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Previous: COMMUNITY FINANCIAL CORP /DE/, 10KSB40, EX-23, 2000-06-29 |
Next: FIRSTCOM CORP, 425, 2000-06-29 |
<TABLE> <S> <C>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> MAR-31-2000
<PERIOD-END> MAR-31-2000
<CASH> 7,424,577
<INT-BEARING-DEPOSITS> 1,908,000
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 6,863,674
<INVESTMENTS-CARRYING> 27,312,943
<INVESTMENTS-MARKET> 0
<LOANS> 189,700,859
<ALLOWANCE> 1,218,168
<TOTAL-ASSETS> 243,077,366
<DEPOSITS> 158,568,275
<SHORT-TERM> 57,000,000
<LIABILITIES-OTHER> 1,888,821
<LONG-TERM> 0
0
0
<COMMON> 25,115
<OTHER-SE> 25,394,075
<TOTAL-LIABILITIES-AND-EQUITY> 243,077,366
<INTEREST-LOAN> 14,565,894
<INTEREST-INVEST> 1,448,006
<INTEREST-OTHER> 140,048
<INTEREST-TOTAL> 16,153,948
<INTEREST-DEPOSIT> 6,380,089
<INTEREST-EXPENSE> 8,715,576
<INTEREST-INCOME-NET> 7,438,372
<LOAN-LOSSES> 282,854
<SECURITIES-GAINS> 601,412
<EXPENSE-OTHER> 8,258,242
<INCOME-PRETAX> 2,093,747
<INCOME-PRE-EXTRAORDINARY> 2,093,747
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,323,880
<EPS-BASIC> .52
<EPS-DILUTED> .52
<YIELD-ACTUAL> 0
<LOANS-NON> 1,217,000
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 3,458,000
<ALLOWANCE-OPEN> 1,316,000
<CHARGE-OFFS> 381,000
<RECOVERIES> 66,000
<ALLOWANCE-CLOSE> 1,218,000
<ALLOWANCE-DOMESTIC> 1,218,000
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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