UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: 09/30/99
Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one.): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: TRUSTCO BANK NA
Address: 192 ERIE BLVD
SCHENECTADY, NY 12305
13F File Number: 24-2476
The institutional investment manager filing this report and the
person by whom it is signed hereby represent that the person
signing the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: ANN M NOBLE
Title: VICE PRESIDENT
Phone: 518-381-3855
Signature, Place, and Date of Signing:
TRUSTCO BANK NA SCHENECTADY, NY OCTOBER 01, 1999
Report Type (Check only one.):
[ X] 13F HOLDINGS REPORT.
[ ] 13F NOTICE.
[ ] 13F COMBINATION REPORT.
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE
ACT OF 1934.
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FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 155
Form 13F Information Table Entry Total: $407,224
List of Other Included Managers:
NONE
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FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- --- --- --- ---- ------- ------------- ------- --------- ------
AT & T CORP COM 001957109 8505 195539 SH SOLE 185684 750 9105
AT & T CORP COM 001957109 260 5980 SH DEFINED 2148 3832
AT & T CORP COM 001957109 33 780 SH OTHER 780
ABBOTT LABS COM 002824100 3560 97054 SH SOLE 87954 9100
ABBOTT LABS COM 002824100 7 200 SH DEFINED 200
AIR PRODUCTS & CHEMICALS INC COM 009158106 842 28788 SH SOLE 28788
AMERICA ONLINE COM 02364J104 2752 26450 SH SOLE 26050 400
AMERICAN EXPRESS CO COM 025816109 783 5800 SH SOLE 5800
AMERICAN HOME PRODUCTS CORP COM 026609107 487 11736 SH SOLE 11736
AMERICAN INTERNATIONAL GROUP COM 026874107 5370 61775 SH SOLE 59467 2308
AMERICAN INTERNATIONAL GROUP COM 026874107 10 124 SH DEFINED 124
AMERITECH CORP COM 030954101 423 6352 SH SOLE 6352
AMERITECH CORP COM 030954101 33 504 SH OTHER 504
ANHEUSER BUSCH INC COM 035229103 360 5150 SH SOLE 5000 150
APPLIED MATERIALS COM 038222105 5640 72600 SH SOLE 71000 1600
APPLIED MATERIALS COM 038222105 15 200 SH DEFINED 200
ARVAL HOLDINGS INC COM 043272103 0 100000 SH SOLE 100000
ATLANTIC RICHFIELD CO COM 048825103 589 6650 SH SOLE 6250 200 200
ATLANTIC RICHFIELD CO COM 048825103 221 2500 SH DEFINED 2500
AUTOMATIC DATA PROCESSING INC COM 053015103 1798 40300 SH SOLE 38410 1890
AUTOMATIC DATA PROCESSING INC COM 053015103 89 2000 SH DEFINED 2000
BP AMOCO PLC SPONSORED ADR COM 055622104 4333 39105 SH SOLE 36655 200 2250
BP AMOCO PLC SPONSORED ADR COM 055622104 139 1258 SH DEFINED 729 529
BANK OF NEW YORK INC COM 064057102 3930 117540 SH SOLE 117540
BANK ONE CORP COM COM 06423A103 938 26962 SH SOLE 13214 12184 1564
BANK ONE CORP COM COM 06423A103 26 750 SH DEFINED 363 387
BAXTER INTERNATIONAL INC COM 071813109 378 6287 SH SOLE 6287
BELL ATLANTIC COM 077853109 6147 91320 SH SOLE 85220 200 5900
BELL ATLANTIC COM 077853109 213 3166 SH DEFINED 2766 400
BELL ATLANTIC COM 077853109 63 944 SH OTHER 944
BELLSOUTH COM 079860102 6286 139700 SH SOLE 131140 200 8360
BELLSOUTH COM 079860102 252 5600 SH DEFINED 5400 200
BELLSOUTH COM 079860102 61 1356 SH OTHER 600 756
BESTFOODS COM 08658U101 273 5628 SH SOLE 5628
BESTFOODS COM 08658U101 87 1800 SH DEFINED 1800
BOEING CO COM 097023105 140 3300 SH SOLE 2900 400
BOEING CO COM 097023105 158 3716 SH DEFINED 816 2900
BRISTOL-MYERS SQUIBB CO COM 110122108 11130 164900 SH SOLE 159300 1000 4600
BRISTOL-MYERS SQUIBB CO COM 110122108 580 8600 SH DEFINED 8200 400
CNB FINANCIAL CORP COM 125921106 363 23072 SH DEFINED 23072
CATERPILLAR INC COM 149123101 504 9200 SH SOLE 8800 400
CATERPILLAR INC COM 149123101 21 400 SH DEFINED 400
CHEVRON CORP COM 166751107 885 9973 SH SOLE 9973
CHEVRON CORP COM 166751107 97 1100 SH DEFINED 1100
CISCO SYSTEMS COM 17275R102 14002 204234 SH SOLE 195144 300 8790
CISCO SYSTEMS COM 17275R102 58 850 SH DEFINED 850
CITIGROUP INC COM 172967101 641 14581 SH SOLE 14581
CITIGROUP INC COM 172967101 19 450 SH DEFINED 450
COCA COLA COM 191216100 8649 179267 SH SOLE 172917 350 6000
COCA COLA COM 191216100 665 13800 SH DEFINED 13100 700
COLGATE PALMOLIVE CO COM 194162103 5193 113510 SH SOLE 109110 600 3800
CORNING INC COM 219350105 102 1500 SH SOLE 1500
CORNING INC COM 219350105 123 1800 SH DEFINED 1800
DISNEY CO COM 254687106 3745 144076 SH SOLE 131851 750 11475
DISNEY CO COM 254687106 219 8440 SH DEFINED 4200 4240
DOW CHEMICAL CO COM 260543103 153 1350 SH SOLE 1350
DOW CHEMICAL CO COM 260543103 102 900 SH DEFINED 900
E I DUPONT DE NEMOURS & CO COM 263534109 1665 27532 SH SOLE 21532 200 5800
E I DUPONT DE NEMOURS & CO COM 263534109 300 4968 SH DEFINED 4168 800
EMERSON ELECTRIC CO COM 291011104 1342 21250 SH SOLE 20650 400 200
EMERSON ELECTRIC CO COM 291011104 50 800 SH DEFINED 800
ENRON CORP COM 293561106 414 10102 SH SOLE 8672 1430
ENRON CORP COM 293561106 49 1200 SH DEFINED 1200
ERICSSON L M TEL CO ADR CL B S COM 294821400 662 21200 SH SOLE 18200 3000
EXXON CORP COM 302290101 11617 152868 SH SOLE 141436 2272 9160
EXXON CORP COM 302290101 494 6512 SH DEFINED 4912 1600
FEDERAL NAT'L MTG ASSN COM 313586109 5948 94886 SH SOLE 92436 2450
FEDERAL NAT'L MTG ASSN COM 313586109 37 600 SH DEFINED 400 200
FIFTH THIRD BANCORP COM 316773100 616 10135 SH SOLE 9124 337 674
FIRST ALBANY COS INC. COM 318465101 237 11459 SH DEFINED 11459
FLEET FINANCIAL GROUP, INC COM COM 338915101 668 18253 SH SOLE 15619 2634
FLEET FINANCIAL GROUP, INC COM COM 338915101 162 4424 SH DEFINED 4424
G T E CORP COM 362320103 126 1651 SH SOLE 1651
G T E CORP COM 362320103 349 4548 SH DEFINED 4548
GANNETT INC COM 364730101 27 400 SH SOLE 400
GANNETT INC COM 364730101 179 2600 SH DEFINED 2600
GENERAL ELECTRIC CO COM 369604103 90846 766228 SH SOLE 710415 2256 53557
GENERAL ELECTRIC CO COM 369604103 10548 88971 SH DEFINED 55016 33955
GENERAL MILLS INC COM 370334104 580 7160 SH SOLE 5000 960 1200
GILLETTE CO COM 375766102 3215 94757 SH SOLE 91367 3390
GILLETTE CO COM 375766102 44 1320 SH DEFINED 400 920
H J HEINZ CO COM 423074103 602 14000 SH SOLE 13850 150
H J HEINZ CO COM 423074103 41 975 SH DEFINED 975
HEWLETT PACKARD CO COM 428236103 726 8000 SH SOLE 7200 800
HEWLETT PACKARD CO COM 428236103 63 700 SH DEFINED 700
HOME DEPOT INC COM 437076102 177 2590 SH SOLE 2590
HOME DEPOT INC COM 437076102 82 1200 SH DEFINED 900 300
ILLINOIS TOOL WORKS COM 452308109 238 3200 SH SOLE 3200
ILLINOIS TOOL WORKS COM 452308109 37 500 SH DEFINED 500
INTEL CORP COM 458140100 19050 256349 SH SOLE 237754 2600 15995
INTEL CORP COM 458140100 876 11800 SH DEFINED 10400 1400
I B M CORP COM 459200101 1081 8934 SH SOLE 8934
I B M CORP COM 459200101 539 4456 SH DEFINED 400 4056
I B M CORP COM 459200101 24 200 SH OTHER 200
JOHNSON & JOHNSON COM 478160104 8517 92706 SH SOLE 86156 2200 4350
JOHNSON & JOHNSON COM 478160104 191 2085 SH DEFINED 1835 250
JOHNSON & JOHNSON COM 478160104 36 400 SH OTHER 400
KEYCORP (NEW) COMMON STOCK COM 493267108 57 2214 SH SOLE 2214
KEYCORP (NEW) COMMON STOCK COM 493267108 186 7228 SH DEFINED 7228
LINCOLN NATIONAL CORP COM 534187109 227 6064 SH SOLE 6064
LUCENT TECHNOLOGIES INC COM 549463107 15545 239619 SH SOLE 226879 1084 11656
LUCENT TECHNOLOGIES INC COM 549463107 576 8893 SH DEFINED 3556 5337
LUCENT TECHNOLOGIES INC COM 549463107 35 544 SH OTHER 544
MCI WORLDCOM INC COM 55268B106 224 3120 SH SOLE 2980 140
MCDONALDS CORP COM 580135101 1608 37200 SH SOLE 36000 1200
MCDONALDS CORP COM 580135101 8 200 SH DEFINED 200
MCGRAW-HILL COMPANIES, INC. COM 580645109 1726 35696 SH SOLE 35096 600
MEDIAONE GROUP INC COM 58440J104 248 3640 SH SOLE 2840 400 400
MEDIAONE GROUP INC COM 58440J104 27 400 SH DEFINED 400
MEDIAONE GROUP INC COM 58440J104 11 168 SH OTHER 168
MEDTRONIC INC COM 585055106 6930 194870 SH SOLE 181770 400 12700
MEDTRONIC INC COM 585055106 241 6800 SH DEFINED 6400 400
MERCK & CO INC COM 589331107 10374 160068 SH SOLE 155838 900 3330
MERCK & CO INC COM 589331107 2086 32200 SH DEFINED 31900 300
MERCK & CO INC COM 589331107 12 200 SH OTHER 200
MICROSOFT CORP COM 594918104 23588 260460 SH SOLE 240535 1200 18725
MICROSOFT CORP COM 594918104 9 100 SH DEFINED 100
MINNESOTA MINING & MANUFACTURI COM 604059105 1104 11494 SH SOLE 10594 200 700
MINNESOTA MINING & MANUFACTURI COM 604059105 251 2620 SH DEFINED 900 1720
MOBIL CORP COM 607059102 2976 29548 SH SOLE 27748 500 1300
MOBIL CORP COM 607059102 282 2800 SH DEFINED 2700 100
MORGAN J P & CO INC COM 616880100 795 6964 SH SOLE 6814 150
MORGAN J P & CO INC COM 616880100 22 200 SH DEFINED 200
MOTOROLA INC COM 620076109 1829 20792 SH SOLE 17867 400 2525
MOTOROLA INC COM 620076109 242 2752 SH DEFINED 2752
PEPSICO INC COM 713448108 4647 152384 SH SOLE 143884 2300 6200
PEPSICO INC COM 713448108 131 4323 SH DEFINED 1050 3273
PFIZER INC COM 717081103 2310 64400 SH SOLE 63150 1250
PFIZER INC COM 717081103 586 16338 SH DEFINED 600 15738
PHILIP MORRIS COMPANIES INC COM 718154107 410 12000 SH SOLE 12000
PROCTER & GAMBLE CO COM 742718109 10339 110289 SH SOLE 105939 400 3950
PROCTER & GAMBLE CO COM 742718109 140 1500 SH DEFINED 900 600
ROYAL DUTCH PETROLEUM-NY SHARE COM 780257804 3657 61930 SH SOLE 59480 300 2150
ROYAL DUTCH PETROLEUM-NY SHARE COM 780257804 11 200 SH DEFINED 200
SBC COMMUNICATIONS, INC. COM 78387G103 1555 30471 SH SOLE 29271 1200
SBC COMMUNICATIONS, INC. COM 78387G103 38 748 SH OTHER 748
SARA LEE CORP COM 803111103 212 9100 SH SOLE 7900 1200
SARA LEE CORP COM 803111103 18 800 SH DEFINED 800
SCHERING PLOUGH CORP COM 806605101 1686 38650 SH SOLE 38650
SCHLUMBERGER LTD COM 806857108 4349 69802 SH SOLE 66202 500 3100
SCHLUMBERGER LTD COM 806857108 43 700 SH DEFINED 300 400
SHELL TRAN TR PLC NY SHS COM 822703609 273 6000 SH SOLE 6000
TRUSTCO BANK CORP NY COM 898349105 31329 1060910 SH SOLE 325405 2584 732921
TRUSTCO BANK CORP NY COM 898349105 1129 38251 SH DEFINED 5927 32324
UNILEVER NV NEW YORK SHS NEW COM 904784709 3224 47336 SH SOLE 45126 267 1943
US WEST INC NEW COM 91273H101 362 6355 SH SOLE 5535 410 410
US WEST INC NEW COM 91273H101 23 410 SH DEFINED 410
US WEST INC NEW COM 91273H101 9 172 SH OTHER 172
UNITED TECHNOLOGIES CORP COM 913017109 2204 37168 SH SOLE 35568 400 1200
UNITED TECHNOLOGIES CORP COM 913017109 52 880 SH DEFINED 400 480
VODAFONE AIRTOUCH PLC-SP ADR COM 92857T107 271 1144 SH SOLE 1144
VODAFONE AIRTOUCH PLC-SP ADR COM 92857T107 19 84 SH OTHER 84
WAL-MART STORES INC COM 931142103 497 10450 SH SOLE 9050 400 1000
WAL-MART STORES INC COM 931142103 380 8000 SH DEFINED 8000
WARNER-LAMBERT CO COM 934488107 1194 18000 SH SOLE 18000
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