UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: 12/31/99
Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one.): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: TRUSTCO BANK NA
Address: 192 ERIE BLVD
SCHENECTADY, NY 12305
13F File Number: 24-2476
The institutional investment manager filing this report and the
person by whom it is signed hereby represent that the person
signing the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: ANN M NOBLE
Title: VICE PRESIDENT
Phone: 518-381-3855
Signature, Place, and Date of Signing:
TRUSTCO BANK NA SCHENECTADY, NY JANUARY 03, 2000
Report Type (Check only one.):
[ X] 13F HOLDINGS REPORT.
[ ] 13F NOTICE.
[ ] 13F COMBINATION REPORT.
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE
ACT OF 1934.
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FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 144
Form 13F Information Table Entry Total: $470,583
List of Other Included Managers:
NONE
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FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- --- --- --- ---- ------- ------------- ------- --------- ------
AT & T CORP COM 001957109 10230 201331 SH SOLE 189887 750 10694
AT & T CORP COM 001957109 310 6105 SH DEFINED 2148 3882 75
ABBOTT LABS COM 002824100 3027 83374 SH SOLE 74274 9100
ABBOTT LABS COM 002824100 7 200 SH DEFINED 200
AIR PRODUCTS & CHEMICALS INC COM 009158106 956 28488 SH SOLE 28488
AMERICA ONLINE COM 02364J104 4525 59650 SH SOLE 58100 1550
AMERICAN EXPRESS CO COM 025816109 947 5700 SH SOLE 5700
AMERICAN HOME PRODUCTS CORP COM 026609107 476 12136 SH SOLE 11736 400
AMERICAN INTERNATIONAL GROUP COM 026874107 6785 62755 SH SOLE 60447 2308
AMERICAN INTERNATIONAL GROUP COM 026874107 13 124 SH DEFINED 124
ANHEUSER BUSCH INC COM 035229103 354 5000 SH SOLE 5000
APPLIED MATERIALS COM 038222105 6530 51550 SH SOLE 49950 1600
APPLIED MATERIALS COM 038222105 25 200 SH DEFINED 200
ARVAL HOLDINGS INC COM 043272103 0 100000 SH SOLE 100000
ATLANTIC RICHFIELD CO COM 048825103 575 6650 SH SOLE 6180 200 270
ATLANTIC RICHFIELD CO COM 048825103 216 2500 SH DEFINED 2500
AUTOMATIC DATA PROCESSING INC COM 053015103 2289 42500 SH SOLE 40610 1890
AUTOMATIC DATA PROCESSING INC COM 053015103 107 2000 SH DEFINED 2000
BP AMOCO PLC SPONSORED ADR COM 055622104 4668 78710 SH SOLE 73910 400 4400
BP AMOCO PLC SPONSORED ADR COM 055622104 149 2516 SH DEFINED 1458 1058
BANK OF NEW YORK INC COM 064057102 4701 117540 SH SOLE 117540
BANK ONE CORP COM COM 06423A103 2071 64747 SH SOLE 51684 12143 920
BANK ONE CORP COM COM 06423A103 27 850 SH DEFINED 363 487
BAXTER INTERNATIONAL INC COM 071813109 394 6287 SH SOLE 6287
BELL ATLANTIC COM 077853109 5718 92881 SH SOLE 86620 200 6061
BELL ATLANTIC COM 077853109 253 4112 SH DEFINED 2766 1346
BELL ATLANTIC COM 077853109 21 350 SH OTHER 350
BELLSOUTH COM 079860102 6652 142115 SH SOLE 132715 200 9200
BELLSOUTH COM 079860102 262 5600 SH DEFINED 5400 200
BELLSOUTH COM 079860102 28 600 SH OTHER 600
BESTFOODS COM 08658U101 280 5328 SH SOLE 5128 200
BESTFOODS COM 08658U101 94 1800 SH DEFINED 1800
BOEING CO COM 097023105 103 2500 SH SOLE 2100 400
BOEING CO COM 097023105 153 3716 SH DEFINED 816 2900
BRISTOL-MYERS SQUIBB CO COM 110122108 10574 164750 SH SOLE 158850 1000 4900
BRISTOL-MYERS SQUIBB CO COM 110122108 552 8600 SH DEFINED 8200 400
CNB FINANCIAL CORP COM 125921106 357 23072 SH DEFINED 23072
CATERPILLAR INC COM 149123101 428 9100 SH SOLE 8700 400
CHEVRON CORP COM 166751107 863 9973 SH SOLE 9973
CHEVRON CORP COM 166751107 95 1100 SH DEFINED 1100
CISCO SYSTEMS COM 17275R102 18229 170175 SH SOLE 161285 700 8190
CISCO SYSTEMS COM 17275R102 91 850 SH DEFINED 850
CITIGROUP INC COM 172967101 2692 48356 SH SOLE 47731 625
CITIGROUP INC COM 172967101 25 450 SH DEFINED 450
COCA COLA COM 191216100 10725 184132 SH SOLE 176412 350 7370
COCA COLA COM 191216100 808 13875 SH DEFINED 13100 700 75
COLGATE PALMOLIVE CO COM 194162103 7582 116660 SH SOLE 111660 700 4300
CORNING INC COM 219350105 335 2600 SH SOLE 2600
CORNING INC COM 219350105 232 1800 SH DEFINED 1800
DISNEY CO COM 254687106 5428 185596 SH SOLE 173221 750 11625
DISNEY CO COM 254687106 246 8440 SH DEFINED 4200 4240
DOW CHEMICAL CO COM 260543103 180 1350 SH SOLE 1350
DOW CHEMICAL CO COM 260543103 120 900 SH DEFINED 900
E I DUPONT DE NEMOURS & CO COM 263534109 1787 27132 SH SOLE 21132 200 5800
E I DUPONT DE NEMOURS & CO COM 263534109 327 4968 SH DEFINED 4168 800
EMC CORPORATION COM 268648102 2517 23040 SH SOLE 22100 940
EMERSON ELECTRIC CO COM 291011104 1156 20150 SH SOLE 19550 400 200
EMERSON ELECTRIC CO COM 291011104 45 800 SH DEFINED 800
ENRON CORP COM 293561106 457 10302 SH SOLE 8872 1430
ENRON CORP COM 293561106 53 1200 SH DEFINED 1200
EQUITY INV FD UNIT SELECT 10 COM 294711254 23 25978 SH SOLE 25978
ERICSSON L M TEL CO ADR CL B S COM 294821400 1241 18900 SH SOLE 16200 2700
EXXON MOBIL CORP COM 30231G102 15202 188709 SH SOLE 172971 2932 12806
EXXON MOBIL CORP COM 30231G102 826 10258 SH DEFINED 8476 1732 50
FEDERAL NAT'L MTG ASSN COM 313586109 6625 106111 SH SOLE 102526 3585
FEDERAL NAT'L MTG ASSN COM 313586109 40 650 SH DEFINED 400 200 50
FIFTH THIRD BANCORP COM 316773100 647 8823 SH SOLE 7812 337 674
FIRST ALBANY COS INC. COM 318465101 173 12032 SH DEFINED 12032
FLEET BOSTON FINL CORP COM 339030108 629 18093 SH SOLE 15306 2787
FLEET BOSTON FINL CORP COM 339030108 154 4424 SH DEFINED 4424
G T E CORP COM 362320103 116 1651 SH SOLE 1651
G T E CORP COM 362320103 363 5148 SH DEFINED 4548 600
GANNETT INC COM 364730101 53 650 SH SOLE 400 250
GANNETT INC COM 364730101 212 2600 SH DEFINED 2600
GENERAL ELECTRIC CO COM 369604103 114202 737981 SH SOLE 676277 2256 59448
GENERAL ELECTRIC CO COM 369604103 14971 96746 SH DEFINED 52516 44205 25
GENERAL MILLS INC COM 370334104 511 14320 SH SOLE 10000 1920 2400
GILLETTE CO COM 375766102 3810 92515 SH SOLE 88825 3690
GILLETTE CO COM 375766102 54 1320 SH DEFINED 400 920
H J HEINZ CO COM 423074103 550 13825 SH SOLE 13550 275
H J HEINZ CO COM 423074103 34 875 SH DEFINED 875
HEWLETT PACKARD CO COM 428236103 944 8300 SH SOLE 7200 1100
HEWLETT PACKARD CO COM 428236103 79 700 SH DEFINED 700
HOME DEPOT INC COM 437076102 219 3190 SH SOLE 2890 300
HOME DEPOT INC COM 437076102 82 1200 SH DEFINED 900 300
ILLINOIS TOOL WORKS COM 452308109 216 3200 SH SOLE 3200
ILLINOIS TOOL WORKS COM 452308109 33 500 SH DEFINED 500
INTEL CORP COM 458140100 21384 259799 SH SOLE 240484 2600 16715
INTEL CORP COM 458140100 975 11850 SH DEFINED 10400 1400 50
I B M CORP COM 459200101 974 9034 SH SOLE 8934 100
I B M CORP COM 459200101 480 4456 SH DEFINED 400 4056
JOHNSON & JOHNSON COM 478160104 10079 108086 SH SOLE 100596 2200 5290
JOHNSON & JOHNSON COM 478160104 197 2120 SH DEFINED 1835 250 35
JOHNSON & JOHNSON COM 478160104 37 400 SH OTHER 400
LINCOLN NATIONAL CORP COM 534187109 242 6064 SH SOLE 6064
LUCENT TECHNOLOGIES INC COM 549463107 16746 223289 SH SOLE 209227 1284 12778
LUCENT TECHNOLOGIES INC COM 549463107 689 9199 SH DEFINED 3556 5593 50
MCDONALDS CORP COM 580135101 1475 36600 SH SOLE 35400 1200
MCDONALDS CORP COM 580135101 8 200 SH DEFINED 200
MCGRAW-HILL COMPANIES, INC. COM 580645109 2199 35696 SH SOLE 35096 600
MEDIAONE GROUP INC COM 58440J104 248 3240 SH SOLE 2840 400
MEDIAONE GROUP INC COM 58440J104 30 400 SH DEFINED 400
MEDTRONIC INC COM 585055106 7266 199420 SH SOLE 185020 400 14000
MEDTRONIC INC COM 585055106 247 6800 SH DEFINED 6400 400
MERCK & CO INC COM 589331107 10674 158868 SH SOLE 154438 900 3530
MERCK & CO INC COM 589331107 2170 32300 SH DEFINED 31900 400
MICROSOFT CORP COM 594918104 28452 243705 SH SOLE 223635 1200 18870
MICROSOFT CORP COM 594918104 15 135 SH DEFINED 100 35
MINNESOTA MINING & MANUFACTURI COM 604059105 1075 10984 SH SOLE 10084 200 700
MINNESOTA MINING & MANUFACTURI COM 604059105 236 2420 SH DEFINED 700 1720
MORGAN J P & CO INC COM 616880100 828 6544 SH SOLE 6394 150
MOTOROLA INC COM 620076109 3061 20792 SH SOLE 17867 400 2525
MOTOROLA INC COM 620076109 405 2752 SH DEFINED 2752
PEPSICO INC COM 713448108 5305 150514 SH SOLE 141714 2300 6500
PEPSICO INC COM 713448108 159 4523 SH DEFINED 1050 3473
PFIZER INC COM 717081103 3073 94750 SH SOLE 91900 2850
PFIZER INC COM 717081103 533 16438 SH DEFINED 600 15838
PHILIP MORRIS COMPANIES INC COM 718154107 290 12650 SH SOLE 12650
PROCTER & GAMBLE CO COM 742718109 12386 113055 SH SOLE 107920 400 4735
PROCTER & GAMBLE CO COM 742718109 168 1540 SH DEFINED 900 600 40
QUAKER OATS CO COM 747402105 249 3800 SH DEFINED 3000 800
ROYAL DUTCH PETROLEUM-NY SHARE COM 780257804 3581 59130 SH SOLE 56680 300 2150
ROYAL DUTCH PETROLEUM-NY SHARE COM 780257804 12 200 SH DEFINED 200
SBC COMMUNICATIONS, INC. COM 78387G103 1867 38309 SH SOLE 36825 1484
SARA LEE CORP COM 803111103 202 9200 SH SOLE 7900 1300
SCHERING PLOUGH CORP COM 806605101 1620 38250 SH SOLE 38250
SCHLUMBERGER LTD COM 806857108 3726 66402 SH SOLE 63002 500 2900
SCHLUMBERGER LTD COM 806857108 39 700 SH DEFINED 300 400
SHELL TRAN TR PLC NY SHS COM 822703609 294 6000 SH SOLE 6000
UTS INVT TR AT&T SH TELE EX FD COM 879919108 404 900 SH SOLE 900
TRUSTCO BANK CORP NY COM 898349105 27859 2102597 SH SOLE 634555 5168 1462874
TRUSTCO BANK CORP NY COM 898349105 1013 76502 SH DEFINED 11854 64648
UNILEVER NV NEW YORK SHS NEW COM 904784709 530 9744 SH SOLE 8235 267 1242
US WEST INC NEW COM 91273H101 425 5915 SH SOLE 5505 410
US WEST INC NEW COM 91273H101 29 410 SH DEFINED 410
UNITED TECHNOLOGIES CORP COM 913017109 2461 37868 SH SOLE 36068 400 1400
UNITED TECHNOLOGIES CORP COM 913017109 57 880 SH DEFINED 400 480
VODAFONE AIRTOUCH PLC-SP ADR COM 92857T107 283 5720 SH SOLE 5720
VODAFONE AIRTOUCH PLC-SP ADR COM 92857T107 12 252 SH OTHER 252
WAL-MART STORES INC COM 931142103 729 10550 SH SOLE 8950 400 1200
WAL-MART STORES INC COM 931142103 553 8000 SH DEFINED 8000
WARNER-LAMBERT CO COM 934488107 1474 18000 SH SOLE 18000
WELLS FARGO & CO (NEW) COM 949746101 119 2965 SH SOLE 2765 200
WELLS FARGO & CO (NEW) COM 949746101 80 2000 SH DEFINED 2000
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