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Reg. No. 33-47786, Rule 497(e)
Supplement dated August 23, 1996, to May 1, 1996, Prospectus for
UNUM LIFE INSURANCE COMPANY OF AMERICA
Group Variable Annuity Contract
VA-I Separate Account
The following information supplements First UNUM's VA-I Separate Account
prospectus and should be read in conjunction with it.
The following language replaces Footnote #4 on page 8 under "Fee Table."
A portion of the brokerage commissions the fund paid was used to reduce its
expenses. With this reduction, total operating expenses were 0.79% as of
December 31, 1995. Effective August 1, 1996, Fidelity Management & Research
Company reduced VIP II Asset Manager Portfolio's individual fund fee rate to
0.25%. If this reduced fee had been effective for all of 1995, the fund's
management fee would have been 0.56% and its total expenses would have been
0.66%. The expenses provided in Examples #1, #2, and #3 for Asset Manager would
therefore be lower as a result of this reduction in fees.
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