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<PAGE> PAGE 2
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<PAGE> PAGE 4
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<PAGE> PAGE 5
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<PAGE> PAGE 6
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<PAGE> PAGE 7
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<PAGE> PAGE 8
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<PAGE> PAGE 10
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<PAGE> PAGE 11
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<PAGE> PAGE 12
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<PAGE> PAGE 13
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<PAGE> PAGE 14
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<PAGE> PAGE 15
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<PAGE> PAGE 16
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<PAGE> PAGE 17
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<PAGE> PAGE 18
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<PAGE> PAGE 19
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<PAGE> PAGE 20
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<PAGE> PAGE 21
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<PAGE> PAGE 22
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<PAGE> PAGE 23
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<PAGE> PAGE 24
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<PAGE> PAGE 25
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<PAGE> PAGE 26
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<PAGE> PAGE 27
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<PAGE> PAGE 28
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<PAGE> PAGE 29
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<PAGE> PAGE 30
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<PAGE> PAGE 31
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<PAGE> PAGE 32
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<PAGE> PAGE 33
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<PAGE> PAGE 34
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<PAGE> PAGE 35
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<PAGE> PAGE 36
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<PAGE> PAGE 37
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<PAGE> PAGE 38
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<PAGE> PAGE 39
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<PAGE> PAGE 40
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<PAGE> PAGE 41
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<PAGE> PAGE 42
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008 A001401 CYPRESSTREE ASSET MANAGEMENT CORPORATION, INC
008 B001401 A
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008 D021401 MA
008 D031401 02210
008 A001402 J.P. MORGAN INVESTMENT MANAGEMENT INC
<PAGE> PAGE 43
008 B001402 S
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<PAGE> PAGE 44
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<PAGE> PAGE 45
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<PAGE> PAGE 46
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<PAGE> PAGE 47
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008 B001501 A
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008 D021501 MA
008 D031501 02210
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<PAGE> PAGE 48
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<PAGE> PAGE 49
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<PAGE> PAGE 50
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<PAGE> PAGE 51
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<PAGE> PAGE 52
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<PAGE> PAGE 53
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<PAGE> PAGE 54
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<PAGE> PAGE 55
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008 B001701 A
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<PAGE> PAGE 56
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<PAGE> PAGE 57
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<PAGE> PAGE 58
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<PAGE> PAGE 59
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008 A001801 CYPRESSTREE ASSET MANAGEMENT CORPORATION, INC
008 B001801 A
008 C001801 801-54698
008 D011801 BOSTON
008 D021801 MA
008 D031801 02210
<PAGE> PAGE 60
008 A001802 STANDISH, AYER & WOOD, INC.
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008 D021802 MA
008 D031802 02111
024 001800 Y
025 A001801 MORGAN STANLEY DEAN WITTER
025 C001801 E
025 D001801 159
025 D001802 0
025 D001803 0
025 D001804 0
025 D001805 0
025 D001806 0
025 D001807 0
025 D001808 0
028 A011800 648
028 A021800 0
028 A031800 0
028 A041800 116
028 B011800 331
028 B021800 0
028 B031800 0
028 B041800 693
028 C011800 590
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028 D011800 272
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028 D031800 0
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028 E011800 878
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028 E031800 0
028 E041800 167
028 F011800 142
028 F021800 0
028 F031800 0
028 F041800 2139
028 G011800 2861
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028 G031800 0
028 G041800 4277
028 H001800 366
045 001800 Y
046 001800 N
047 001800 Y
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048 A011800 50000
<PAGE> PAGE 61
048 A021800 0.850
048 B011800 150000
048 B021800 0.800
048 C011800 300000
048 C021800 0.775
048 D011800 0
048 D021800 0.000
048 E011800 0
048 E021800 0.000
048 F011800 0
048 F021800 0.000
048 G011800 0
048 G021800 0.000
048 H011800 0
048 H021800 0.000
048 I011800 0
048 I021800 0.000
048 J011800 0
048 J021800 0.000
048 K011800 500000
048 K021800 0.700
062 A001800 N
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062 C001800 0.0
062 D001800 0.0
062 E001800 0.0
062 F001800 0.0
062 G001800 0.0
062 H001800 0.0
062 I001800 0.0
062 J001800 0.0
062 K001800 0.0
062 L001800 0.0
062 M001800 0.0
062 N001800 0.0
062 O001800 0.0
062 P001800 0.0
062 Q001800 0.0
062 R001800 0.0
066 A001800 Y
066 B001800 N
066 C001800 N
066 D001800 Y
066 E001800 N
066 F001800 N
066 G001800 N
067 001800 N
068 A001800 N
068 B001800 N
069 001800 N
070 A011800 Y
<PAGE> PAGE 62
070 A021800 Y
070 B011800 Y
070 B021800 N
070 C011800 Y
070 C021800 N
070 D011800 Y
070 D021800 N
070 E011800 Y
070 E021800 N
070 F011800 Y
070 F021800 N
070 G011800 Y
070 G021800 N
070 H011800 Y
070 H021800 N
070 I011800 Y
070 I021800 N
070 J011800 Y
070 J021800 N
070 K011800 Y
070 K021800 N
070 L011800 Y
070 L021800 N
070 M011800 Y
070 M021800 N
070 N011800 Y
070 N021800 N
070 O011800 Y
070 O021800 N
070 P011800 N
070 P021800 N
070 Q011800 N
070 Q021800 N
070 R011800 N
070 R021800 N
071 A001800 4201
071 B001800 5630
071 C001800 10586
071 D001800 40
072 A001800 6
072 B001800 5
072 C001800 57
072 D001800 0
072 E001800 0
072 F001800 47
072 G001800 8
072 H001800 0
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072 J001800 18
072 K001800 0
072 L001800 0
<PAGE> PAGE 63
072 M001800 0
072 N001800 0
072 O001800 0
072 P001800 0
072 Q001800 0
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072 S001800 0
072 T001800 41
072 U001800 0
072 V001800 0
072 W001800 9
072 X001800 134
072 Y001800 23
072 Z001800 -49
072AA001800 0
072BB001800 782
072CC011800 0
072CC021800 1541
072DD011800 0
072DD021800 0
072EE001800 0
073 A011800 0.0000
073 A021800 0.0000
073 B001800 0.0000
073 C001800 0.0000
074 A001800 1
074 B001800 212
074 C001800 1
074 D001800 0
074 E001800 0
074 F001800 9453
074 G001800 0
074 H001800 0
074 I001800 0
074 J001800 125
074 K001800 7
074 L001800 5
074 M001800 58
074 N001800 9862
074 O001800 147
074 P001800 7
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074 S001800 0
074 T001800 9629
074 U011800 217
074 U021800 780
074 V011800 9.72
<PAGE> PAGE 64
074 V021800 9.64
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074 X001800 339
074 Y001800 0
075 A001800 0
075 B001800 11048
076 001800 0.00
008 A001901 CYPRESSTREE ASSET MANAGEMENT CORPORATION, INC
008 B001901 A
008 C001901 801-54698
008 D011901 BOSTON
008 D021901 MA
008 D031901 02210
008 A001902 WARBURG PINCUS ASSET MANAGEMENT, INC.
008 B001902 S
008 C001902 801-07321
008 D011902 NEW YORK
008 D021902 NY
008 D031902 10017
008 D041902 3147
024 001900 N
028 A011900 61
028 A021900 0
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028 B011900 122
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028 C011900 88
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028 D011900 131
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028 E041900 104
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028 G011900 622
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028 G041900 357
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045 001900 Y
<PAGE> PAGE 65
046 001900 N
047 001900 Y
048 001900 0.950
048 A011900 0
048 A021900 0.000
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048 B021900 0.000
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048 C021900 0.000
048 D011900 0
048 D021900 0.000
048 E011900 0
048 E021900 0.000
048 F011900 0
048 F021900 0.000
048 G011900 0
048 G021900 0.000
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048 H021900 0.000
048 I011900 0
048 I021900 0.000
048 J011900 0
048 J021900 0.000
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048 K021900 0.000
062 A001900 N
062 B001900 0.0
062 C001900 0.0
062 D001900 0.0
062 E001900 0.0
062 F001900 0.0
062 G001900 0.0
062 H001900 0.0
062 I001900 0.0
062 J001900 0.0
062 K001900 0.0
062 L001900 0.0
062 M001900 0.0
062 N001900 0.0
062 O001900 0.0
062 P001900 0.0
062 Q001900 0.0
062 R001900 0.0
066 A001900 Y
066 B001900 Y
066 C001900 N
066 D001900 N
066 E001900 N
066 F001900 N
066 G001900 N
067 001900 N
<PAGE> PAGE 66
068 A001900 N
068 B001900 N
069 001900 N
070 A011900 Y
070 A021900 N
070 B011900 Y
070 B021900 N
070 C011900 Y
070 C021900 N
070 D011900 Y
070 D021900 N
070 E011900 Y
070 E021900 N
070 F011900 Y
070 F021900 N
070 G011900 Y
070 G021900 N
070 H011900 Y
070 H021900 N
070 I011900 Y
070 I021900 N
070 J011900 Y
070 J021900 N
070 K011900 Y
070 K021900 N
070 L011900 Y
070 L021900 N
070 M011900 Y
070 M021900 N
070 N011900 Y
070 N021900 N
070 O011900 Y
070 O021900 N
070 P011900 N
070 P021900 N
070 Q011900 N
070 Q021900 N
070 R011900 N
070 R021900 N
071 A001900 752
071 B001900 571
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<PAGE> PAGE 67
072 I001900 1
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<PAGE> PAGE 68
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076 001900 0.00
SIGNATURE CHRISTINA ROWNTREE
TITLE FUND ADMIN. MANAGER
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the FUnd's
Semi-annual Financial Statements, and is qualified in its entirety by reference
to such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUNDS
<SERIES>
<NUMBER> 163
<NAME> INTERNATIONAL SMALL CAP FUND
<S> <C>
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<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
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<ACCUMULATED-NII-CURRENT> (126091)
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<NET-INVESTMENT-INCOME> (126091)
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<ACCUMULATED-NII-PRIOR> 0
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[AVG-DEBT-OUTSTANDING] 0
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</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Semi-Annual Financial Statements, and is qualified in its entirety by reference
to such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUNDS
<SERIES>
<NUMBER> 171
<NAME> GROWTH EQUITY FUND
<S> <C>
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<FISCAL-YEAR-END> OCT-31-1999
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</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Semi-Annual Financial Statements, and is qualified in its entirety by reference
to such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUNDS
<SERIES>
<NUMBER> 172
<NAME> GROWTH EQUITY FUND
<S> <C>
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<ACCUMULATED-NII-PRIOR> 0
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[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Semi-Annual Financial Statements, and is qualified in its entirety by reference
to such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUNDS
<SERIES>
<NUMBER> 173
<NAME> GROWTH EQUITY FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
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<ACCUMULATED-NII-PRIOR> 0
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<OVERDISTRIB-NII-PRIOR> 0
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<GROSS-ADVISORY-FEES> 154146
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 399435
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<PER-SHARE-NAV-BEGIN> 17.44
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<EXPENSE-RATIO> 2.30
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Semi-Annual Financial Statements, and is qualified in its entirety by reference
to such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUNDS
<SERIES>
<NUMBER> 181
<NAME> TAX-SENSITIVE EQUITY FUND
<S> <C>
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<PERIOD-START> NOV-01-1998
<PERIOD-END> APR-30-1999
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<PAID-IN-CAPITAL-COMMON> 10456935
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<SHARES-COMMON-PRIOR> 457677
<ACCUMULATED-NII-CURRENT> (48853)
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<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 9.72
<EXPENSE-RATIO> 1.60
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Semi-Annual Financial Statements, and is qualified in its entirety by reference
to such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUNDS
<SERIES>
<NUMBER> 182
<NAME> TAX-SENSITIVE EQUITY FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> APR-30-1999
<INVESTMENTS-AT-COST> 8907578
<INVESTMENTS-AT-VALUE> 9665734
<RECEIVABLES> 136113
<ASSETS-OTHER> 60595
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 9862442
<PAYABLE-FOR-SECURITIES> 146700
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 86917
<TOTAL-LIABILITIES> 233617
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 10456935
<SHARES-COMMON-STOCK> 409286
<SHARES-COMMON-PRIOR> 320781
<ACCUMULATED-NII-CURRENT> (48853)
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (1537413)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 758156
<NET-ASSETS> 9628825
<DIVIDEND-INCOME> 57428
<INTEREST-INCOME> 5127
<OTHER-INCOME> 0
<EXPENSES-NET> 111409
<NET-INVESTMENT-INCOME> (48854)
<REALIZED-GAINS-CURRENT> (782448)
<APPREC-INCREASE-CURRENT> 1541034
<NET-CHANGE-FROM-OPS> 709732
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 149158
<NUMBER-OF-SHARES-REDEEMED> 60653
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> (705549)
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> (754965)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 46574
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 134272
<AVERAGE-NET-ASSETS> 11047874
<PER-SHARE-NAV-BEGIN> 9.04
<PER-SHARE-NII> (0.05)
<PER-SHARE-GAIN-APPREC> 0.65
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 9.64
<EXPENSE-RATIO> 2.25
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Semi-Annual Financial Statements, and is qualified in its entirety by reference
to such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUNDS
<SERIES>
<NUMBER> 102
<NAME> BALANCED FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> APR-30-1999
<INVESTMENTS-AT-COST> 96843246
<INVESTMENTS-AT-VALUE> 99596901
<RECEIVABLES> 1438105
<ASSETS-OTHER> 97131
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 101132137
<PAYABLE-FOR-SECURITIES> 2004211
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 3775028
<TOTAL-LIABILITIES> 5779239
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 85778399
<SHARES-COMMON-STOCK> 1631977
<SHARES-COMMON-PRIOR> 1661049
<ACCUMULATED-NII-CURRENT> 483090
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 6335406
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 2756003
<NET-ASSETS> 95352898
<DIVIDEND-INCOME> 435696
<INTEREST-INCOME> 1202470
<OTHER-INCOME> 0
<EXPENSES-NET> 945236
<NET-INVESTMENT-INCOME> 692930
<REALIZED-GAINS-CURRENT> 6753173
<APPREC-INCREASE-CURRENT> (4737806)
<NET-CHANGE-FROM-OPS> 2708297
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 248851
<DISTRIBUTIONS-OF-GAINS> 1381136
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 74458
<NUMBER-OF-SHARES-REDEEMED> 246745
<SHARES-REINVESTED> 143215
<NET-CHANGE-IN-ASSETS> (3039760)
<ACCUMULATED-NII-PRIOR> 1153058
<ACCUMULATED-GAINS-PRIOR> 6715728
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 364934
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 1044381
<AVERAGE-NET-ASSETS> 98029945
<PER-SHARE-NAV-BEGIN> 11.40
<PER-SHARE-NII> 0.07
<PER-SHARE-GAIN-APPREC> 0.23
<PER-SHARE-DIVIDEND> 0.15
<PER-SHARE-DISTRIBUTIONS> 0.84
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 10.71
<EXPENSE-RATIO> 2.04
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Semi-Annual Financial Statements, and is qualified in its entirety by reference
to such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUNDS
<SERIES>
<NUMBER> 103
<NAME> BALANCED FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> APR-30-1999
<INVESTMENTS-AT-COST> 96843246
<INVESTMENTS-AT-VALUE> 99596901
<RECEIVABLES> 1438105
<ASSETS-OTHER> 97131
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 101132137
<PAYABLE-FOR-SECURITIES> 2004211
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 3775028
<TOTAL-LIABILITIES> 5779239
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 85778399
<SHARES-COMMON-STOCK> 5802362
<SHARES-COMMON-PRIOR> 5637622
<ACCUMULATED-NII-CURRENT> 483090
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 6335406
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 2756003
<NET-ASSETS> 95352898
<DIVIDEND-INCOME> 435696
<INTEREST-INCOME> 1202470
<OTHER-INCOME> 0
<EXPENSES-NET> 945236
<NET-INVESTMENT-INCOME> 692930
<REALIZED-GAINS-CURRENT> 6753173
<APPREC-INCREASE-CURRENT> (4737806)
<NET-CHANGE-FROM-OPS> 2708297
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 834503
<DISTRIBUTIONS-OF-GAINS> 4691171
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 248041
<NUMBER-OF-SHARES-REDEEMED> 567104
<SHARES-REINVESTED> 483803
<NET-CHANGE-IN-ASSETS> (3039760)
<ACCUMULATED-NII-PRIOR> 1153058
<ACCUMULATED-GAINS-PRIOR> 6715728
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 364934
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 1044381
<AVERAGE-NET-ASSETS> 98029945
<PER-SHARE-NAV-BEGIN> 11.54
<PER-SHARE-NII> 0.07
<PER-SHARE-GAIN-APPREC> 0.24
<PER-SHARE-DIVIDEND> 0.15
<PER-SHARE-DISTRIBUTIONS> 0.84
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 10.84
<EXPENSE-RATIO> 2.04
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Semi-Annual Financial Statements, and is qualified in its entirety by reference
to such financial statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUNDS
<SERIES>
<NUMBER> 111
<NAME> NATIONAL MUNICIPAL BOND FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> APR-30-1999
<INVESTMENTS-AT-COST> 14567274
<INVESTMENTS-AT-VALUE> 15373221
<RECEIVABLES> 241929
<ASSETS-OTHER> 84294
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 15699444
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 67797
<TOTAL-LIABILITIES> 67797
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 14842911
<SHARES-COMMON-STOCK> 551439
<SHARES-COMMON-PRIOR> 569289
<ACCUMULATED-NII-CURRENT> (263)
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (16948)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 805947
<NET-ASSETS> 15631647
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 428583
<OTHER-INCOME> 0
<EXPENSES-NET> 122044
<NET-INVESTMENT-INCOME> 306539
<REALIZED-GAINS-CURRENT> 7209
<APPREC-INCREASE-CURRENT> (218249)
<NET-CHANGE-FROM-OPS> 95499
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 125473
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 1985
<NUMBER-OF-SHARES-REDEEMED> 25685
<SHARES-REINVESTED> 5850
<NET-CHANGE-IN-ASSETS> (608083)
<ACCUMULATED-NII-PRIOR> (263)
<ACCUMULATED-GAINS-PRIOR> (24157)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 47380
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 154437
<AVERAGE-NET-ASSETS> 15919484
<PER-SHARE-NAV-BEGIN> 10.22
<PER-SHARE-NII> 0.18
<PER-SHARE-GAIN-APPREC> (0.13)
<PER-SHARE-DIVIDEND> 0.18
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 10.09
<EXPENSE-RATIO> 1.00
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Semi-Annual Financial Statements, and is qualified in its entirety by reference
to such financial statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUNDS
<SERIES>
<NUMBER> 112
<NAME> NATIONAL MUNICIPAL BOND FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> APR-30-1999
<INVESTMENTS-AT-COST> 14567274
<INVESTMENTS-AT-VALUE> 15373221
<RECEIVABLES> 241929
<ASSETS-OTHER> 84294
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 15699444
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 67797
<TOTAL-LIABILITIES> 67797
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 14842911
<SHARES-COMMON-STOCK> 515927
<SHARES-COMMON-PRIOR> 515858
<ACCUMULATED-NII-CURRENT> (263)
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (16948)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 805947
<NET-ASSETS> 15631647
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 428583
<OTHER-INCOME> 0
<EXPENSES-NET> 122044
<NET-INVESTMENT-INCOME> 306539
<REALIZED-GAINS-CURRENT> 7209
<APPREC-INCREASE-CURRENT> (218249)
<NET-CHANGE-FROM-OPS> 95499
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 93350
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 31289
<NUMBER-OF-SHARES-REDEEMED> 36044
<SHARES-REINVESTED> 4824
<NET-CHANGE-IN-ASSETS> (608083)
<ACCUMULATED-NII-PRIOR> (263)
<ACCUMULATED-GAINS-PRIOR> (24157)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 47380
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 154437
<AVERAGE-NET-ASSETS> 15919484
<PER-SHARE-NAV-BEGIN> 10.22
<PER-SHARE-NII> 0.15
<PER-SHARE-GAIN-APPREC> (0.13)
<PER-SHARE-DIVIDEND> 0.15
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 10.09
<EXPENSE-RATIO> 1.85
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Semi-Annual Financial Statements, and is qualified in its entirety by reference
to such financial statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUNDS
<SERIES>
<NUMBER> 113
<NAME> NATIONAL MUNICIPAL BOND FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> APR-30-1999
<INVESTMENTS-AT-COST> 14567274
<INVESTMENTS-AT-VALUE> 15373221
<RECEIVABLES> 241929
<ASSETS-OTHER> 84294
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 15699444
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 67797
<TOTAL-LIABILITIES> 67797
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 14842911
<SHARES-COMMON-STOCK> 482293
<SHARES-COMMON-PRIOR> 503623
<ACCUMULATED-NII-CURRENT> (263)
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (16948)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 805947
<NET-ASSETS> 15631647
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 428583
<OTHER-INCOME> 0
<EXPENSES-NET> 122044
<NET-INVESTMENT-INCOME> 306539
<REALIZED-GAINS-CURRENT> 7209
<APPREC-INCREASE-CURRENT> (218249)
<NET-CHANGE-FROM-OPS> 95499
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 87717
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 52868
<NUMBER-OF-SHARES-REDEEMED> 80258
<SHARES-REINVESTED> 6060
<NET-CHANGE-IN-ASSETS> (608083)
<ACCUMULATED-NII-PRIOR> (263)
<ACCUMULATED-GAINS-PRIOR> (24157)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 47380
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 154437
<AVERAGE-NET-ASSETS> 15919484
<PER-SHARE-NAV-BEGIN> 10.22
<PER-SHARE-NII> 0.15
<PER-SHARE-GAIN-APPREC> (0.13)
<PER-SHARE-DIVIDEND> 0.15
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 10.09
<EXPENSE-RATIO> 1.85
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Semi-Annual Financial Statements, and is qualified in its entirety by reference
to such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUNDS
<SERIES>
<NUMBER> 131
<NAME> STRATEGIC INCOME FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> APR-30-1999
<INVESTMENTS-AT-COST> 73768649
<INVESTMENTS-AT-VALUE> 72150104
<RECEIVABLES> 4197079
<ASSETS-OTHER> 1944629
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 78357348
<PAYABLE-FOR-SECURITIES> 864950
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 9474722
<TOTAL-LIABILITIES> 10339672
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 71768327
<SHARES-COMMON-STOCK> 1264846
<SHARES-COMMON-PRIOR> 1701232
<ACCUMULATED-NII-CURRENT> 199420
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (2435467)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 1514604
<NET-ASSETS> 68017676
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 3500168
<OTHER-INCOME> 0
<EXPENSES-NET> 760033
<NET-INVESTMENT-INCOME> 2740135
<REALIZED-GAINS-CURRENT> (1741481)
<APPREC-INCREASE-CURRENT> 2447820
<NET-CHANGE-FROM-OPS> 3446474
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 540391
<DISTRIBUTIONS-OF-GAINS> 93964
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 302244
<NUMBER-OF-SHARES-REDEEMED> 779605
<SHARES-REINVESTED> 40975
<NET-CHANGE-IN-ASSETS> (10025828)
<ACCUMULATED-NII-PRIOR> 196179
<ACCUMULATED-GAINS-PRIOR> (208578)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 274441
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 816409
<AVERAGE-NET-ASSETS> 75398622
<PER-SHARE-NAV-BEGIN> 8.99
<PER-SHARE-NII> 0.35
<PER-SHARE-GAIN-APPREC> 0.11
<PER-SHARE-DIVIDEND> 0.35
<PER-SHARE-DISTRIBUTIONS> 0.05
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 9.05
<EXPENSE-RATIO> 1.50
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Semi-Annual Financial Statements, and is qualified in its entirety by reference
to such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUNDS
<SERIES>
<NUMBER> 132
<NAME> STRATEGIC INCOME FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> APR-30-1999
<INVESTMENTS-AT-COST> 73768649
<INVESTMENTS-AT-VALUE> 72150104
<RECEIVABLES> 4197079
<ASSETS-OTHER> 1944629
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 78357348
<PAYABLE-FOR-SECURITIES> 864950
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 9474722
<TOTAL-LIABILITIES> 10339672
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 71768327
<SHARES-COMMON-STOCK> 3018504
<SHARES-COMMON-PRIOR> 3248736
<ACCUMULATED-NII-CURRENT> 199420
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (2435467)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 1514604
<NET-ASSETS> 68017676
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 3500168
<OTHER-INCOME> 0
<EXPENSES-NET> 760033
<NET-INVESTMENT-INCOME> 2740135
<REALIZED-GAINS-CURRENT> (1741481)
<APPREC-INCREASE-CURRENT> 2447820
<NET-CHANGE-FROM-OPS> 3446474
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 1055546
<DISTRIBUTIONS-OF-GAINS> 188949
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 418673
<NUMBER-OF-SHARES-REDEEMED> 721380
<SHARES-REINVESTED> 72475
<NET-CHANGE-IN-ASSETS> (10025828)
<ACCUMULATED-NII-PRIOR> 196179
<ACCUMULATED-GAINS-PRIOR> (208578)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 274441
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 816409
<AVERAGE-NET-ASSETS> 75398622
<PER-SHARE-NAV-BEGIN> 8.99
<PER-SHARE-NII> 0.32
<PER-SHARE-GAIN-APPREC> 0.12
<PER-SHARE-DIVIDEND> 0.32
<PER-SHARE-DISTRIBUTIONS> 0.05
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 9.06
<EXPENSE-RATIO> 2.15
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Semi-Annual Financial Statements, and is qualified in its entirety by reference
to such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUNDS
<SERIES>
<NUMBER> 133
<NAME> STRATEGIC INCOME FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> APR-30-1999
<INVESTMENTS-AT-COST> 73768649
<INVESTMENTS-AT-VALUE> 72150104
<RECEIVABLES> 4197079
<ASSETS-OTHER> 1944629
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 78357348
<PAYABLE-FOR-SECURITIES> 864950
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 9474722
<TOTAL-LIABILITIES> 10339672
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 71768327
<SHARES-COMMON-STOCK> 3227413
<SHARES-COMMON-PRIOR> 3730001
<ACCUMULATED-NII-CURRENT> 199420
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (2435467)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 1514604
<NET-ASSETS> 68017676
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 3500168
<OTHER-INCOME> 0
<EXPENSES-NET> 760033
<NET-INVESTMENT-INCOME> 2740135
<REALIZED-GAINS-CURRENT> (1741481)
<APPREC-INCREASE-CURRENT> 2447820
<NET-CHANGE-FROM-OPS> 3446474
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 1140956
<DISTRIBUTIONS-OF-GAINS> 202495
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 132881
<NUMBER-OF-SHARES-REDEEMED> 731362
<SHARES-REINVESTED> 95893
<NET-CHANGE-IN-ASSETS> (10025828)
<ACCUMULATED-NII-PRIOR> 196179
<ACCUMULATED-GAINS-PRIOR> (208578)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 274441
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 816409
<AVERAGE-NET-ASSETS> 75398622
<PER-SHARE-NAV-BEGIN> 8.99
<PER-SHARE-NII> 0.32
<PER-SHARE-GAIN-APPREC> 0.12
<PER-SHARE-DIVIDEND> 0.32
<PER-SHARE-DISTRIBUTIONS> 0.05
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 9.06
<EXPENSE-RATIO> 2.15
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Semi-annual Financial Statements, and is qualified in its entirety by reference
to such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUNDS
<SERIES>
<NUMBER> 141
<NAME> INTERNATIONAL EQUITY FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> APR-30-1999
<INVESTMENTS-AT-COST> 23885094
<INVESTMENTS-AT-VALUE> 25441185
<RECEIVABLES> 5626149
<ASSETS-OTHER> 5299179
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 36366513
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 9987969
<TOTAL-LIABILITIES> 9987969
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 23404893
<SHARES-COMMON-STOCK> 350015
<SHARES-COMMON-PRIOR> 156260
<ACCUMULATED-NII-CURRENT> 87156
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 1212134
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 1674361
<NET-ASSETS> 26378544
<DIVIDEND-INCOME> 199516
<INTEREST-INCOME> 22009
<OTHER-INCOME> 0
<EXPENSES-NET> 299766
<NET-INVESTMENT-INCOME> (78241)
<REALIZED-GAINS-CURRENT> 1471277
<APPREC-INCREASE-CURRENT> 2473036
<NET-CHANGE-FROM-OPS> 3866072
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 12093
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 44568
<NUMBER-OF-SHARES-REDEEMED> 78998
<SHARES-REINVESTED> 1100
<NET-CHANGE-IN-ASSETS> 619454
<ACCUMULATED-NII-PRIOR> 165398
<ACCUMULATED-GAINS-PRIOR> (177349)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 116838
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 309228
<AVERAGE-NET-ASSETS> 26185751
<PER-SHARE-NAV-BEGIN> 9.83
<PER-SHARE-NII> 0
<PER-SHARE-GAIN-APPREC> 1.59
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0.03
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 11.39
<EXPENSE-RATIO> 1.75
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Semi-annual Financial Statements, and is qualified in its entirety by reference
to such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUNDS
<SERIES>
<NUMBER> 142
<NAME> INTERNATIONAL EQUITY FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> APR-30-1999
<INVESTMENTS-AT-COST> 23885094
<INVESTMENTS-AT-VALUE> 25441185
<RECEIVABLES> 5626149
<ASSETS-OTHER> 5299179
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 36366513
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 9987969
<TOTAL-LIABILITIES> 9987969
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 23404893
<SHARES-COMMON-STOCK> 1789551
<SHARES-COMMON-PRIOR> 518840
<ACCUMULATED-NII-CURRENT> 87156
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 1212134
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 1674361
<NET-ASSETS> 26378544
<DIVIDEND-INCOME> 199516
<INTEREST-INCOME> 22009
<OTHER-INCOME> 0
<EXPENSES-NET> 299766
<NET-INVESTMENT-INCOME> (78241)
<REALIZED-GAINS-CURRENT> 1471277
<APPREC-INCREASE-CURRENT> 2473036
<NET-CHANGE-FROM-OPS> 3866072
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 44314
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 124961
<NUMBER-OF-SHARES-REDEEMED> 210903
<SHARES-REINVESTED> 3861
<NET-CHANGE-IN-ASSETS> 619454
<ACCUMULATED-NII-PRIOR> 165398
<ACCUMULATED-GAINS-PRIOR> (177349)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 116838
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 309228
<AVERAGE-NET-ASSETS> 26185751
<PER-SHARE-NAV-BEGIN> 9.77
<PER-SHARE-NII> (0.03)
<PER-SHARE-GAIN-APPREC> 1.57
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0.03
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 11.28
<EXPENSE-RATIO> 2.40
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Semi-annual Financial Statements, and is qualified in its entirety by reference
to such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUNDS
<SERIES>
<NUMBER> 143
<NAME> INTERNATIONAL EQUITY FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> APR-30-1999
<INVESTMENTS-AT-COST> 23885094
<INVESTMENTS-AT-VALUE> 25441185
<RECEIVABLES> 5626149
<ASSETS-OTHER> 5299179
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 36366513
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 9987969
<TOTAL-LIABILITIES> 9987969
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 23404893
<SHARES-COMMON-STOCK> 631839
<SHARES-COMMON-PRIOR> 453522
<ACCUMULATED-NII-CURRENT> 87156
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 1212134
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 1674361
<NET-ASSETS> 26378544
<DIVIDEND-INCOME> 199516
<INTEREST-INCOME> 22009
<OTHER-INCOME> 0
<EXPENSES-NET> 299766
<NET-INVESTMENT-INCOME> (78241)
<REALIZED-GAINS-CURRENT> 1471277
<APPREC-INCREASE-CURRENT> 2473036
<NET-CHANGE-FROM-OPS> 3866072
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 25387
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 47999
<NUMBER-OF-SHARES-REDEEMED> 232924
<SHARES-REINVESTED> 2310
<NET-CHANGE-IN-ASSETS> 619454
<ACCUMULATED-NII-PRIOR> 165398
<ACCUMULATED-GAINS-PRIOR> (177349)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 116838
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 309228
<AVERAGE-NET-ASSETS> 26185751
<PER-SHARE-NAV-BEGIN> 9.77
<PER-SHARE-NII> (0.03)
<PER-SHARE-GAIN-APPREC> 1.56
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0.03
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 11.27
<EXPENSE-RATIO> 2.40
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Semi-Annual Financial Statements, and is qualified in its entirety by reference
to such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUNDS
<SERIES>
<NUMBER> 151
<NAME> SMALL/MID CAP FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> APR-30-1999
<INVESTMENTS-AT-COST> 49051302
<INVESTMENTS-AT-VALUE> 52632679
<RECEIVABLES> 562897
<ASSETS-OTHER> 39277
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 53234853
<PAYABLE-FOR-SECURITIES> 1462070
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 8298128
<TOTAL-LIABILITIES> 9760198
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 33213877
<SHARES-COMMON-STOCK> 305979
<SHARES-COMMON-PRIOR> 299206
<ACCUMULATED-NII-CURRENT> (336881)
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 7016282
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 3581377
<NET-ASSETS> 43474655
<DIVIDEND-INCOME> 41540
<INTEREST-INCOME> 70961
<OTHER-INCOME> 0
<EXPENSES-NET> 449382
<NET-INVESTMENT-INCOME> (336881)
<REALIZED-GAINS-CURRENT> 7195849
<APPREC-INCREASE-CURRENT> 1381520
<NET-CHANGE-FROM-OPS> 8240488
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 460517
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 68303
<NUMBER-OF-SHARES-REDEEMED> 86688
<SHARES-REINVESTED> 25158
<NET-CHANGE-IN-ASSETS> 8467035
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 3118172
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 185869
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 470828
<AVERAGE-NET-ASSETS> 40575777
<PER-SHARE-NAV-BEGIN> 16.09
<PER-SHARE-NII> (0.10)
<PER-SHARE-GAIN-APPREC> 3.77
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 1.48
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 18.28
<EXPENSE-RATIO> 1.67
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Semi-Annual Financial Statements, and is qualified in its entirety by reference
to such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUNDS
<SERIES>
<NUMBER> 152
<NAME> SMALL/MID CAP FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> APR-30-1999
<INVESTMENTS-AT-COST> 49051302
<INVESTMENTS-AT-VALUE> 52632679
<RECEIVABLES> 562897
<ASSETS-OTHER> 39277
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 53234853
<PAYABLE-FOR-SECURITIES> 1462070
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 8298128
<TOTAL-LIABILITIES> 9760198
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 33213877
<SHARES-COMMON-STOCK> 1106710
<SHARES-COMMON-PRIOR> 886278
<ACCUMULATED-NII-CURRENT> (336881)
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 7016282
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 3581377
<NET-ASSETS> 43474655
<DIVIDEND-INCOME> 41540
<INTEREST-INCOME> 70961
<OTHER-INCOME> 0
<EXPENSES-NET> 449382
<NET-INVESTMENT-INCOME> (336881)
<REALIZED-GAINS-CURRENT> 7195849
<APPREC-INCREASE-CURRENT> 1381520
<NET-CHANGE-FROM-OPS> 8240488
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 1326329
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 187319
<NUMBER-OF-SHARES-REDEEMED> 145799
<SHARES-REINVESTED> 78912
<NET-CHANGE-IN-ASSETS> 8467035
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 3118172
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 185869
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 470828
<AVERAGE-NET-ASSETS> 40575777
<PER-SHARE-NAV-BEGIN> 15.77
<PER-SHARE-NII> (0.14)
<PER-SHARE-GAIN-APPREC> 3.65
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 1.48
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 17.80
<EXPENSE-RATIO> 2.32
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Semi-Annual Financial Statements, and is qualified in its entirety by reference
to such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUNDS
<SERIES>
<NUMBER> 153
<NAME> SMALL/MID CAP FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> APR-30-1999
<INVESTMENTS-AT-COST> 49051302
<INVESTMENTS-AT-VALUE> 52632679
<RECEIVABLES> 562897
<ASSETS-OTHER> 39277
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 53234853
<PAYABLE-FOR-SECURITIES> 1462070
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 8298128
<TOTAL-LIABILITIES> 9760198
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 33213877
<SHARES-COMMON-STOCK> 1119198
<SHARES-COMMON-PRIOR> 1027604
<ACCUMULATED-NII-CURRENT> (336881)
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 7016282
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 3581377
<NET-ASSETS> 43474655
<DIVIDEND-INCOME> 41540
<INTEREST-INCOME> 70961
<OTHER-INCOME> 0
<EXPENSES-NET> 449382
<NET-INVESTMENT-INCOME> (336881)
<REALIZED-GAINS-CURRENT> 7195849
<APPREC-INCREASE-CURRENT> 1381520
<NET-CHANGE-FROM-OPS> 8240488
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 1510893
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 290082
<NUMBER-OF-SHARES-REDEEMED> 284924
<SHARES-REINVESTED> 86436
<NET-CHANGE-IN-ASSETS> 8467035
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 3118172
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 185869
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 470828
<AVERAGE-NET-ASSETS> 40575777
<PER-SHARE-NAV-BEGIN> 15.79
<PER-SHARE-NII> (0.14)
<PER-SHARE-GAIN-APPREC> 3.67
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 1.48
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 17.84
<EXPENSE-RATIO> 2.32
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the FUnd's
Semi-annual Financial Statements, and is qualified in its entirety by reference
to such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUNDS
<SERIES>
<NUMBER> 161
<NAME> INTERNATIONAL SMALL CAP FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> APR-30-1999
<INVESTMENTS-AT-COST> 14071129
<INVESTMENTS-AT-VALUE> 17888775
<RECEIVABLES> 128857
<ASSETS-OTHER> 174168
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 18191800
<PAYABLE-FOR-SECURITIES> 13985
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 2943031
<TOTAL-LIABILITIES> 2957016
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 11960199
<SHARES-COMMON-STOCK> 137676
<SHARES-COMMON-PRIOR> 156260
<ACCUMULATED-NII-CURRENT> (126091)
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (416079)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 3816755
<NET-ASSETS> 15234784
<DIVIDEND-INCOME> 29126
<INTEREST-INCOME> 34056
<OTHER-INCOME> 0
<EXPENSES-NET> 189273
<NET-INVESTMENT-INCOME> (126091)
<REALIZED-GAINS-CURRENT> 247080
<APPREC-INCREASE-CURRENT> 2277760
<NET-CHANGE-FROM-OPS> 2398749
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 14337
<NUMBER-OF-SHARES-REDEEMED> 32921
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> (218745)
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> (663159)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 80799
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 202261
<AVERAGE-NET-ASSETS> 15513996
<PER-SHARE-NAV-BEGIN> 13.91
<PER-SHARE-NII> (0.08)
<PER-SHARE-GAIN-APPREC> 2.47
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 16.30
<EXPENSE-RATIO> 1.90
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the FUnd's
Semi-annual Financial Statements, and is qualified in its entirety by reference
to such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUNDS
<SERIES>
<NUMBER> 162
<NAME> INTERNATIONAL SMALL CAP FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> APR-30-1999
<INVESTMENTS-AT-COST> 14071129
<INVESTMENTS-AT-VALUE> 17888775
<RECEIVABLES> 128857
<ASSETS-OTHER> 174168
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 18191800
<PAYABLE-FOR-SECURITIES> 13985
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 2943031
<TOTAL-LIABILITIES> 2957016
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 11960199
<SHARES-COMMON-STOCK> 445353
<SHARES-COMMON-PRIOR> 518840
<ACCUMULATED-NII-CURRENT> (126091)
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (416079)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 3816755
<NET-ASSETS> 15234784
<DIVIDEND-INCOME> 29126
<INTEREST-INCOME> 34056
<OTHER-INCOME> 0
<EXPENSES-NET> 189273
<NET-INVESTMENT-INCOME> (126091)
<REALIZED-GAINS-CURRENT> 247080
<APPREC-INCREASE-CURRENT> 2277760
<NET-CHANGE-FROM-OPS> 2398749
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 39393
<NUMBER-OF-SHARES-REDEEMED> 112880
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> (218745)
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> (663159)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 80799
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 202261
<AVERAGE-NET-ASSETS> 15513996
<PER-SHARE-NAV-BEGIN> 13.66
<PER-SHARE-NII> (0.13)
<PER-SHARE-GAIN-APPREC> 2.41
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 15.94
<EXPENSE-RATIO> 2.55
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
semi-annual Financial Statements, and is qualified in its entirety by reference
to such Financial Statements.
</LEGEND>
<CIK> 0000848403
<NAME> NORTH AMERICAN FUNDS
<SERIES>
<NUMBER> 011
<NAME> EQUITY-INCOME FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-END> APR-30-1999
<INVESTMENTS-AT-COST> 122710303
<INVESTMENTS-AT-VALUE> 153472736
<RECEIVABLES> 294247
<ASSETS-OTHER> 3195
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 153770178
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 542729
<TOTAL-LIABILITIES> 542729
<SENIOR-EQUITY> 013407064
<PAID-IN-CAPITAL-COMMON> 113407064
<SHARES-COMMON-STOCK> 1634046
<SHARES-COMMON-PRIOR> 2078879
<ACCUMULATED-NII-CURRENT> 424326
<OVERDISTRIBUTION-NII> 0633606
<ACCUMULATED-NET-GAINS> 8633606
<OVERDISTRIBUTION-GAINS> 00762453
<ACCUM-APPREC-OR-DEPREC> 307624539
<NET-ASSETS> 153227449
<DIVIDEND-INCOME> 2233090
<INTEREST-INCOME> 139862
<OTHER-INCOME> 0
<EXPENSES-NET> 1588200
<NET-INVESTMENT-INCOME> 784752
<REALIZED-GAINS-CURRENT> 8834948
<APPREC-INCREASE-CURRENT> 3678421
<NET-CHANGE-FROM-OPS> 13298121
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 602776
<DISTRIBUTIONS-OF-GAINS> 2331204
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 152605
<NUMBER-OF-SHARES-REDEEMED> 769040
<SHARES-REINVESTED> 171602
<NET-CHANGE-IN-ASSETS> (18374106)
<ACCUMULATED-NII-PRIOR> 1532483
<ACCUMULATED-GAINS-PRIOR> 10649150
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 597269
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 1714689
<AVERAGE-NET-ASSETS> 166685355
<PER-SHARE-NAV-BEGIN> 17.64
<PER-SHARE-NII> 0.13
<PER-SHARE-GAIN-APPREC> 1.35
<PER-SHARE-DIVIDEND> 0.29
<PER-SHARE-DISTRIBUTIONS> 1.12
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 17.71
<EXPENSE-RATIO> 1.42
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
semi-annual Financial Statements, and is qualified in its entirety by reference
to such Financial Statements.
</LEGEND>
<CIK> 0000848403
<NAME> NORTH AMERICAN FUNDS
<SERIES>
<NUMBER> 012
<NAME> EQUITY-INCOME FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-END> APR-30-1999
<INVESTMENTS-AT-COST> 122710303
<INVESTMENTS-AT-VALUE> 153472736
<RECEIVABLES> 294247
<ASSETS-OTHER> 3195
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 153770178
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 542729
<TOTAL-LIABILITIES> 542729
<SENIOR-EQUITY> 013407064
<PAID-IN-CAPITAL-COMMON> 113407064
<SHARES-COMMON-STOCK> 2124637
<SHARES-COMMON-PRIOR> 2234764
<ACCUMULATED-NII-CURRENT> 424326
<OVERDISTRIBUTION-NII> 0633606
<ACCUMULATED-NET-GAINS> 8633606
<OVERDISTRIBUTION-GAINS> 00762453
<ACCUM-APPREC-OR-DEPREC> 307624539
<NET-ASSETS> 153227449
<DIVIDEND-INCOME> 2233090
<INTEREST-INCOME> 139862
<OTHER-INCOME> 0
<EXPENSES-NET> 1588200
<NET-INVESTMENT-INCOME> 784752
<REALIZED-GAINS-CURRENT> 8834948
<APPREC-INCREASE-CURRENT> 3678421
<NET-CHANGE-FROM-OPS> 13298121
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 372141
<DISTRIBUTIONS-OF-GAINS> 2468438
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 105729
<NUMBER-OF-SHARES-REDEEMED> 375207
<SHARES-REINVESTED> 159351
<NET-CHANGE-IN-ASSETS> (18374106)
<ACCUMULATED-NII-PRIOR> 1532483
<ACCUMULATED-GAINS-PRIOR> 10649150
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 597269
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 1714689
<AVERAGE-NET-ASSETS> 166685355
<PER-SHARE-NAV-BEGIN> 17.43
<PER-SHARE-NII> 0.07
<PER-SHARE-GAIN-APPREC> 1.35
<PER-SHARE-DIVIDEND> 0.17
<PER-SHARE-DISTRIBUTIONS> 1.12
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 17.56
<EXPENSE-RATIO> 2.07
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
semi-annual Financial Statements, and is qualified in its entirety by reference
to such Financial Statements.
</LEGEND>
<CIK> 0000848403
<NAME> NORTH AMERICAN FUNDS
<SERIES>
<NUMBER> 013
<NAME> EQUITY-INCOME FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-END> APR-30-1999
<INVESTMENTS-AT-COST> 122710303
<INVESTMENTS-AT-VALUE> 153472736
<RECEIVABLES> 294247
<ASSETS-OTHER> 3195
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 153770178
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 542729
<TOTAL-LIABILITIES> 542729
<SENIOR-EQUITY> 013407064
<PAID-IN-CAPITAL-COMMON> 113407064
<SHARES-COMMON-STOCK> 4925955
<SHARES-COMMON-PRIOR> 5476787
<ACCUMULATED-NII-CURRENT> 424326
<OVERDISTRIBUTION-NII> 0633606
<ACCUMULATED-NET-GAINS> 8633606
<OVERDISTRIBUTION-GAINS> 00762453
<ACCUM-APPREC-OR-DEPREC> 307624539
<NET-ASSETS> 153227449
<DIVIDEND-INCOME> 2233090
<INTEREST-INCOME> 139862
<OTHER-INCOME> 0
<EXPENSES-NET> 1588200
<NET-INVESTMENT-INCOME> 784752
<REALIZED-GAINS-CURRENT> 8834948
<APPREC-INCREASE-CURRENT> 3678421
<NET-CHANGE-FROM-OPS> 13298121
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 917992
<DISTRIBUTIONS-OF-GAINS> 6050850
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 223840
<NUMBER-OF-SHARES-REDEEMED> 1172042
<SHARES-REINVESTED> 397370
<NET-CHANGE-IN-ASSETS> (18374106)
<ACCUMULATED-NII-PRIOR> 1532483
<ACCUMULATED-GAINS-PRIOR> 10649150
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 597269
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 1714689
<AVERAGE-NET-ASSETS> 166685355
<PER-SHARE-NAV-BEGIN> 17.53
<PER-SHARE-NII> 0.07
<PER-SHARE-GAIN-APPREC> 1.35
<PER-SHARE-DIVIDEND> 0.17
<PER-SHARE-DISTRIBUTIONS> 1.12
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 17.66
<EXPENSE-RATIO> 2.07
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the FUnd's
Semi-Annual Financial Statements, and is qualified in its entirety by reference
to such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 021
<NAME> U. S. GOVERNMENT SECURITIES FUND
<MULTIPLIER> 1
<CURRENCY> USD
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> APR-30-1999
<EXCHANGE-RATE> 1
<INVESTMENTS-AT-COST> 87385991
<INVESTMENTS-AT-VALUE> 87115035
<RECEIVABLES> 569741
<ASSETS-OTHER> 28117
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 87712893
<PAYABLE-FOR-SECURITIES> 17328440
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 555292
<TOTAL-LIABILITIES> 555292
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 71314298
<SHARES-COMMON-STOCK> 4469625
<SHARES-COMMON-PRIOR> 4924835
<ACCUMULATED-NII-CURRENT> (389248)
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (824933)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (270956)
<NET-ASSETS> 69829161
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 2484855
<OTHER-INCOME> 0
<EXPENSES-NET> 547589
<NET-INVESTMENT-INCOME> 1937266
<REALIZED-GAINS-CURRENT> 237823
<APPREC-INCREASE-CURRENT> (1651375)
<NET-CHANGE-FROM-OPS> 523714
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 1395536
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 348846
<NUMBER-OF-SHARES-REDEEMED> 883475
<SHARES-REINVESTED> 79419
<NET-CHANGE-IN-ASSETS> 523714
<ACCUMULATED-NII-PRIOR> (229251)
<ACCUMULATED-GAINS-PRIOR> (1062756)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 221895
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 622626
<AVERAGE-NET-ASSETS> 74446159
<PER-SHARE-NAV-BEGIN> 10.08
<PER-SHARE-NII> 0.27
<PER-SHARE-GAIN-APPREC> (0.19)
<PER-SHARE-DIVIDEND> 0.29
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 9.87
<EXPENSE-RATIO> 1.25
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the FUnd's
Semi-Annual Financial Statements, and is qualified in its entirety by reference
to such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 022
<NAME> U. S. GOVERNMENT SECURITIES FUND
<MULTIPLIER> 1
<CURRENCY> USD
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> APR-30-1999
<EXCHANGE-RATE> 1
<INVESTMENTS-AT-COST> 87385991
<INVESTMENTS-AT-VALUE> 87115035
<RECEIVABLES> 569741
<ASSETS-OTHER> 28117
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 87712893
<PAYABLE-FOR-SECURITIES> 17328440
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 555292
<TOTAL-LIABILITIES> 555292
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 71314298
<SHARES-COMMON-STOCK> 1354400
<SHARES-COMMON-PRIOR> 1772145
<ACCUMULATED-NII-CURRENT> (389248)
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (824933)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (270956)
<NET-ASSETS> 69829161
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 2484855
<OTHER-INCOME> 0
<EXPENSES-NET> 547589
<NET-INVESTMENT-INCOME> 1937266
<REALIZED-GAINS-CURRENT> 237823
<APPREC-INCREASE-CURRENT> (1651375)
<NET-CHANGE-FROM-OPS> 523714
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 375622
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 204183
<NUMBER-OF-SHARES-REDEEMED> 641984
<SHARES-REINVESTED> 20056
<NET-CHANGE-IN-ASSETS> 523714
<ACCUMULATED-NII-PRIOR> (229251)
<ACCUMULATED-GAINS-PRIOR> (1062756)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 221895
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 622626
<AVERAGE-NET-ASSETS> 74446159
<PER-SHARE-NAV-BEGIN> 10.07
<PER-SHARE-NII> 0.24
<PER-SHARE-GAIN-APPREC> (0.19)
<PER-SHARE-DIVIDEND> 0.26
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 9.86
<EXPENSE-RATIO> 1.90
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the FUnd's
Semi-Annual Financial Statements, and is qualified in its entirety by reference
to such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 023
<NAME> U. S. GOVERNMENT SECURITIES FUND
<MULTIPLIER> 1
<CURRENCY> USD
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> APR-30-1999
<EXCHANGE-RATE> 1
<INVESTMENTS-AT-COST> 87385991
<INVESTMENTS-AT-VALUE> 87115035
<RECEIVABLES> 569741
<ASSETS-OTHER> 28117
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 87712893
<PAYABLE-FOR-SECURITIES> 17328440
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 555292
<TOTAL-LIABILITIES> 555292
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 71314298
<SHARES-COMMON-STOCK> 1255660
<SHARES-COMMON-PRIOR> 1261527
<ACCUMULATED-NII-CURRENT> (389248)
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (824933)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (270956)
<NET-ASSETS> 69829161
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 2484855
<OTHER-INCOME> 0
<EXPENSES-NET> 547589
<NET-INVESTMENT-INCOME> 1937266
<REALIZED-GAINS-CURRENT> 237823
<APPREC-INCREASE-CURRENT> (1651375)
<NET-CHANGE-FROM-OPS> 523714
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 326105
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 1469492
<NUMBER-OF-SHARES-REDEEMED> 1497923
<SHARES-REINVESTED> 22564
<NET-CHANGE-IN-ASSETS> 523714
<ACCUMULATED-NII-PRIOR> (229251)
<ACCUMULATED-GAINS-PRIOR> (1062756)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 221895
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 622626
<AVERAGE-NET-ASSETS> 74446159
<PER-SHARE-NAV-BEGIN> 10.07
<PER-SHARE-NII> 0.24
<PER-SHARE-GAIN-APPREC> (0.19)
<PER-SHARE-DIVIDEND> 0.26
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 9.86
<EXPENSE-RATIO> 1.90
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Semi-Annual Financial Statements, and is qualified in its entirety by reference
to such financial statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUNDS
<SERIES>
<NUMBER> 031
<NAME> MONEY MARKET FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> APR-30-1999
<INVESTMENTS-AT-COST> 23024526
<INVESTMENTS-AT-VALUE> 23024526
<RECEIVABLES> 39618
<ASSETS-OTHER> 58537
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 23122681
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 91779
<TOTAL-LIABILITIES> 91779
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 23030902
<SHARES-COMMON-STOCK> 10281103
<SHARES-COMMON-PRIOR> 10296058
<ACCUMULATED-NII-CURRENT> 20546058
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (2054)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 23030902
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 547672
<OTHER-INCOME> 0000000
<EXPENSES-NET> 56125
<NET-INVESTMENT-INCOME> 491547
<REALIZED-GAINS-CURRENT> 804
<APPREC-INCREASE-CURRENT> 0
<NET-CHANGE-FROM-OPS> 492351
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 209503
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 19379544
<NUMBER-OF-SHARES-REDEEMED> 19551941
<SHARES-REINVESTED> 157442
<NET-CHANGE-IN-ASSETS> (1420310)
<ACCUMULATED-NII-PRIOR> 2858
<ACCUMULATED-GAINS-PRIOR> (2858)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 22450
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 89212
<AVERAGE-NET-ASSETS> 22614938
<PER-SHARE-NAV-BEGIN> 1.00
<PER-SHARE-NII> 0.02
<PER-SHARE-GAIN-APPREC> 0
<PER-SHARE-DIVIDEND> 0.02
<PER-SHARE-DISTRIBUTIONS> 0000
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 1.00
<EXPENSE-RATIO> 0.50
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Semi-Annual Financial Statements, and is qualified in its entirety by reference
to such financial statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUNDS
<SERIES>
<NUMBER> 032
<NAME> MONEY MARKET FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> APR-30-1999
<INVESTMENTS-AT-COST> 23024526
<INVESTMENTS-AT-VALUE> 23024526
<RECEIVABLES> 39618
<ASSETS-OTHER> 58537
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 23122681
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 91779
<TOTAL-LIABILITIES> 91779
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 23030902
<SHARES-COMMON-STOCK> 4973117
<SHARES-COMMON-PRIOR> 5919145
<ACCUMULATED-NII-CURRENT> 2054
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (2054)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 23030902
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 547672
<OTHER-INCOME> 0000000
<EXPENSES-NET> 56125
<NET-INVESTMENT-INCOME> 491547
<REALIZED-GAINS-CURRENT> 804
<APPREC-INCREASE-CURRENT> 0
<NET-CHANGE-FROM-OPS> 492351
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 111905
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 7066942
<NUMBER-OF-SHARES-REDEEMED> 8091196
<SHARES-REINVESTED> 78226
<NET-CHANGE-IN-ASSETS> (1420310)
<ACCUMULATED-NII-PRIOR> 2858
<ACCUMULATED-GAINS-PRIOR> (2858)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 22450
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 89212
<AVERAGE-NET-ASSETS> 22614938
<PER-SHARE-NAV-BEGIN> 1.00
<PER-SHARE-NII> 0.02
<PER-SHARE-GAIN-APPREC> 0
<PER-SHARE-DIVIDEND> 0.02
<PER-SHARE-DISTRIBUTIONS> 0000
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 1.00
<EXPENSE-RATIO> 0.50
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Semi-Annual Financial Statements, and is qualified in its entirety by reference
to such financial statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUNDS
<SERIES>
<NUMBER> 033
<NAME> MONEY MARKET FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> APR-30-1999
<INVESTMENTS-AT-COST> 23024526
<INVESTMENTS-AT-VALUE> 23024526
<RECEIVABLES> 39618
<ASSETS-OTHER> 58537
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 23122681
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 91779
<TOTAL-LIABILITIES> 91779
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 23030902
<SHARES-COMMON-STOCK> 7775137
<SHARES-COMMON-PRIOR> 8237403
<ACCUMULATED-NII-CURRENT> 2054
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (2054)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 23030902
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 547672
<OTHER-INCOME> 0000000
<EXPENSES-NET> 56125
<NET-INVESTMENT-INCOME> 491547
<REALIZED-GAINS-CURRENT> 804
<APPREC-INCREASE-CURRENT> 0
<NET-CHANGE-FROM-OPS> 492351
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 170943
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 13880271
<NUMBER-OF-SHARES-REDEEMED> 14476218
<SHARES-REINVESTED> 133681
<NET-CHANGE-IN-ASSETS> (1420310)
<ACCUMULATED-NII-PRIOR> 2858
<ACCUMULATED-GAINS-PRIOR> (2858)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 22450
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 89212
<AVERAGE-NET-ASSETS> 22614938
<PER-SHARE-NAV-BEGIN> 1.00
<PER-SHARE-NII> 0.02
<PER-SHARE-GAIN-APPREC> 0
<PER-SHARE-DIVIDEND> 0.02
<PER-SHARE-DISTRIBUTIONS> 0000
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 1.00
<EXPENSE-RATIO> 0.50
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains financial information extracted from the fund's
Semi-annual Financial Statements, and is qualified in its entirety by reference
to such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 071
<NAME> GLOBAL EQUITY FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> APR-30-1999
<INVESTMENTS-AT-COST> 98281672
<INVESTMENTS-AT-VALUE> 118747490
<RECEIVABLES> 9110466
<ASSETS-OTHER> 862334
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 128720290
<PAYABLE-FOR-SECURITIES> 1491980
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 21154683
<TOTAL-LIABILITIES> 22646663
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 77889503
<SHARES-COMMON-STOCK> 1383805
<SHARES-COMMON-PRIOR> 1890437
<ACCUMULATED-NII-CURRENT> (76123)
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 7624948
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 20635299
<NET-ASSETS> 106073627
<DIVIDEND-INCOME> 936794
<INTEREST-INCOME> 67032
<OTHER-INCOME> 0
<EXPENSES-NET> 1306549
<NET-INVESTMENT-INCOME> (302723)
<REALIZED-GAINS-CURRENT> 7620331
<APPREC-INCREASE-CURRENT> 2019861
<NET-CHANGE-FROM-OPS> 9337469
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 2303340
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 736692
<NUMBER-OF-SHARES-REDEEMED> 1386005
<SHARES-REINVESTED> 142681
<NET-CHANGE-IN-ASSETS> 13042569
<ACCUMULATED-NII-PRIOR> 226601
<ACCUMULATED-GAINS-PRIOR> 8756432
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 522149
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 1343489
<AVERAGE-NET-ASSETS> 116921184
<PER-SHARE-NAV-BEGIN> 16.43
<PER-SHARE-NII> 0
<PER-SHARE-GAIN-APPREC> 1.43
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 1.21
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 16.65
<EXPENSE-RATIO> 1.75
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains financial information extracted from the fund's
Semi-annual Financial Statements, and is qualified in its entirety by reference
to such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 072
<NAME> GLOBAL EQUITY FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> APR-30-1999
<INVESTMENTS-AT-COST> 98281672
<INVESTMENTS-AT-VALUE> 118747490
<RECEIVABLES> 9110466
<ASSETS-OTHER> 862334
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 128720290
<PAYABLE-FOR-SECURITIES> 1491980
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 21154683
<TOTAL-LIABILITIES> 22646663
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 77889503
<SHARES-COMMON-STOCK> 1789551
<SHARES-COMMON-PRIOR> 1864538
<ACCUMULATED-NII-CURRENT> (76123)
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 7624948
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 20635299
<NET-ASSETS> 106073627
<DIVIDEND-INCOME> 936794
<INTEREST-INCOME> 67032
<OTHER-INCOME> 0
<EXPENSES-NET> 1306549
<NET-INVESTMENT-INCOME> (302723)
<REALIZED-GAINS-CURRENT> 7620331
<APPREC-INCREASE-CURRENT> 2019861
<NET-CHANGE-FROM-OPS> 9337469
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 2219820
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 86493
<NUMBER-OF-SHARES-REDEEMED> 293210
<SHARES-REINVESTED> 131730
<NET-CHANGE-IN-ASSETS> 13042569
<ACCUMULATED-NII-PRIOR> 226601
<ACCUMULATED-GAINS-PRIOR> 8756432
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 522149
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 1343489
<AVERAGE-NET-ASSETS> 116921184
<PER-SHARE-NAV-BEGIN> 16.24
<PER-SHARE-NII> (0.06)
<PER-SHARE-GAIN-APPREC> 1.44
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 1.21
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 16.41
<EXPENSE-RATIO> 2.40
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains financial information extracted from the fund's
Semi-annual Financial Statements, and is qualified in its entirety by reference
to such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 073
<NAME> GLOBAL EQUITY FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> APR-30-1999
<INVESTMENTS-AT-COST> 98281672
<INVESTMENTS-AT-VALUE> 118747490
<RECEIVABLES> 9110466
<ASSETS-OTHER> 862334
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 128720290
<PAYABLE-FOR-SECURITIES> 1491980
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 21154683
<TOTAL-LIABILITIES> 22646663
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 77889503
<SHARES-COMMON-STOCK> 3258906
<SHARES-COMMON-PRIOR> 3544699
<ACCUMULATED-NII-CURRENT> (76123)
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 7624948
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 20635299
<NET-ASSETS> 106073627
<DIVIDEND-INCOME> 936794
<INTEREST-INCOME> 67032
<OTHER-INCOME> 0
<EXPENSES-NET> 1306549
<NET-INVESTMENT-INCOME> (302723)
<REALIZED-GAINS-CURRENT> 7620331
<APPREC-INCREASE-CURRENT> 2019861
<NET-CHANGE-FROM-OPS> 9337469
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 4228655
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 1004336
<NUMBER-OF-SHARES-REDEEMED> 1545748
<SHARES-REINVESTED> 255619
<NET-CHANGE-IN-ASSETS> 13042569
<ACCUMULATED-NII-PRIOR> 226601
<ACCUMULATED-GAINS-PRIOR> 8756432
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 522149
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 1343489
<AVERAGE-NET-ASSETS> 116921184
<PER-SHARE-NAV-BEGIN> 16.30
<PER-SHARE-NII> (0.06)
<PER-SHARE-GAIN-APPREC> 1.44
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 1.21
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 16.47
<EXPENSE-RATIO> 2.40
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains financial information extracted from the Fund's
Semi-annual Financial Statements, and is qualified in its entirety by reference
to such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUNDS
<SERIES>
<NUMBER> 081
<NAME> INVESTMENT QUALITY BOND FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> APR-30-1999
<INVESTMENTS-AT-COST> 19684319
<INVESTMENTS-AT-VALUE> 19582291
<RECEIVABLES> 298235
<ASSETS-OTHER> 38830
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 19919356
<PAYABLE-FOR-SECURITIES> 81235
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 3008375
<TOTAL-LIABILITIES> 3089610
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 17182808
<SHARES-COMMON-STOCK> 627580
<SHARES-COMMON-PRIOR> 632860
<ACCUMULATED-NII-CURRENT> (6199)
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (244835)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (102028)
<NET-ASSETS> 16829746
<DIVIDEND-INCOME> 2031
<INTEREST-INCOME> 643875
<OTHER-INCOME> 0
<EXPENSES-NET> 142022
<NET-INVESTMENT-INCOME> 503884
<REALIZED-GAINS-CURRENT> 125329
<APPREC-INCREASE-CURRENT> (522466)
<NET-CHANGE-FROM-OPS> 106747
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 210050
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 50541
<NUMBER-OF-SHARES-REDEEMED> 69837
<SHARES-REINVESTED> 14016
<NET-CHANGE-IN-ASSETS> (276484)
<ACCUMULATED-NII-PRIOR> 11637
<ACCUMULATED-GAINS-PRIOR> (370164)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 51542
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 171240
<AVERAGE-NET-ASSETS> 17315636
<PER-SHARE-NAV-BEGIN> 10.63
<PER-SHARE-NII> 0.33
<PER-SHARE-GAIN-APPREC> (0.24)
<PER-SHARE-DIVIDEND> 0.34
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 10.38
<EXPENSE-RATIO> 1.25
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains financial information extracted from the Fund's
Semi-annual Financial Statements, and is qualified in its entirety by reference
to such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUNDS
<SERIES>
<NUMBER> 082
<NAME> INVESTMENT QUALITY BOND FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> APR-30-1999
<INVESTMENTS-AT-COST> 19684319
<INVESTMENTS-AT-VALUE> 19582291
<RECEIVABLES> 298235
<ASSETS-OTHER> 38830
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 19919356
<PAYABLE-FOR-SECURITIES> 81235
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 3008375
<TOTAL-LIABILITIES> 3089610
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 17182808
<SHARES-COMMON-STOCK> 448159
<SHARES-COMMON-PRIOR> 456154
<ACCUMULATED-NII-CURRENT> (6199)
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (244835)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (102028)
<NET-ASSETS> 16829746
<DIVIDEND-INCOME> 2031
<INTEREST-INCOME> 643875
<OTHER-INCOME> 0
<EXPENSES-NET> 142022
<NET-INVESTMENT-INCOME> 503884
<REALIZED-GAINS-CURRENT> 125329
<APPREC-INCREASE-CURRENT> (522466)
<NET-CHANGE-FROM-OPS> 106747
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 143468
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 127326
<NUMBER-OF-SHARES-REDEEMED> 144964
<SHARES-REINVESTED> 9643
<NET-CHANGE-IN-ASSETS> (276484)
<ACCUMULATED-NII-PRIOR> 11637
<ACCUMULATED-GAINS-PRIOR> (370164)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 51542
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 171240
<AVERAGE-NET-ASSETS> 17315636
<PER-SHARE-NAV-BEGIN> 10.62
<PER-SHARE-NII> 0.29
<PER-SHARE-GAIN-APPREC> (0.22)
<PER-SHARE-DIVIDEND> 0.31
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 10.38
<EXPENSE-RATIO> 1.90
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains financial information extracted from the Fund's
Semi-annual Financial Statements, and is qualified in its entirety by reference
to such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUNDS
<SERIES>
<NUMBER> 083
<NAME> INVESTMENT QUALITY BOND FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> APR-30-1999
<INVESTMENTS-AT-COST> 19684319
<INVESTMENTS-AT-VALUE> 19582291
<RECEIVABLES> 298235
<ASSETS-OTHER> 38830
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 19919356
<PAYABLE-FOR-SECURITIES> 81235
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 3008375
<TOTAL-LIABILITIES> 3089610
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 17182808
<SHARES-COMMON-STOCK> 545399
<SHARES-COMMON-PRIOR> 520861
<ACCUMULATED-NII-CURRENT> (6199)
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (244835)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (102028)
<NET-ASSETS> 16829746
<DIVIDEND-INCOME> 2031
<INTEREST-INCOME> 643875
<OTHER-INCOME> 0
<EXPENSES-NET> 142022
<NET-INVESTMENT-INCOME> 503884
<REALIZED-GAINS-CURRENT> 125329
<APPREC-INCREASE-CURRENT> (522466)
<NET-CHANGE-FROM-OPS> 106747
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 168202
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 90918
<NUMBER-OF-SHARES-REDEEMED> 77813
<SHARES-REINVESTED> 11433
<NET-CHANGE-IN-ASSETS> (276484)
<ACCUMULATED-NII-PRIOR> 11637
<ACCUMULATED-GAINS-PRIOR> (370164)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 51542
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 171240
<AVERAGE-NET-ASSETS> 17315636
<PER-SHARE-NAV-BEGIN> 10.62
<PER-SHARE-NII> 0.29
<PER-SHARE-GAIN-APPREC> (0.22)
<PER-SHARE-DIVIDEND> 0.31
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 10.38
<EXPENSE-RATIO> 1.90
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Semi-annual Financial Statements, and is qualified in its entirety by reference
to such financial statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 091
<NAME> GROWTH AND INCOME FUND
<MULTIPLIER> 1
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> APR-30-1999
<INVESTMENTS-AT-COST> 190779191
<INVESTMENTS-AT-VALUE> 313794825
<RECEIVABLES> 4960638
<ASSETS-OTHER> 1773
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 318757236
<PAYABLE-FOR-SECURITIES> 5006136
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 6850873
<TOTAL-LIABILITIES> 11857009
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 174875873
<SHARES-COMMON-STOCK> 1867629
<SHARES-COMMON-PRIOR> 1768820
<ACCUMULATED-NII-CURRENT> (542659)
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 9551585
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 123015428
<NET-ASSETS> 306900227
<DIVIDEND-INCOME> 1911608
<INTEREST-INCOME> 102802
<OTHER-INCOME> 0
<EXPENSES-NET> 2557069
<NET-INVESTMENT-INCOME> (542659)
<REALIZED-GAINS-CURRENT> 9913382
<APPREC-INCREASE-CURRENT> 41400777
<NET-CHANGE-FROM-OPS> 50771459
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 1712913
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 343593
<NUMBER-OF-SHARES-REDEEMED> 308817
<SHARES-REINVESTED> 64033
<NET-CHANGE-IN-ASSETS> 66016110
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 9274277
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 913805
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 2757589
<AVERAGE-NET-ASSETS> 275454759
<PER-SHARE-NAV-BEGIN> 24.26
<PER-SHARE-NII> 0.01
<PER-SHARE-GAIN-APPREC> 4.98
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0.96
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 28.29
<EXPENSE-RATIO> 1.34
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Semi-annual Financial Statements, and is qualified in its entirety by reference
to such financial statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 092
<NAME> GROWTH AND INCOME FUND
<MULTIPLIER> 1
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> APR-30-1999
<INVESTMENTS-AT-COST> 190779191
<INVESTMENTS-AT-VALUE> 313794825
<RECEIVABLES> 4960638
<ASSETS-OTHER> 1773
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 318757236
<PAYABLE-FOR-SECURITIES> 5006136
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 6850873
<TOTAL-LIABILITIES> 11857009
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 174875873
<SHARES-COMMON-STOCK> 3573793
<SHARES-COMMON-PRIOR> 3147669
<ACCUMULATED-NII-CURRENT> (542659)
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 9551585
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 123015428
<NET-ASSETS> 306900227
<DIVIDEND-INCOME> 1911608
<INTEREST-INCOME> 102802
<OTHER-INCOME> 0
<EXPENSES-NET> 2557069
<NET-INVESTMENT-INCOME> (542659)
<REALIZED-GAINS-CURRENT> 9913382
<APPREC-INCREASE-CURRENT> 41400777
<NET-CHANGE-FROM-OPS> 50771459
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 3082778
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 594552
<NUMBER-OF-SHARES-REDEEMED> 282439
<SHARES-REINVESTED> 114011
<NET-CHANGE-IN-ASSETS> 66016110
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 9274277
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 913805
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 2757589
<AVERAGE-NET-ASSETS> 275454759
<PER-SHARE-NAV-BEGIN> 24.01
<PER-SHARE-NII> (0.07)
<PER-SHARE-GAIN-APPREC> 4.91
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0.96
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 27.89
<EXPENSE-RATIO> 1.99
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Semi-annual Financial Statements, and is qualified in its entirety by reference
to such financial statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUND
<SERIES>
<NUMBER> 093
<NAME> GROWTH AND INCOME FUND
<MULTIPLIER> 1
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> APR-30-1999
<INVESTMENTS-AT-COST> 190779191
<INVESTMENTS-AT-VALUE> 313794825
<RECEIVABLES> 4960638
<ASSETS-OTHER> 1773
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 318757236
<PAYABLE-FOR-SECURITIES> 5006136
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 6850873
<TOTAL-LIABILITIES> 11857009
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 174875873
<SHARES-COMMON-STOCK> 5513158
<SHARES-COMMON-PRIOR> 5077797
<ACCUMULATED-NII-CURRENT> (542659)
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 9551585
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 123015428
<NET-ASSETS> 306900227
<DIVIDEND-INCOME> 1911608
<INTEREST-INCOME> 102802
<OTHER-INCOME> 0
<EXPENSES-NET> 2557069
<NET-INVESTMENT-INCOME> (542659)
<REALIZED-GAINS-CURRENT> 9913382
<APPREC-INCREASE-CURRENT> 41400777
<NET-CHANGE-FROM-OPS> 50771459
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 4840383
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 819587
<NUMBER-OF-SHARES-REDEEMED> 561168
<SHARES-REINVESTED> 176942
<NET-CHANGE-IN-ASSETS> 66016110
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 9274277
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 913805
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 2757589
<AVERAGE-NET-ASSETS> 275454759
<PER-SHARE-NAV-BEGIN> 24.10
<PER-SHARE-NII> (0.07)
<PER-SHARE-GAIN-APPREC> 4.93
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0.96
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 28.00
<EXPENSE-RATIO> 1.99
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Semi-Annual Financial Statements, and is qualified in its entirety by reference
to such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUNDS
<SERIES>
<NUMBER> 101
<NAME> BALANCED FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> APR-30-1999
<INVESTMENTS-AT-COST> 96843246
<INVESTMENTS-AT-VALUE> 99596901
<RECEIVABLES> 1438105
<ASSETS-OTHER> 97131
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 101132137
<PAYABLE-FOR-SECURITIES> 2004211
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 3775028
<TOTAL-LIABILITIES> 5779239
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 85778399
<SHARES-COMMON-STOCK> 1380233
<SHARES-COMMON-PRIOR> 1255832
<ACCUMULATED-NII-CURRENT> 483090
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 6335406
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 2756003
<NET-ASSETS> 95352898
<DIVIDEND-INCOME> 435696
<INTEREST-INCOME> 1202470
<OTHER-INCOME> 0
<EXPENSES-NET> 945236
<NET-INVESTMENT-INCOME> 692930
<REALIZED-GAINS-CURRENT> 6753173
<APPREC-INCREASE-CURRENT> (4737806)
<NET-CHANGE-FROM-OPS> 2708297
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 284543
<DISTRIBUTIONS-OF-GAINS> 1061187
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 126769
<NUMBER-OF-SHARES-REDEEMED> 127102
<SHARES-REINVESTED> 124734
<NET-CHANGE-IN-ASSETS> (3039760)
<ACCUMULATED-NII-PRIOR> 1153058
<ACCUMULATED-GAINS-PRIOR> 6715728
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 364934
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 1044381
<AVERAGE-NET-ASSETS> 98029945
<PER-SHARE-NAV-BEGIN> 11.48
<PER-SHARE-NII> 0.11
<PER-SHARE-GAIN-APPREC> 0.24
<PER-SHARE-DIVIDEND> 0.23
<PER-SHARE-DISTRIBUTIONS> 0.84
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 10.76
<EXPENSE-RATIO> 1.39
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Semi-Annual Financial Statements, and is qualified in its entirety by reference
to such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUNDS
<SERIES>
<NUMBER> 183
<NAME> TAX-SENSITIVE EQUITY FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> APR-30-1999
<INVESTMENTS-AT-COST> 8907578
<INVESTMENTS-AT-VALUE> 9665734
<RECEIVABLES> 136113
<ASSETS-OTHER> 60595
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 9862442
<PAYABLE-FOR-SECURITIES> 146700
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 86917
<TOTAL-LIABILITIES> 233617
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 10456935
<SHARES-COMMON-STOCK> 371000
<SHARES-COMMON-PRIOR> 363463
<ACCUMULATED-NII-CURRENT> (48853)
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (1537413)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 758156
<NET-ASSETS> 9628825
<DIVIDEND-INCOME> 57428
<INTEREST-INCOME> 5127
<OTHER-INCOME> 0
<EXPENSES-NET> 111409
<NET-INVESTMENT-INCOME> (48854)
<REALIZED-GAINS-CURRENT> (782448)
<APPREC-INCREASE-CURRENT> 1541034
<NET-CHANGE-FROM-OPS> 709732
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 112652
<NUMBER-OF-SHARES-REDEEMED> 105115
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> (705549)
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> (754965)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 46574
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 134272
<AVERAGE-NET-ASSETS> 11047874
<PER-SHARE-NAV-BEGIN> 9.04
<PER-SHARE-NII> (0.05)
<PER-SHARE-GAIN-APPREC> 0.64
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 9.63
<EXPENSE-RATIO> 2.25
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Semi-annual Financial Statements, and is qualified in its entirety by reference
to such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUNDS
<SERIES>
<NUMBER> 191
<NAME> EMERGING GROWTH FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> APR-30-1999
<INVESTMENTS-AT-COST> 839920
<INVESTMENTS-AT-VALUE> 941446
<RECEIVABLES> 34676
<ASSETS-OTHER> 67666
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 1043788
<PAYABLE-FOR-SECURITIES> 8668
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 2483
<TOTAL-LIABILITIES> 11151
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 1012785
<SHARES-COMMON-STOCK> 18163
<SHARES-COMMON-PRIOR> 16478
<ACCUMULATED-NII-CURRENT> (8166)
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (73508)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 101526
<NET-ASSETS> 1032637
<DIVIDEND-INCOME> 455
<INTEREST-INCOME> 1307
<OTHER-INCOME> 0
<EXPENSES-NET> 9929
<NET-INVESTMENT-INCOME> (8167)
<REALIZED-GAINS-CURRENT> (34356)
<APPREC-INCREASE-CURRENT> 162773
<NET-CHANGE-FROM-OPS> 120250
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 10230
<NUMBER-OF-SHARES-REDEEMED> 8545
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> 385453
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> (39152)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 4273
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 31326
<AVERAGE-NET-ASSETS> 909437
<PER-SHARE-NAV-BEGIN> 8.88
<PER-SHARE-NII> (0.06)
<PER-SHARE-GAIN-APPREC> 1.48
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 10.30
<EXPENSE-RATIO> 1.70
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Semi-annual Financial Statements, and is qualified in its entirety by reference
to such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUNDS
<SERIES>
<NUMBER> 192
<NAME> EMERGING GROWTH FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> APR-30-1999
<INVESTMENTS-AT-COST> 839920
<INVESTMENTS-AT-VALUE> 941446
<RECEIVABLES> 34676
<ASSETS-OTHER> 67666
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 1043788
<PAYABLE-FOR-SECURITIES> 8668
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 2483
<TOTAL-LIABILITIES> 11151
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 1012785
<SHARES-COMMON-STOCK> 52505
<SHARES-COMMON-PRIOR> 29770
<ACCUMULATED-NII-CURRENT> (8166)
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (73508)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 101526
<NET-ASSETS> 1032637
<DIVIDEND-INCOME> 455
<INTEREST-INCOME> 1307
<OTHER-INCOME> 0
<EXPENSES-NET> 9929
<NET-INVESTMENT-INCOME> (8167)
<REALIZED-GAINS-CURRENT> (34356)
<APPREC-INCREASE-CURRENT> 162773
<NET-CHANGE-FROM-OPS> 120250
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 41868
<NUMBER-OF-SHARES-REDEEMED> 19133
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> 385453
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> (39152)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 4273
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 31326
<AVERAGE-NET-ASSETS> 909437
<PER-SHARE-NAV-BEGIN> 8.83
<PER-SHARE-NII> (0.09)
<PER-SHARE-GAIN-APPREC> 1.45
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 10.19
<EXPENSE-RATIO> 2.35
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the Fund's
Semi-annual Financial Statements, and is qualified in its entirety by reference
to such Financial Statements.
</LEGEND>
<CIK> 0000848103
<NAME> NORTH AMERICAN FUNDS
<SERIES>
<NUMBER> 193
<NAME> EMERGING GROWTH FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1998
<PERIOD-END> APR-30-1999
<INVESTMENTS-AT-COST> 839920
<INVESTMENTS-AT-VALUE> 941446
<RECEIVABLES> 34676
<ASSETS-OTHER> 67666
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 1043788
<PAYABLE-FOR-SECURITIES> 8668
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 2483
<TOTAL-LIABILITIES> 11151
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 1012785
<SHARES-COMMON-STOCK> 30412
<SHARES-COMMON-PRIOR> 26917
<ACCUMULATED-NII-CURRENT> (8166)
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (73508)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 101526
<NET-ASSETS> 1032637
<DIVIDEND-INCOME> 455
<INTEREST-INCOME> 1307
<OTHER-INCOME> 0
<EXPENSES-NET> 9929
<NET-INVESTMENT-INCOME> (8167)
<REALIZED-GAINS-CURRENT> (34356)
<APPREC-INCREASE-CURRENT> 162773
<NET-CHANGE-FROM-OPS> 120250
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 12174
<NUMBER-OF-SHARES-REDEEMED> 8679
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> 385453
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> (39152)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 4273
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 31326
<AVERAGE-NET-ASSETS> 909437
<PER-SHARE-NAV-BEGIN> 8.84
<PER-SHARE-NII> (0.09)
<PER-SHARE-GAIN-APPREC> 1.46
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 10.21
<EXPENSE-RATIO> 2.35
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
