1760586
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 14577693
<SHARES-COMMON-STOCK> 453522
<SHARES-COMMON-PRIOR> 512483
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (663159)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 1538995
<NET-ASSETS> 15453529
<DIVIDEND-INCOME> 146668
<INTEREST-INCOME> 158880
<OTHER-INCOME> 0
<EXPENSES-NET> 423958
<NET-INVESTMENT-INCOME> (118410)
<REALIZED-GAINS-CURRENT> (98089)
<APPREC-INCREASE-CURRENT> 239902
<NET-CHANGE-FROM-OPS> 23403
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 99606
<NUMBER-OF-SHARES-REDEEMED> 158567
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> (2164942)
<ACCUMULATED-NII-PRIOR> 2005
<ACCUMULATED-GAINS-PRIOR> (587448)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 181592
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 480749
<AVERAGE-NET-ASSETS> 17280463
<PER-SHARE-NAV-BEGIN> 13.71
<PER-SHARE-NII> (.12)
<PER-SHARE-GAIN-APPREC> .07
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 13.66
<EXPENSE-RATIO> 2.55
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
annual financial statements, and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 172
<NAME> GROWTH EQUITY FUND
<MULTIPLIER> 1
<CURRENCY> USD
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-START> NOV-01-1997
<PERIOD-END> OCT-31-1998
<EXCHANGE-RATE> 1
<INVESTMENTS-AT-COST> 27904509
<INVESTMENTS-AT-VALUE> 31361172
<RECEIVABLES> 326867
<ASSETS-OTHER> 12273
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 31700312
<PAYABLE-FOR-SECURITIES> 302728
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 2854222
<TOTAL-LIABILITIES> 3156950
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 23184204
<SHARES-COMMON-STOCK> 667816
<SHARES-COMMON-PRIOR> 534959
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 1902490
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 3456668
<NET-ASSETS> 28543362
<DIVIDEND-INCOME> 236106
<INTEREST-INCOME> 114426
<OTHER-INCOME> 0
<EXPENSES-NET> 629517
<NET-INVESTMENT-INCOME> (278985)
<REALIZED-GAINS-CURRENT> 2222327
<APPREC-INCREASE-CURRENT> 1275517
<NET-CHANGE-FROM-OPS> 3218859
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 812961
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 264945
<NUMBER-OF-SHARES-REDEEMED> 180039
<SHARES-REINVESTED> 47951
<NET-CHANGE-IN-ASSETS> 3684025
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 2126767
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 255953
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 702811
<AVERAGE-NET-ASSETS> 28444495
<PER-SHARE-NAV-BEGIN> 16.90
<PER-SHARE-NII> (.18)
<PER-SHARE-GAIN-APPREC> 2.17
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 1.43
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 17.46
<EXPENSE-RATIO> 2.30
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
annual financial statements, and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 171
<NAME> GROWTH EQUITY FUND
<MULTIPLIER> 1
<CURRENCY> USD
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-START> NOV-01-1997
<PERIOD-END> OCT-31-1998
<EXCHANGE-RATE> 1
<INVESTMENTS-AT-COST> 27904509
<INVESTMENTS-AT-VALUE> 31361172
<RECEIVABLES> 326867
<ASSETS-OTHER> 12273
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 31700312
<PAYABLE-FOR-SECURITIES> 302728
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 2854222
<TOTAL-LIABILITIES> 3156950
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 23184204
<SHARES-COMMON-STOCK> 221016
<SHARES-COMMON-PRIOR> 179467
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 1902490
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 3456668
<NET-ASSETS> 28543362
<DIVIDEND-INCOME> 236106
<INTEREST-INCOME> 114426
<OTHER-INCOME> 0
<EXPENSES-NET> 629517
<NET-INVESTMENT-INCOME> (278985)
<REALIZED-GAINS-CURRENT> 2222327
<APPREC-INCREASE-CURRENT> 1275517
<NET-CHANGE-FROM-OPS> 3218859
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 262983
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 139044
<NUMBER-OF-SHARES-REDEEMED> 113974
<SHARES-REINVESTED> 16479
<NET-CHANGE-IN-ASSETS> 3684025
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 2126767
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 255953
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 702811
<AVERAGE-NET-ASSETS> 28444495
<PER-SHARE-NAV-BEGIN> 17.01
<PER-SHARE-NII> (.07)
<PER-SHARE-GAIN-APPREC> 2.22
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 1.43
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 17.73
<EXPENSE-RATIO> 1.75
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
annual financial statements, and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 173
<NAME> GROWTH EQUITY FUND
<MULTIPLIER> 1
<CURRENCY> USD
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-START> NOV-01-1997
<PERIOD-END> OCT-31-1998
<EXCHANGE-RATE> 1
<INVESTMENTS-AT-COST> 27904509
<INVESTMENTS-AT-VALUE> 31361172
<RECEIVABLES> 326867
<ASSETS-OTHER> 12273
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 31700312
<PAYABLE-FOR-SECURITIES> 302728
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 2854222
<TOTAL-LIABILITIES> 3156950
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 23184204
<SHARES-COMMON-STOCK> 734321
<SHARES-COMMON-PRIOR> 755894
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 1902490
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 3456668
<NET-ASSETS> 28543362
<DIVIDEND-INCOME> 236106
<INTEREST-INCOME> 114426
<OTHER-INCOME> 0
<EXPENSES-NET> 629517
<NET-INVESTMENT-INCOME> (278985)
<REALIZED-GAINS-CURRENT> 2222327
<APPREC-INCREASE-CURRENT> 1275517
<NET-CHANGE-FROM-OPS> 3218859
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 1091675
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 222095
<NUMBER-OF-SHARES-REDEEMED> 304031
<SHARES-REINVESTED> 69363
<NET-CHANGE-IN-ASSETS> 3684025
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 2126767
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 255953
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 702811
<AVERAGE-NET-ASSETS> 28444495
<PER-SHARE-NAV-BEGIN> 16.89
<PER-SHARE-NII> (.20)
<PER-SHARE-GAIN-APPREC> 2.18
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 1.43
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 17.44
<EXPENSE-RATIO> 2.30
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
annual financial statements, and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 181
<NAME> TAX-SENSITIVE EQUITY FUND
<MULTIPLIER> 1
<CURRENCY> USD
<S> <C>
<PERIOD-TYPE> OTHER
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-START> JAN-06-1998
<PERIOD-END> OCT-31-1998
<EXCHANGE-RATE> 1
<INVESTMENTS-AT-COST> 11152981
<INVESTMENTS-AT-VALUE> 10370103
<RECEIVABLES> 79830
<ASSETS-OTHER> 3457
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 10453390
<PAYABLE-FOR-SECURITIES> 58762
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 60254
<TOTAL-LIABILITIES> 119016
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 11872217
<SHARES-COMMON-STOCK> 457677
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (754965)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (782878)
<NET-ASSETS> 10344374
<DIVIDEND-INCOME> 46227
<INTEREST-INCOME> 10614
<OTHER-INCOME> 0
<EXPENSES-NET> 80416
<NET-INVESTMENT-INCOME> (23575)
<REALIZED-GAINS-CURRENT> (754965)
<APPREC-INCREASE-CURRENT> (782878)
<NET-CHANGE-FROM-OPS> (1561418)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 505569
<NUMBER-OF-SHARES-REDEEMED> 47892
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> 10334374
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 35280
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 120603
<AVERAGE-NET-ASSETS> 4196814
<PER-SHARE-NAV-BEGIN> 10.
<PER-SHARE-NII> (.01)
<PER-SHARE-GAIN-APPREC> (0.92)
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 9.07
<EXPENSE-RATIO> 1.60
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
annual financial statements, and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 182
<NAME> TAX-SENSITIVE EQUITY FUND
<MULTIPLIER> 1
<CURRENCY> USD
<S> <C>
<PERIOD-TYPE> OTHER
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-START> JAN-06-1998
<PERIOD-END> OCT-31-1998
<EXCHANGE-RATE> 1
<INVESTMENTS-AT-COST> 11152981
<INVESTMENTS-AT-VALUE> 10370103
<RECEIVABLES> 79830
<ASSETS-OTHER> 3457
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 10453390
<PAYABLE-FOR-SECURITIES> 58762
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 60254
<TOTAL-LIABILITIES> 119016
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 11872217
<SHARES-COMMON-STOCK> 320781
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (754965)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (782878)
<NET-ASSETS> 10344374
<DIVIDEND-INCOME> 46227
<INTEREST-INCOME> 10614
<OTHER-INCOME> 0
<EXPENSES-NET> 80416
<NET-INVESTMENT-INCOME> (23575)
<REALIZED-GAINS-CURRENT> (754965)
<APPREC-INCREASE-CURRENT> (782878)
<NET-CHANGE-FROM-OPS> (1561418)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 327006
<NUMBER-OF-SHARES-REDEEMED> 6225
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> 10334374
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 35280
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 120603
<AVERAGE-NET-ASSETS> 4196814
<PER-SHARE-NAV-BEGIN> 10.
<PER-SHARE-NII> (.04)
<PER-SHARE-GAIN-APPREC> (0.92)
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 9.04
<EXPENSE-RATIO> 2.25
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
annual financial statements, and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 183
<NAME> TAX-SENSITIVE EQUITY FUND
<MULTIPLIER> 1
<CURRENCY> USD
<S> <C>
<PERIOD-TYPE> OTHER
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-START> JAN-06-1998
<PERIOD-END> OCT-31-1998
<EXCHANGE-RATE> 1
<INVESTMENTS-AT-COST> 11152981
<INVESTMENTS-AT-VALUE> 10370103
<RECEIVABLES> 79830
<ASSETS-OTHER> 3457
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 10453390
<PAYABLE-FOR-SECURITIES> 58762
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 60254
<TOTAL-LIABILITIES> 119016
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 11872217
<SHARES-COMMON-STOCK> 363463
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (754965)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (782878)
<NET-ASSETS> 10344374
<DIVIDEND-INCOME> 46227
<INTEREST-INCOME> 10614
<OTHER-INCOME> 0
<EXPENSES-NET> 80416
<NET-INVESTMENT-INCOME> (23575)
<REALIZED-GAINS-CURRENT> (754965)
<APPREC-INCREASE-CURRENT> (782878)
<NET-CHANGE-FROM-OPS> (1561418)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 373346
<NUMBER-OF-SHARES-REDEEMED> 9883
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> 10334374
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 35280
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 120603
<AVERAGE-NET-ASSETS> 4196814
<PER-SHARE-NAV-BEGIN> 10.
<PER-SHARE-NII> (.03)
<PER-SHARE-GAIN-APPREC> (0.93)
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 9.04
<EXPENSE-RATIO> 2.25
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
annual financial statements, and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 191
<NAME> EMERGING GROWTH FUND
<MULTIPLIER> 1
<CURRENCY> USD
<S> <C>
<PERIOD-TYPE> OTHER
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-START> JAN-06-1998
<PERIOD-END> OCT-31-1998
<EXCHANGE-RATE> 1
<INVESTMENTS-AT-COST> 703108
<INVESTMENTS-AT-VALUE> 641861
<RECEIVABLES> 48617
<ASSETS-OTHER> 13237
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 703715
<PAYABLE-FOR-SECURITIES> 23426
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 33105
<TOTAL-LIABILITIES> 56531
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 747583
<SHARES-COMMON-STOCK> 16478
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (39152)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (61247)
<NET-ASSETS> 647184
<DIVIDEND-INCOME> 314
<INTEREST-INCOME> 1746
<OTHER-INCOME> 0
<EXPENSES-NET> 6800
<NET-INVESTMENT-INCOME> (4740)
<REALIZED-GAINS-CURRENT> (39152)
<APPREC-INCREASE-CURRENT> (61247)
<NET-CHANGE-FROM-OPS> (105139)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 22245
<NUMBER-OF-SHARES-REDEEMED> 5767
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> 647184
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 3034
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 51062
<AVERAGE-NET-ASSETS> 321380
<PER-SHARE-NAV-BEGIN> 10.
<PER-SHARE-NII> (.08)
<PER-SHARE-GAIN-APPREC> (1.04)
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 8.88
<EXPENSE-RATIO> 1.70
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
annual financial statements, and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 192
<NAME> EMERGING GROWTH FUND
<MULTIPLIER> 1
<CURRENCY> USD
<S> <C>
<PERIOD-TYPE> OTHER
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-START> JAN-06-1998
<PERIOD-END> OCT-31-1998
<EXCHANGE-RATE> 1
<INVESTMENTS-AT-COST> 703108
<INVESTMENTS-AT-VALUE> 641861
<RECEIVABLES> 48617
<ASSETS-OTHER> 13237
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 703715
<PAYABLE-FOR-SECURITIES> 23426
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 33105
<TOTAL-LIABILITIES> 56531
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 747583
<SHARES-COMMON-STOCK> 29770
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (39152)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (61247)
<NET-ASSETS> 647184
<DIVIDEND-INCOME> 314
<INTEREST-INCOME> 1746
<OTHER-INCOME> 0
<EXPENSES-NET> 6800
<NET-INVESTMENT-INCOME> (4740)
<REALIZED-GAINS-CURRENT> (39152)
<APPREC-INCREASE-CURRENT> (61247)
<NET-CHANGE-FROM-OPS> (105139)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 30970
<NUMBER-OF-SHARES-REDEEMED> 1200
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> 647184
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 3034
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 51062
<AVERAGE-NET-ASSETS> 321380
<PER-SHARE-NAV-BEGIN> 10.
<PER-SHARE-NII> (.12)
<PER-SHARE-GAIN-APPREC> (1.05)
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 8.83
<EXPENSE-RATIO> 2.35
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
annual financial statements, and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 193
<NAME> EMERGING GROWTH FUND
<MULTIPLIER> 1
<CURRENCY> USD
<S> <C>
<PERIOD-TYPE> OTHER
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-START> JAN-06-1998
<PERIOD-END> OCT-31-1998
<EXCHANGE-RATE> 1
<INVESTMENTS-AT-COST> 703108
<INVESTMENTS-AT-VALUE> 641861
<RECEIVABLES> 48617
<ASSETS-OTHER> 13237
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 703715
<PAYABLE-FOR-SECURITIES> 23426
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 33105
<TOTAL-LIABILITIES> 56531
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 747583
<SHARES-COMMON-STOCK> 26917
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (39152)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (61247)
<NET-ASSETS> 647184
<DIVIDEND-INCOME> 314
<INTEREST-INCOME> 1746
<OTHER-INCOME> 0
<EXPENSES-NET> 6800
<NET-INVESTMENT-INCOME> (4740)
<REALIZED-GAINS-CURRENT> (39152)
<APPREC-INCREASE-CURRENT> (61247)
<NET-CHANGE-FROM-OPS> (105139)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 27355
<NUMBER-OF-SHARES-REDEEMED> 438
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> 647184
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 3034
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 51062
<AVERAGE-NET-ASSETS> 321380
<PER-SHARE-NAV-BEGIN> 10.
<PER-SHARE-NII> (.12)
<PER-SHARE-GAIN-APPREC> (1.04)
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 8.84
<EXPENSE-RATIO> 2.35
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
